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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: Rob Carrick had an article recently in the Globe and Mail: "Why it may be time to move away from dividend stocks". He refers to CDZ and suggests replacing it with the iShares S&P/TSX Capped Composite Index ETF. What is your take on his strategy, and on dividend stocks in general at this phase of the economic cycle?
Read Answer Asked by Jerry on April 07, 2014
Q: Hi Peter. I hold LIQ in an RRSP,down over 20%.Up with PKI. Should I sell the profits from PKI and buy more LIQ. I like the income on LIQ, but wondering if I should sell and move on. I like to buy and hold , 3 to 5 Years. Thanks for you wonderful service.
Read Answer Asked by David on April 07, 2014
Q: What are your current sector waitings for moderate to aggressive investors? Thank you
Read Answer Asked by Paul C. on April 07, 2014
Q: Hello Peter....Now with a diversified portfolio, I'm looking to sort the existing holdings and new additions between 3 accounts - new TSFA, adding to non-registered account and managing an existing LIRA account that is can be drawn down beginning in 2107. I'm doing this because of the different income tax rates related to gains, dividends and interest as outline in recent 5iR Q&As. It would be helpful to me to know the holdings in the model portfolio and the income portfolio that you consider to be foremost growth oriented. For those, I would allocate to the TFSA. And I take it for ones like Surge that is growth oriented but with a high yield of about 8%, you would consider assigning it to the non-registered account. And ideally, fixed income and trusts would be held within the LIRA account. Thanks for the guidance......Tom M
Read Answer Asked by Tom on April 07, 2014
Q: An alternative look at the UN Climate change announcement. Europe seems to be tearing up all those juicy contracts that business' signed in recent years. Cameron vows to eradicate all the land based turbines! it's hard to keep up! FinPost's Lawrence Solomon in todays edition:

http://business.financialpost.com/2014/04/04/lawrence-solomon-reversing-renewables/
Read Answer Asked by Gerald on April 07, 2014
Q: A friend recently brought up an investment opportunity for puddle pond resources, a junior mining company located in newfoundland. How can you properly research these companies that are not listed yet? The news articles on their website sound promising, but I also know they are trying to raise cash. I have never invested in unlisted companies and would appreciate any info you can provide.
Read Answer Asked by Sheldon on April 07, 2014
Q: I am underinvested in US stocks - my USD account is only 1/30 of my portfolio.
1. I have missed some great opportunities and I can't buy anything without incurring 11.3% exchange ... HOWEVER People are talking about 15% exchange in coming months.
2. I don't wish to be too late in play if the CAD returns to Par.
3. What is the smart money doing ?

I guess it is best to inch into these things ...
You talk about having 1/5 in US equities and I'm not even close !...
Read Answer Asked by Thomas on April 07, 2014
Q: Hi 5i: What would you think of using JNK instead of XHY for income? I would hold it in my RIF account.
Read Answer Asked by Roland on April 07, 2014
Q: Hi Team
Crescent Point Energy has some detractors due,they say, to the dilution of share value and the high payout ratio. It is essentially the same price I paid for it several years ago and it keeps me awake at night although I like the almost 7% payout. Would you recommend a swap into Tourmaline?
Read Answer Asked by David on April 06, 2014
Q: Hello 5i team
With the changes in your model portfolio and the new income portfolio I have some questions regarding making changes to my portfolio.
I have owned TransCanada Pipe Line for a while, bought at $36 so I have a nice capital gain. I see you prefer Enbridge which I have avoided because of its expensive valuation. I own TRP for income and growth, I have 1000 shares, should I swap for Enbridge? TRP is in my RRIF account.
I recently bought Precision drilling but this is not in your portfolio, I was diversifying into the oil and gas services sector. Would you recommend a swap with Black Diamond Group or do you have an alternate?
Thank you David.
Read Answer Asked by David on April 06, 2014
Q: I have a large portfolio consisting of Canadian stocks - large cap only. I think my portfolio should be more diversified and I was wondering what percent you would suggest for your model portfolio as well as US stocks. And would you put the US stocks in an RRSP to avoid withholding taxes? Thanks for the advice!
Read Answer Asked by Linda on April 06, 2014
Q: Hi 5i Team,

I cannot find a consistent definition of small-cap, mid-cap, large cap, and even micro-cap (anything else?). Everyone seems to have their own definitions. Since you use these terms frequently can you define in terms of market capitalization what they mean to you (5i research) for Canadian and US stocks.

Also what are the market capitalization values that seem to trigger more investor interest in a company? For Canadian stocks it seems that once market cap reaches one billion dollars, it gets more investor interest (I think I read that here).

Thanks,
Paul
Read Answer Asked by Paul on April 06, 2014
Q: Over the past few years I have made significant profits in the markets.How do I safeguard thse profits as I FEAR A SIGNIFICANT correction is looming?I have vivid memories of 2008.Is a 10% stop loss a good way? Or what can you suggest> Thank-you
Read Answer Asked by Francesco on April 06, 2014
Q: I have a full position in CUS Canexus and AD Alaris Royalties. I've essentially given up on CUS and am doubting AD. I'm thinking to sell both and invest the the proceeds into CCL.B CCL Industries and BDI Black Diamond group.

I generally don't do much trading and like to be patient but these two especially CUS have really messed up lately. What is your opinion on this.
Read Answer Asked by Andrew on April 06, 2014
Q: Dear Peter/team,
It is very nice for you to answer all members questions and as membership increases - I think it will - you may not have time to answer all their questions, and some members are demanding a lot.
I wish you would put some more time on the real research than answer some of the repeated questions.
Thanks Again.
Read Answer Asked by Tak on April 06, 2014
Q: Thank You to 5i team for the assistance you provide,i resetting my rsp. portfolio based on your income list.For many years i kept PPL running on ours RSP and TSFA and added some TOG about 6 months ago,can ENB and SGY be replace by PPL and TOG in the same size proportion about 5% in each account i'm over 70 (yes)
Dan
Read Answer Asked by DANIEL on April 06, 2014
Q: Hi 5i: I recently (5th, maybe the 4th) asked a question that hasn't had a response yet. Maybe I'm just being impatient, but I thought I'd repeat it just in case. I was wondering if JNK might replace XHY in the income portfolio given that I will be holding it in a RIF account. It seems to me that the JNK numbers are a little better than those for XHY. Thanks.
Read Answer Asked by Roland on April 06, 2014
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