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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: Hi, I have Bce,bought at 49,and thinking of selling for a profit. There are a few hold ratings with a lower target price. Could this be just to get you to trade?
Would it be a good idea to take profit or hold for longer term? If I sold I would have to replace it with a dividend stock (similar) with a two year+ hold, any suggestions?
Thanks,Brad
Read Answer Asked by Brad on April 28, 2017
Q: hi. im looking to add 3 names to my dividend portfolio. can you rank these names for me for best investment choice for long term play and safety.
Read Answer Asked by jason on April 27, 2017
Q: More of a feedback comment than anything else. Thank-you, thank-you for this wonderful service you provide. I have been a member of this service from the beginning, and I have followed you careers for sometime. I used to be a mutual fund investor, and overtime slowly dabbled in stocks to take control of our family finances. This service has been invaluable to me and I suspect so many others. In light of some recent company issues I wanted to reinforce the quality of this service. You may not pick all the winners, and that's not your job, but you have certainly helped this individual take control of his families investments and taught him to choose my own winners rather than throw darts and gamble. I may not ask many questions, but the information and insights on this site are outstanding. Thank-you for sharing your talents. - Cheers
Read Answer Asked by Philip on April 27, 2017
Q: I would like to add one more stock to my income portfolio. All of above mentioned stocks distribute rich dividends. I am seeking income plus reasonable growth.
Which one of the above mentioned stocks do you prefer, or do you suggest some other name instead?
My portfolios Energy and REIT exposure is modest, however I am overweight in Financials and Technology, and underwent in industrials and I have no exposure to the materials sector.
Read Answer Asked by Jacob on April 27, 2017
Q: I am a retired senior who relies on the income generated from my non registered account, RRSP and TFSA.

My philosophy is to enjoy my money NOW ( while I am still alive!). I am confused as to how to treat ' return of capital' which form part of some companies distribution.

Does this form of income effectively lower the cost of your shares and thus increase your EVENTUAL capital gain (and tax)?. I like the idea of getting money now and paying the tax later (like when I'm dead!). I assume this is relevant only for a non registered account.

What sectors use 'return of capital' and do who have any particular stocks to recommend? Thanks

DEREK

Read Answer Asked by Derek on April 27, 2017
Q: Hi Team 5i,

I have been patiently awaiting the recovery of the O&G sector. I am under water on the list of 9 stocks listed. I have been patient and have harvested dividends and DRIPed in the meantime (bank brokerage DRIPing). But with the current US admin and shift to renewable energy sources, I am concerned that the recovery may be a long time (decades ?) away. My question is ... if I chose to sell a few of the above stocks, which do you think might be the poorist performers given the current energy environment and therefore could have the longest time to recover).
Read Answer Asked by Jim on April 27, 2017
Q: Just to clarify, my question below is about CUS.DB.D

Just wondering what your thoughts are on the offer to redeem the 3 Canexus debentures. As an income seeking investor, should one accept the cash offer or keep the 6.5% debentures until the end of term? Pros and cons? I was also wondering if one doesn't accept the cash offer, will there be a secondary market for these debentures? Will the convertible feature remain in place? Thanks for all your help.
Read Answer Asked by Colin I on April 27, 2017
Q: Hello Peter and team, MDA is taking a hit today, almost 4% drop. Are there any reasons for this? I have a full position in MDA, should I switch to something else? If yes, what would it be (in the industrial sector)? Regards, Gervais
Read Answer Asked by Gervais on April 27, 2017
Q: With all the activity recently involving stocks that are shorted, it got me to wondering how and why the actual process works. I believe that the shorter borrows the stock with the promise to return the stock at a future date. The shorter is hoping that the stock falls in price so that the stock can be replaced at a lower price and the shorter pockets the difference.

My questions are: who does the shorter borrow the stock from? Is it from the brokerage who holds stocks in nominee name? I can't imagine an individual wanting to lend stock to someone who is going to do their best to drive that share price down. So if it is the brokerage, do they have the unilateral right to lend the stock or do they need my permission? Do all brokerages participate in this activity? Do I (as the actual owner of the stock) get any of the money the brokerage charges for this service? Why would I want to deal with a broker who is working against me in this regard? Finally, is there a time limit at which point the stock must be returned?

Thanks for the help in understanding.

Paul F.
Read Answer Asked by Paul on April 27, 2017
Q: Would you please comment on the offer to take CAM private. Sell and move on or, would you suggest something else? Also in the case of Discover Air any opinion and in particular how secure are the non secured debentures, given Clairvest holds secured ones and trying to take the company private by buying the remaining common stock for $0.20?

Thanks

Mike
Read Answer Asked by Michael on April 27, 2017