Investment Q&A

Q: Hi 5i team,
How do we estimate present value of CPP & OAS? I roughly use $100,000 for each $500 monthly income based on typical annuity from insurance companies. Is this okay or should we use a PV formula? Thanks

Q: PNP seems to have found new life after Mr Inwentash has departed.
Can you say why this uptick has started? Is it because Mr I has stopped removing so much money for himself so the stockholders can now finally benefit?
Or is new management now finally looking after the store? Any prognosis?

Q: Your expert opinion on the Q4 results of AVO released today, & Hold,Buy or Sell.I have a small holding bought @ $25.25 in 8/14.Appreciate your usual great advice & opinion

Q: Hi,
Mart Resources has an offer of .80 a share on the table. I currently own over 10, 000 shares at .99 and the share price hasn't moved much today. Would it be wise to buy more to try to lower my share price to minimize my loses?

Q: just confirm what i am saying your upcoming growth portfolio will be released around april 1, will contain 25 stocks and will not i repeat not be equal weighted.
and my second point is a question, what is your cutoff of a companies market cap to be included or is it openended.
and lastly just a comment i think the interest from your membership is huge and i think most people will try and cherry pick it. dave

Q: A secondary bought-deal offering of PZA shares has just been announced, priced at $15.00. Is this worth purchasing in your opinion (considering that there is no share diilution) ? Thanks.

Q: is recent share decline due to proposed equity issue?

Q: Just a question/suggestion about your upcoming growth portfolio.

Because I already have your model portfolio, indexes and bonds, I won't be able to buy all 25 stocks when you release your portfolio in March. I can probably buy about ten stocks and then will buy the rest over time. I assume others will be in the same position. The problem them becomes which ones to pick in which order. When you publish the portfolio would you be willing to include a ranking or suggest the order they should be bought in?


Thanks,

Carla

Q: Good Morning Peter & team,

Read an article this morning in the Globe & Mail stating that

"Unfortunately the serenity has been shattered and the reading of the fourth-quarter results on March 5, 2015 will be an entirely different experience. Analysts from Raymond James and National Bank Financial cut their target prices in early February which put another warning flag on the track."

It goes on to explain the dividend may be in danger and, there doesn't appear to be any stopping this down trend.

I have a small position which is down about 50%. I am thinking about selling now prior to the report and taking the loss - my first ever - as I don't see the downtrend stopping any time soon.

What is your advise at this point, and what do you think we can expect on March 5?

Thanks for all you do

Gord

Q: I hold 25% of my RRSP's in PH&N bond fund D. I am wondering if I should sell it and replacing it with CBO CLF or XCB. There are no loads to consider as I have held this fund for several years. My concern is rising interest rates over time plus the cost of managing funds.

Your view is appreciated. Bob

Q: Would EC be a good long term hold for my RRSP? Last report, comment
Thanks
Cec

Q: Your thoughts on latest earnings please. Would you be comfortable with a new purchase today? Feel free to ignore if already asked. Thanks!

Q: I am still holding WJX despite a 35% drop (since original purchase) in share price, because I remain of the opinion that it is a well-managed company.
Even this morning's release of financial results seems to bear out that management is doing their job OK in tough times. And maybe even going forward?
BUT . . . Is the drastic dividend policy change a significant enough factor to make it worth dumping my holdings, in your opinion?
Context: WJX is about 4% of my equity holdings, & my holding period is anticipated to be 3-5 years, maybe longer, & I rely on dividend reinvestment as a significant part of my strategy.
Thanks

Q: WHAT SHOULD ONE, A YIELD INVESTOR DO WITH TEMPLE REIT -TRADING CURRENTLY AROUND 2.74$

Q: Hello Peter & Co,
I sold KBL in early 2014 for $40 and watched it muddle along for quite a while; in a matter of a few months it moved up to around $50.
It is now way in overbought territory (upper limits of RSI) and with an ROE of around 15% and forward P/E ratio of between 25 and 30 (depending on the data source), the ratio profitability/PE being much lower than 1 (0.5 to 0.6).
Is it too early (or maybe too late) to get back in?
By the way; I own most of your holdings in the Model Portfolio, but because I do not invest in Smoking and Gambling related stocks my returns are slightly lower but still quite respectable. It takes all kinds of people to make a market, right?
Thanks,
Antoine
Antoine

Q: Hi Peter,

Saturday's Seminar was very educational. I've learnt a lot.

How would you advise a young person to invest in his TFSA with only $10000? How should one diversify?

Thank you as always.

Connie

Q: Would appreciate your evaluation of this company.
It appears to have many positive attributes including no debt.
Thanks for your valuable insights

Q: Hi team. What are your thoughts on Sjr.b at this price and where do you think it may be headed? Thank you

Q: I was all set to sell my ECI holdings because I thought the company was just for income with little in the way of growth prospects. Given today's results should I be reassessing my commitment to this company?

Thank you.

Paul F.

Q: Hi Peter and team - Do you or any of your readers have any recommendations for a Web site that gives accurate and relatively concise summaries of several of the fundamentals of a company, in particular its cash (and cash equivalents) on hand as well as debt. I have used Globeinvestor and TD Waterhouse but neither seem to show the cash component.
Thanks.