Investment Q&A

Q: Hi, retired 68 and living off my investments. No pension except CPP. Cannot collect OAS. Portfolio is stocks and fixed income about 70/30. Getting tired of worrying about individual stocks. Spouse not familiar with managing investments and simplification would be good if I passed. So was thinking of selling all and buying VBAL or similar. Leaning to XBAL due to better yield and returns. Questions:
1. in one of your posts you said you prefer to limit exposure to single ETFs. Please elaborate why. Would some protection be obtained with a 50/50 mix of VBAL and XBAL?
2. With North American markets at all time highs would this be a good time to do this or would some other time, such as a market downturn be better. Most of the funds are in registered funds so tax is not really an issue.
Thanks

Q: DOO has sold off considerably today and is hitting a 52 week low. You have given it a "B" rating. Is this a good entry point and, if not, suggest an appropriate price.

Q: Building the bond part of my investments. What proportion would you allocate to each of the four indicated. 2-What is the difference between XSB and XBB? 3- Do you consider OK to allocate some XHY as a bond equivalent?

Thanks for your great service.

Yves

Q: I sold BCE and T some time ago and no have zero communications shares. What do you suggest for telecom exposure today? Also, which consumer defensive companies, preferably Canadian but US is OK too. Many thanks Al

Q: good morning - I'd like to increase my US ETF exposure and already have IWO and VOO. Do I just add to one of these (which?) or add a third? Thanks for your ongoing good work. Al

Q: Why is Visa trading a discount to its peers?
Mastercard commands much higher multiples, with similar metrics.

Q: Would like to invest in the Chinese market, is there an ETF that you recommend. Thanks Clare

Q: Could you please update your useful comments on this company with what you deem most relevant today and looking forward? Thank you.

Q: Would you consider Guardian Ult-Shrt US TB USD ETF (US $ denom) to be one of the safest ways to hold USD? Last monthly interest payment was 5% annualized which is quite favourable … seems others may not offer higher rates.

Initially the plan was at sub 4.5% level to put this cash elsewhere but with declining US Bond prices I am now wondering how quickly rates may move lower and am wondering if we may experience a diverging interest rate environment between Cda n US rates. What’s the likelihood we could see such divergence n is there a point where the effect of a weakening Canadian dlr would limit further divergence (we are weak at 72.5 exch now but recall a lo of 68 many years ago).

Q: Is there a bond crash coming because of high government debt, particularly in the US? How do you see gold and energy markets performing in that kind of environment and are short term bonds even worth the risk? Or is this fear all over done and we just live with debt levels far beyond our ability to ever repay them?

Q: I am interested in investing in preferred shares for income. Where can I find information on preferred shares and do you have any suggestions which is the best type to look at.

Q: I want to keep a portion of my money in safer/ income producing assets. I have a sum of money in a high interest cash account > 4.25%. What is the difference between the 2? Would it not make sense to keep all the money in the cash acct? Or what would the pros and cons of this be?

Q: Can you explain the difference between these two. Curious which is more or less risky or would have potential better returns in long term.

Q: Hello. What are the ETFs available to trade/cover the uranium and nuclear space? Any aside from URA, HURA, URNM, NLR and NUKZ?

Can you rank the top three and provide some commentary on each? Seems like NLR is winning the year to date performance race.

Thank you.

Q: What happens for this company, it just dropped like stone! any news related with this drop? Buy, hold or sell? Thanks.

Q: Are there any particular tax implications on the yield for these 2 ETFs ?

Thanks

Q: A have been listening to a lot of reputable professionals stating we will soon be entering years of low returns in the stock market. Can you let me know what data they are reviewing to make such comments?
Also, do you agree with this assessment?
Thanks

Q: You may have answered this question before. How does one buy gold instead of gold but trades like a stock -- liquid and is 100% correlated to the price of spot gold

Q: I have been a happy holder of BN/BAM but have always found it hard to measure and take the approach that they are a smart group of ppl who also own a good chunk of the company. What financial metrics do you recommend for evaluating BN ? Regular metrics like PE and ROE don't seem to work...

Q: hello 5i:
looking at valuations, would price would you say TYL becomes very interesting at?
thanks
Paul L