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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: We have XRE in our TFSA accounts the price is back where we purchased a few years ago so we have just gained on the distributions. Would you recommend continuing to hold XRE or sell and put it into other items.
Read Answer Asked by Donald on January 21, 2014
Q: Does the acquisition of a company by Aastra make sense after Mitel buying them.Thanks Don
Read Answer Asked by Don on January 21, 2014
Q: Hello 5i Team, I would like your opinion on Energy Fuels (EFR)? I know the price of uranium has to be considered, but do you see much upside potential in this company in the next couple of years or is this a much longer term hold?
Read Answer Asked by Karolina on January 21, 2014
Q: Hi Peter
could you give your top two picks for an etf on equalwheight us banks hedged to can.$ . also your top Europe etf on the tsx. tks.
Read Answer Asked by andrew on January 21, 2014
Q: Hi Peter I know that you are not big on mutual funds in general. However, I've been looking at investing in the health care sector and came across CI's Global Health Sciences Corp Cl.
It shows 20% return average over 5 years with the past 2 years at 44 and 59%. Management fees are high at 5%. When the company publishes these figures, have the management fees already been taken off, or should they be subtracted to get actual returns. Would you also please comment on whether this fund is worth considering investing in. Thank you. Your information is always very helpful.
Read Answer Asked by Cam on January 21, 2014
Q: Re Paul's request for recommendations for a discount broker. RBC Direct Investing just recently came out with $9.95 Flat per trade for ALL online investors (no minimum balance,no trade activity required & no expiry date...i.e. it's not a limited time offer).
Even TD/Waterhouse offers a $9.99 Flat fee with total "Household Assets of $50,000 +".
Either of the above would be better (from a fee perspective) than Paul's CIBC fees as the value of all accounts (in TD/Waterhouse's case) count towards the $50,000.
Read Answer Asked by Scot on January 21, 2014
Q: Peter, do you have a preferred discount broker for individuals to use from a fee and service perspective ? I use CIBC w/$9 trades for my bigger account and $29 for the smaller ones. My niece's resp is w/TD and its $29 every trade. It all adds up. Thank you, Paul
Read Answer Asked by Paul on January 21, 2014
Q: Hi, What is your opinion of XGD for some gold exposure? Thanks
Read Answer Asked by Philip on January 21, 2014
Q: NMM:US It appears most fundamental ratios are average to above, sales are down, profits are up.Recently hit a 52 high after being range bound apprx mid 2011 to mid 2013. Any reason this stock seems to have upward mobility, do you foresee additional growth or has it become a sell or hold. Thanks
Read Answer Asked by Ed on January 21, 2014
Q: When I was still using the services of a broker/adviser, I was persuaded to buy some Teck Resources TCK.B when it was having a good run. It dropped considerably after that. I’m no longer using a broker/adviser and during the summer, I doubled down on this stock and bought at a good price. I am finally at a situation where I am breaking even and the shares represent 5% of our total Registered plans. We are retired and are looking forward 10-15 years max., but need some growth and income in the meantime. Should I hold on?
Read Answer Asked by John on January 21, 2014
Q: I have a position in Potash as well as a somewhat larger position in Agrium. My thinking on Potash was long term growth as well as the dividend. I will keep the Agrium but thinking of switching from Potash to a better growth/dividend long term hold. Would you think Cineplex fits this or perhaps another suggestion.
Read Answer Asked by Donald on January 21, 2014
Q: Hello 5i,
My question relates to asset allocation (between fixed income and equities) etc.
There are a variety of suggested formulas for determining how this allocation
should be made, most based on factors like age, health, income etc.
Examples include (100 - age = % to allocate to stocks) or
(age x decimal of age = % to allocate to fixed income). There are many others too.
My questions are :
1. Is there a formula that you would recommend
2. In a situation where a couple have non-registered Joint CA$ and Joint US$ accounts,
as well as separate RRSP accounts, should this allocation be applied to each of these accounts,
(or only at the total of all accounts level).
And for the non-reg. Joint accounts, how would you handle an age difference of > 6 years ?
Thanks very much, your advice is greatly appreciated.
Read Answer Asked by Terrance on January 21, 2014
Q: Argonaut Gold (AR)

Could I have your outlook on Argonaut Gold. Thanks
Read Answer Asked by Bruce on January 21, 2014