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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: Hi 5i
It is my understanding that in a non-registered account I can receive up to +/- $50,000 (BC/Fed combined tax rate) in Canadian dividends without being taxed. Is that correct?
If so, I was hoping that you could provide a list of 20 Canadian dividend stocks that you have confidence in that have:
1) a 4% yield or higher
2) are not in or associated with the Oil/Gas sector
3) hopefully enough growth to keep up with inflation

Thanks!
Read Answer Asked by Brian on October 11, 2022
Q: I’d like to start a position in one or more income funds that offer a very high yield, but I’m not sure which ones to choose. As of Wednesday Oct 5th, these are the indicated yields I’ve found:

CLM 23.92%
PDBC 20.65%
SDIV 15.31%
QYLD 14.19%
RYLD 14.05%
XYLD 13.05%
BIGZ 11.01%
JEPI 10.94%
PDO 10.90%
PDI 10.79%
BXMT 10.38%
MPW 10.17%
STWD 9.84%
EIT.UN 9.42%
IDV 8.15%

Would you recommend any of these or do you have other suggestions? Are any of them too risky if the bear market deteriorates from here, or can they all be held long term? Are some of these yields too good to be true, like CLM and PDBC? Thanks for your thoughts.

Read Answer Asked by Brian on October 11, 2022
Q: I am trying build a list of buy and forget core stocks for each sector. I hold the following utilities in various accounts: FTS, BIPC, BEPC, AQN, NEE, BLX, NPI. Can you please rank these for safety and also for growth. I hold BLX in a corp account because it has the lowest yield - do you see BLX as a long term buy and forget stock? Thanks.
Read Answer Asked by Grant on October 11, 2022
Q: Hi Team: I have USA $ in my RBC di rrsp account. Where would be the best place to park this money for a year maximum and have my principle guaranteed and still accumulate profit.
Thanks for your time. --- Jane
Read Answer Asked by jane on October 11, 2022
Q: Hello,

I am concerned holding BAM into the spin. Historically the lesser attractive piece has sold off substantially during the spin (e.g. bbu.un, bip.un, bep.un).

Do you think the same will happen here with the asset heavy business selling off and people gravitating to the manager?
Read Answer Asked by James on October 11, 2022
Q: Good afternoon,

I'm planning to sell BNS for tax loss selling and will buy BAM.A with the funds. I'm also planning to sell a put (about 3-6 months out) on BNS for the purpose of collecting the premium. From what I can tell, this would not be an issue on the tax loss side given that I don't necessarily get to buy the shares, correct? I'd also be ok with having to rebuy if called.

Please let me know if there's anything else I should consider wrt this idea.

Thank you for this service, as usual,
Lisa
Read Answer Asked by Lisa on October 11, 2022
Q: Can you provide a 'buy' list for a person wanting to deploy $200,000 (inside RRSP) with the goal of creating 5% or more sustained cash flow - as well as growing the original capital to keep up with inflatiion? We do not have company pensions - this would serve to supplement our government pensions.
Thinking, 20 stocks across all sectors @ $10,000 each (or 5%)
Also could you include 10 growth stocks (inside TFSA) for a total of $250,000 - gotta have some fun ;)
Many Thanks
Jan
Read Answer Asked by Jan on October 07, 2022
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