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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: Dear 5i
Do most or all high interest savings accounts pay distributions monthly or quarterly ? How would you rate the above ones that i've listed ? Do you have to be a little cognizant of when you buy them as i see the price can fluctuate slightly throughout the day ? Are you best to buy the one with the highest % distribution or a combination of % distribution and the smallest 52 week high /low spread ?
Take as many points as necessary as i have multiple questions and lots of points .
Thanks
Bill C
Read Answer Asked by Bill on October 17, 2023
Q: Hello 5i
Your analysis tells me that i am underweight in basic materials. I have been thinking about buying more of Stella Jones, which i already own. But, as you will know, it has had a pretty good run recently. So, i was then wondering about looking for a good prospect that has been more beaten down and with a good chance of a rebound. Would you go with SJ, or would there be a better choice, either in Canada or US? Dividend doesn't matter. I have a feeling that this isn't a bad time to be looking at basic materials. Would you agree with that?
Thanks as always for your help
Read Answer Asked by joseph on October 17, 2023
Q: Due to the popularity of diabetes/diet drugs, do you see any companies consumer staples or others that have recently been excessively beaten on? Perhaps some that could be in for a turnaround in the long term.
Read Answer Asked by Robert on October 17, 2023
Q: I am interested in getting into the AI sector. What are your suggestions for something reliable and affordable?
Read Answer Asked by Catty on October 17, 2023
Q: Could you please outline the main risks to Dream Industrial REIT. I am also confused because over 2.5 years their P/E has gone from 4 to 24, yet their stock price has dropped (~$16 to $13) and their earnings have increased (as I understand it). Please correct me if I am wrong. Also, do I have it right that their NAV is ~$17? Do you know their average interest costs and if/when that might increase significantly? Other than those debt questions, and the sector, I'm wondering what I'm missing with this stock continuing to drop. Thank you.
Read Answer Asked by Toge on October 16, 2023
Q: Hi 5i,
if one was interested in getting exposure to the US or Canadian High Yield Bond market would you lean toward active management or a passive index ETF? I would appreciate some suggestions to further research for both US and Canada markets.
Read Answer Asked by Ian on October 16, 2023
Q: Hello 5i,

Krr may have reported recently? What is your take on their progress? It seems that share count has gone up and margins worsened over the period. Revenue seems to be growing but earnings seem to be getting worse. Or is the company's more positive spin a better reflection of KRR's prospects? What are their all in costs of production. Is this improving? Is the management inexperienced? Hold or Sell?
TIA
Read Answer Asked by Kat on October 16, 2023
Q: I'm thinking it might be a good idea to buy some inflation linked government bonds especially long dated either US or Canadian via an ETF Would appreciate your suggestions on specific ETFs and thoughts re short term vs long. My thinking is if inflation is here for longer than we expect and I have inflation linked bonds it's probably the best way to protect myself.
Read Answer Asked by Nigel on October 16, 2023
Q: Upcoming Webinar with Peter - Tuesday, October 17th. I see that it appears TD is a sponsor of this webinar, due to their logo appearing on the announcement. As well, the TD colour of green is quite prominent. I find this a bit concerning. 5i sells itself as being totally neutral and independent and not swayed by others in their opinion. How are we customers to view this? How can 5i be fully neutral in their assessment on a company like TD when they are probably receiving something in exchange for the right of TD to have their logo and colour front and central? 5i has always rated TD as a top bank stock along with RY. This sponsorship kind of clouds the authenticity of this opinion. Can you please state what your position is?
Read Answer Asked on October 16, 2023
Q: I am light on Financials', Consumer staples , Energy... what is your top 3 in each of the 3 sectors. I am working on a 2 yr time frame (retiring) Thanks for your help
Read Answer Asked by Terence on October 16, 2023
Q: What doing you think of the bank? I have heard several market commentators say they like this smaller bank.
Read Answer Asked by Rachel on October 16, 2023
Q: Good morning!
I'm a retired investor and I am looking to lock in some fixed income! I have had very little exposure to bond trading but can use my TD Trader account I believe! What could go wrong, Lol!
I'm leaning toward corporate bonds...many friends have gone with GIC's but I like the appreciation of the bonds value should we see rates come down...is this a good idea or ?
Are bond ETF's as sure to see appreciation in value as individual bond holdings?
Thanks
Peter
Read Answer Asked by Peter on October 16, 2023
Q: I bought LAC shortly before the spin-off. It's now been a bit over a week since the spin-off and my brokerage account shows LAAC with a cost per share which is equal to my original cost of LAC. And it shows LAC of having a cost which is about 71% of the original cost. (So it shows the combined cost for both is 71% higher than the actual cost). Do you know how the cost was supposed to be applied between the two?
Read Answer Asked by Peter on October 16, 2023