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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: I am taking over my portfolio from my full service broker after many years.
In my RRSP I have $ 15,000 Of Life Banc and Split Corp and $ 15,000 of the Preferreds

Could you explain what split shares are. and if they are a good investment.

The current yield is over 11 % How do they sustain a yield of 11 %

I need to do a lot of rebalancing of the portfolio to make it alot more diversified Should I keep these two issues

Thanks for your great wisdom

Paul
Read Answer Asked by Paul on October 30, 2017
Q: Hello, iam a retired investor with $190,000 in a tangerine fund.
50,000 in rrsp balanced fund
70,000 in non reg. balanced fund
70,000 in tfsa equity growth fund
I will be transferring the above to a CIBC global monthly income balanced fund,as I will be getting a employee discount on the MER.
My tfsa will be in a equity growth fund at CIBC.
My question is that Tanerine only pays a dividend once a year around Dec. 20th.
Should I wait for the dividend,or because the fund drops in price after the dividend it would not make any difference?
I think I would be better off getting the dividend and then transferring in the new year, any thoughts on this
Thanks Brad.A
Read Answer Asked by Brad on October 30, 2017
Q: Peter and His Wonder Team
Thank you for your past analysis of these two separate companies. I now have another dilemma. FLEX has just had a great quarter and the stock has hit a new 52 week high of $18.01. TD has a TP of $21.00...so all looks good. On the other hand CLS just had a miss and weaker guidance...being punished today...at $13 plus. You have said the story is still intact and they should improve. So... on the one hand I have FLEX which I think I could call a value play vs CLS which I will call at this point a more contrarian play. So in light of there fundamentals going forward which company has great appreciation? In other words is it too late to buy FLEX...better value with CLS in the long run?
Thanks for your opinion...
Dr.Ernest Rivait
Read Answer Asked by Ernest on October 30, 2017
Q: From what i see in the comments of the last months, these 8 companies seems to be among your US favorite stocks.
1- am I right about those 8?
2- would you like to add a few US names, could be in any sectors
3- I buy companies with a 10 year + timeline. A lot of companies i'm interest in are in the technology sector and I tend to be overweighted in that sector. Its hard for me to imagine technology not directly corrolated to industrial or consumer staples growth for exemple. Does it make senses to you to balance a technology overweight (30-40%) portfolio by diversifying among the technology sub-sectors?
4- I understand that you focus on Canadian companies. I also understand that your are conflicting free and that you mostly invest in US stocks. However, I'm pretty sure that a significant proportions of 5i members would be willing to pay for some form of US stocks advices. Maybe a US portfolio or a US favorise stock list. (maybe with a minimum market cap limit so your decisions would still be conflict free) Your services are unique and are a benediction for small investors. It would be a great opportunity for us to have them for the US market too. I'm sure a survey among members would prove me right.

thanks again for your amazing services
Read Answer Asked by Olivier on October 30, 2017
Q: A friend of mine has $100K invested in RBC Select Conservative Portfolio Series (RBF461). She is 55, and those are all her assets. Her risk profile is conservative, and she has no investment knowledge. The fund meets her investor profile and risk tolerance, however the Morningstar Quartile ranking has been 3rd in each of the past 5 years and 4th in the 2 years previous to that. MER is 1.84%.

Could you suggest some other mutual fund (even from RBC), or ETF that fits her profile, but has better performance (like a 1st or 2nd Quartile performer from Morningstar).

Read Answer Asked by Paul on October 30, 2017
Q: I would like your recommendation on ETF's or funds that would focus on Japan and India, preferably larger cap holdings. One or more recommendations is fine but I do want a Canadian dollar traded product as I don't want to get into the costs incurred with exchanging CDN to US.
Thanks for the sensible and steady advice you folks provide! Rob

Read Answer Asked by Robert on October 30, 2017
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