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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: I really enjoyed your presentations at the World Money Show. Many people were talking about ETF's at the show this year. I was thinking about buying a percentage of ETF's in my portfolio. I'm with TD bank and I know they are very new again to this.
I'm a 45 years old and have mostly CDN equities.
I heard that you only need 3 or 4 ETF's to balance out. I would consider putting 20% in ETF's

Thank you
Read Answer Asked by Terry on September 28, 2016
Q: Hello 5i,
I have had a bit of VPL:US for awhile and am just beginning to see the light of day on it. It is not really something that I want to keep, I don<t believe. But, I was wondering whether, after waiting so long for it to come back, whether it might be too early to sell. Also, what would be a good replacement? I already have VWO. I would rather go wider in geography rather than too specific.
thanks
Read Answer Asked by joseph on September 28, 2016
Q: When calculating sector distribution I include all equities, both foreign and domestic. Have I missed the point, since sector correlation will be different overseas relative to US/Canada, except for cases such as commodities that are global in nature. With that in mind, how should I break down the analysis? 1. Domestic, US and international each separately, 2. combine US/domestic and treat international separately, 3. don't bother tracking international sector allocation (mostly market ETFs). I tend to use US companies to fill sector gaps where Canada is weak (e.g. health care).I also wonder how to treat the US megacap multinationals.
Read Answer Asked by Benjamin on September 28, 2016
Q: Hi, are the 5i growth, income, and balanced portfolios better suited for non-registered or registered (RRSP and TFSA) accounts or a combination thereof? I currently only have registered investments which, today, are a combination of CDN & US stocks and ETFs. Thanks!
Read Answer Asked by Mark on September 28, 2016