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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: Hello 5i:
knowing this is one of your favourite funds in its category (I now own it), can you please advise something similar in the global space? Or, if possible, two funds/etf's; one which would include the US and one which would not.
thanks
Paul L
Read Answer Asked by Paul on June 05, 2017
Q: 5i team what would be your thoughts on adding some leveraged funds to my taxable account. The lending rate would be locked in at 2.99% for a year and then if no other promotional offers next year maybe in the 4% range after that. I would be investing the entire amount into ZDV with a dividend of 4.4%.

I can re invest the distributions monthly at no cost with Questrade. And the interest on the loan would be a tax write off.

How much of my portfolio would be the max to leverage (5%-20%) how long term should I be thinking to hold ZDV. Or any other candidates for ETFs?

Thank you!
Read Answer Asked by Kyle on June 05, 2017
Q: Good Morning! I am going to become a grandparent for the very first time in the next couple of weeks!! I would like to build a stock portfolio for my grandchild over the next 18 to 20 years, investing $1,000 each birthday year. Which two stocks (or ETFs, if you think that is better) would be excellent choices to begin a long-term portfolio the day the baby is born, with dividends reinvested through DRIP? Thank you so much for your help!
Read Answer Asked by Sandy on June 05, 2017
Q: Hello,

I am considering buying a CAD-listed ETF such as XAW or VXC. Could you advise which account (RRSP, TFSA) I should hold the purchases to avoid or minimize withholding U.S. taxes on any dividends? I recall reading that buying a CAD-listed ETF of US/International stocks would not be sufficient to avoid US withholding taxes on any dividend. I am not sure if this statement is indeed accurate.

Thanks
Read Answer Asked by Vee on June 05, 2017
Q: I have done well over the years investing in the fast food industry such as AW.UN, PZA and others. I am thinking of exiting the sector, at least in Canada, due to the changes being implemented in Alberta and Ontario which will raise the minimum wage significantly. I understand it affects everyone equally but the prices will have to rise at these locations and it could generally force patrons to seek other ways to get lunch etc. The same store sales seem to be slipping in this sector already and now add in higher costs. Unfounded concern?
Read Answer Asked by Barry on June 05, 2017
Q: Hi Peter: I have 2500 shares of BPF.UN which is 17% of my RIFF. This is also 4% of my total investment portfolio. I have owned BPF.UN for sometime wherein the dividend pays a return of 8% on my original investment. Considering your recent remarks about would you suggest I sell, reduce or keep my shares? If I sell can you suggest a replacement? Thank you for your valuable advice. Ron N.
Read Answer Asked by ron on June 05, 2017
Q: 1. I want to make sure I'm not overweight in oil and gas. Since some utility companies have gas, do they count as utility sector or oil and gas?

I own FTS, ENB, ALA and WCP. Obviously WCP is a pure oil and gas stock and FTS is a utility because its electric, but how would you classify ALA and ENB? Globe and mail investor classifies ENB as oil and gas and ALA (although ALA does have gas so I am confused) as utility which would put me at:

WCP, ENB oil and gas
ALA and FTS Utility

Do you agree with the above? This would give me an 8% weighting in each?

2. I was also thinking of using my cash position to add kwh.un which i believe classifies as a utility due to the focus on electric. It would bring me to a 12% weighting in utilities if my above sector allocations are correct. I have all ten sectors represented in my portfolio and would be buying for the dividend. what do u think?

Read Answer Asked by Carla on June 05, 2017
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