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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: CXI(TSX) is deemed a foreign investment, as it is domiciled in the US. I guess I should have noticed that before I bought it. Would that affect which account one should buy it in( registered or not), with respect to US withholding tax etc.? Also useful to note this for the 100K foreign reporting requirements.
Read Answer Asked by Marilyn on February 05, 2015
Q: Hello,
I have been slowly adding names from the model portfolio and now have money to add three more names. I currently own DSG ESL G SJ SLF WCP T from the model and I also own KBL PPL DHX SGY AVO BAC. What do you think I should add. I'm a medium risk, long term investor. Thanks for the help. I'm doing a heck of a lot better since becoming a member!
Read Answer Asked by luke on February 05, 2015
Q: A point of clarification regarding rate reset pref shares. When the rate is reset - I assume that the new dividend is based off of the "par" value of the share - $25 - and not the current market price at that time. For example - ENB.PR.B - on the reset date the new div will be derived based on the 5 year gov bond rate plus the spread of 2.40% applied to $25 and not the current market price at that time which is currently lower than $25. Thanks
Read Answer Asked by Gary on February 05, 2015
Q: Would you buy these stocks for a 5 year hold in a TFSA? Or is it still too risky? Wait for oil to stabilize?
Thank you
Read Answer Asked by Josette on February 05, 2015
Q: For James, I too received the TD dividend (and a CXR one) in my WebBroker account showing "Trade date" Feb. 2 & "Settlement date" Jan.31. Because the payment date of Jan. 31 was a non banking day, a Saturday, the next banking day, Monday is the actual credit day to appear in the account. I know banks love to nickel and dime us but had James written a cheque for the 31st on the strength of the dividend being deposited and the bank bounced it because it only showed in the account on the 2nd I believe he would have a legitimate beef. Anyway, any profit made by banks in this fashion will eventually be returned to the shareholders, us, via dividends.
Read Answer Asked by Jeff on February 05, 2015
Q: From your model portfolio what 4-5 stocks would you suggest to be adding at this point in time? Excluding ESL, HCG, T, WCP and Goldcorp.
Read Answer Asked by Jacques on February 05, 2015
Q: BMO has a Floating Rate High Yield ETF (ZFH) that somehow combines T-Bills with Credit Default Swaps (whatever they are) to create a product that is midway between T-Bills and High Yield Corporate Bond ETF's in yield, risk, and volatility, which seems like a worthwhile result. The description of what they are doing might as well have been written in Sanskrit for all that I got out of it. ZFH has attracted $400M worth of investment in its year or so of existence. Would it be a reasonable addition to the bond portion of a balanced portfolio?
Read Answer Asked by Bryan on February 05, 2015
Q: Peter (et al)
Just caught you on BNN. Great info as always.
At the end of the show you mentioned the "growth" portfolio coming this March. Your brief comments about it (riskier, mainly small cap etc.)got me thinking. Without wanting to burden your resources, but because you may be including stocks not generally well known, would it be at all possible to provide a very brief summary of each of the stocks in the portfolio with your reasons for including it - nothing like a full report, just essentially, what you like about the stock. And, also, perhaps a rating of each stocks "risk quotient" compared to the whole portfolio (perhaps in "risk stars" or some other such goofy summarization) - just to give us an idea. What would be totally cool is if one could click on the name and pull up a brief summary and risk assessment.
Again, you already provide so much, I feel bad in making these suggestions, but, in the long run, perhaps doing something along the above lines may actually reduce the number of questions you would field about each of the stocks.
Thanks for you consideration.
Read Answer Asked by Neil on February 05, 2015
Q: For balancing my portfolio, using the ten sectors as you listed on Jan. 16th., where do I put Real Estate?
Leonard.
Read Answer Asked by Leonard on February 05, 2015
Q: Hi Peter. There is a crushing amount of debt in the world which I feel may be beyond the ability of governments, companies and individuals to ever repay, as credit room appears nearly exhausted. If this is correct, the risk of creditor defaults is significant and may lead to bad deflation. Could you give me your opinion on the risk and significance of deflation and how can you protect your assets in that situation, other than holding cash?
Thanks again for your invaluable advice.
Read Answer Asked by jacques on February 05, 2015
Q: Hi, I have been thinking of asset allocation over my registered and non registered portfolios as a whole. Presently I hold a mix of about 80 per cent stocks and 20 percent fixed income. When one advises allocation of an individual stock not to exceed say 10 per cent, or a sector such as financials not to exceed 30 per cent of a portfolio, is this 10 or 30 per cent of the stock holdings only or is it 10 or 30 per cent of the entire portfolio including fixed income and cash?
Read Answer Asked by MANFRED on February 05, 2015
Q: Hi peter , can you give your view on american hotel reit, with a current 8.2% yield and the lower cad benefit, it seem like a good investment.
Read Answer Asked by samuel on February 05, 2015
Q: Good day!
What can you tell us about NYX? The stock price seems to be going straight up. Does this look like an investment opportunity? Would this be a good time to buy? Is this a potential company for a take over?
Thank you.
David
Read Answer Asked by David on February 05, 2015
Q: Now that I have a Total Portfolio (TP) of all accounts or buckets, I wondering what else I can add to it for analysis/worthwhile information purposes. One will be yield to come up with the weighted yield for the TP. Now for the questions -
Would it be worthwhile to identify each equity holding as value or growth? If so, what would be the criteria for value, like high yield or/and "stable" company?
Would it be worthwhile to track the weighted beta for the TP as a measure of volatility?
Are there other measures that you might suggest, especially given the spread sheet is up and available. All these "measures" I would update every other quarter for so, eh?!
PS....the TP had a benefit... did show concentration in the finance sector. Again, thanks for the "education for practical works'........Tom
Read Answer Asked by Tom on February 04, 2015
Q: Peter; I own GS and am thinking of adding FSZ. Does it make any sense tha FSZ, aka National Bank, would acquire GS? Thanks. Rod
Read Answer Asked by Rodney on February 04, 2015
Q: Hi Guys,
A quick clarification on QST, I thought that the EPA in the USA mandated the new stringent environmental regulations for 2015? In other words I was under the impression that O&G companies had to curtail emissions this year and therefore falling oil prices shouldn't have a negative impact on their business if companies are forced by law to implement emission controls this year. Thank-you
Read Answer Asked by Chris on February 04, 2015
Q: Hi
With yesterday's announcement at Gilead and reaction in drop of share price would you consider this a buying opportunity?
Regards
Kathy
Read Answer Asked by Kathy on February 04, 2015