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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: I have owned shares in VSB for 16 months and as of today my unrealized loss is greater than what I have received in income. If interest rates continue to go up I would expect the unrealized loss to grow. On the other hand I remind myself that all bonds are supposed to mature at face value so in the long run I think I shouldn't really lose money.
Can you help me sort through these opposing thoughts? If I am really likely to end up losing money over a 5-10 year period with VSB I will just sell it and buy GIC's that I will hold to maturity.

Thanks
Read Answer Asked by Morgan on February 01, 2018
Q: Hi 5i:
I have too many finance stocks in my RIF account and would appreciate your advice on how to reduce. I want to maintain some US banking exposure, but otherwise I am open to your suggestions I have: RY; SLF; JPM; BAC; V. Thanks Roland
Read Answer Asked by Roland on January 31, 2018
Q: Hi 5I
In 2008 i held my portfolio all through financial crisis even though it was very unsettling.I feel i made a huge mistake by not raising cash! There where unbelievable bargains of the canadian banks as one example with huge dividends available.Fast forward,now 64 years of age i have raised cash because i feel that a similar opportunity may exist. Maybe not to the extent of 2008,but it is with the strategy of picking up blue chip companies with enhanced yields for my retirement.
I have kept some good paying dividend stocks,preferred shares,debentures.
I am willing at this time in my life to forego some capital gain,to hopefully attain higher yields.
I concede that this is timing the market,but it is a strategy that i feel will help me in retirement.
Your thoughts?
Read Answer Asked by Randy on January 31, 2018
Q: I am attempting to understand the relationship between KPT and KPLP in order to determine what the upside would be in investing in KPT. 1) why was KPT put in place 2) How does KPT financially benefit. 3) what would drive KPT shares 4)Who owns the bulk KPT shares and why would I invest. Just can't wrap head around this. Perhaps you can shed some light. Thank You.
Read Answer Asked by roland on January 31, 2018
Q: In my balanced portfolio, I think I am underweight in the following sectors: Energy 2% [ENB], Healthcare 3% [GUD], Telecom 7% [T, VOX], and perhaps overweight in Materials 10% [AEM,CCL.B, SJ, MX] and Tech 18% [CSU, DSG, ENGH, SHOP, PHO]. What is your opinion, and what should I buy or sell to rectify this? I have cash available. Many thanks, as always.
Ellen
Read Answer Asked by Ellen on January 31, 2018