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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: Re: Steven's inquiry and 5i's response. TDDI shows RBF1280 as the ticker for this fund. The MER is indicated as 0.87%
PHN285 is an invalid ticker as per TDDI
Read Answer Asked by Scot on November 21, 2014
Q: I bought this stock a month ago and have a small position and it was my intention to purchase more shares later by dollar cost averaging. I wasn't planning on doing this so quickly but with the recent down grade by Credit Suisse on this company and the price drop in the past few days, would you consider this to be a good time to increase my position. As they are reporting earnings on the 25th could the recent downgrade be attributed to speculation to a possible poorer result and if that is the case would I be better to wait until after the earnings report.

Thank you,

B
Read Answer Asked by Robert on November 21, 2014
Q: Phillips, Hager and North have recently opened their high yield bond fund to investors for the first time in a while - would you buy this type of fund for a five year minimum hold?
Thank you.
Read Answer Asked by Steven on November 21, 2014
Q: having been caught with the price drops I am down considerably on these two oil stocks.
My question is, in your opinion, would be wise to increase my holdings or eat the loss and move on or just sit tight and wait it out.
Thanks for the excellent service!
Read Answer Asked by Kenneth on November 21, 2014
Q: Hi team:
Is there a seasonal trade for the utilities stocks like FTS, EMA and CU?
Does it peak in the winter months like Dec and Jan ? my 2nd question is that CU trades at a lower P/E (16) as compared to Fortis (23) and EMA (19), the return of CU is lower, is there a fundamental reason for CU for the relative poor performance ? Thanks for educating us
Read Answer Asked by Michael on November 21, 2014
Q: Of the companies that 5i covers, which 3 currently have the best valuations on a forward earnings basis?

On the topic of value, I found it interesting to compare a recent report by a bank on NPI (Northland Power) to the 5i report released today on the company. The take away message from the bank’s report is more positive – NPI is a buy for share appreciation and income, while the 5i report draws a different picture based on the company’s high valuation, debt level, pay out, project risks, etc. The bank does disclose that NPI has been a client and it expects NPI to be a client in the near future. Reading both reports knowing that 5i’s assessment is independent, to me, is extremely valuable.
Read Answer Asked by Marc on November 21, 2014
Q: What is your opinion on the company at this price?
Read Answer Asked by Cary on November 21, 2014
Q: I just learned that the Ontario government has ruled that P&C insurance companies will henceforth be required to lower their premiums on car insurance policies by 15%. I know that Intact Financial (and other insurance companies, I presume) has been fighting this for a number of years. Now that it's a fait accompli, how much of a negative impact will this have on the IFC's share price?
Robert
Read Answer Asked by Robert on November 21, 2014
Q: COULD I HAVE YOUR OPINION ON E-T PLEASE. THANK TOU.
Read Answer Asked by LESLIE on November 21, 2014
Q: Crailar's share price has been a disappointment the last several months. Pease let me know your thoughts on the company going forward for the next couple of years. I have been a long time holder of a significant number of shares, but less than 1% of my portfolio. Do you see much hope for the business going forward or do you think it would be prudent to sell now and get out even though it will be for a big loss. Thanks for sharing your wisdom.
Read Answer Asked by Alvin on November 21, 2014
Q: Hi guys,

I'm planning to finally dip my toes in the mining sector after the tax sell-off in December that I'm going to hold for 3+ years. Can you suggest a favorite gold miner company please with a good current evaluation, strong balance sheet and if it pays a dividend that's definitely a plus!

Thanks,

Richard
Read Answer Asked by Richard on November 21, 2014
Q: Not a question but more of a comment regarding the following answer you provided: "Credit Suisse has downgraded the company to underperform, but these moves are designed to generate trading and fear amongst investors, in order to get commissions."

This is so true and so conflict-free, bring it on!
Read Answer Asked by Eric on November 21, 2014
Q: Hi Peter
I just checked my TFSA account and have a 1% admin fee taken out by RBC. Is this a standard fee in the banking sector? It covers the cost of trades. I have a self administered account with TD and am wondering if I could transfer the account.
Thanks
Gary
(Anxiously awaiting the portfolio review!)
Read Answer Asked by Gary on November 21, 2014
Q: Could you give me an outlook for Hammond here.
How is the balance sheet look?
Is this a buy at these levels and is the dividend safe?
Read Answer Asked by Josh on November 21, 2014
Q: Would appreciate an update on this co notwithstanding its upcoming vote re buying Canadian assets. I know the high yield is a warning but even if they halved it, it would still be above average. Thanks
Read Answer Asked by george on November 21, 2014
Q: Would you comment on Hammond Power please. I'm in no hurry, but I would have thought that the lower C$ would have kicked in by now. Thank you.
Read Answer Asked by james on November 21, 2014
Q: Peter -do you have any thoughts on the relative attractiveness of the Aig warrants versus Aig common ...and whether you view either as compelling here?
Read Answer Asked by Kim on November 21, 2014