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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: I’m looking to add a U.S. utility stock to my portfolio, what are your thoughts on these companies? Any others you would suggest?
Read Answer Asked by Dan on June 07, 2019
Q: In your answer to a June 5 question from Russel ( about no withholding tax on US dividends when held in an RRSP), you said "However, the important distinction to make is not what currency the ETF is based in, rather what country the ETF is listed in." So, are there any Canadian dollar denominated ETFs listed in the USA?
If so, does that mean there would not be any withholding tax on dividends from them if they were held in an RRSP or a RRIF, and does that mean that there would be an advantage to investing in them ? What are your thoughts about this idea? Thanks.
Read Answer Asked by Leonard on June 07, 2019
Q: Hi
I am increasing US exposure by 15-20% to a total of 35-40% from cash into ETFs. Portfolio Analytics suggests VUN for this exposure. I am thinking of using a more factored ETF, IWO or VGG. The US exposure would be the similar, the latter two have a lower financials weight (helpful for sector balancing also needed at this time), and possible relative out performance with small cap or dividend growth. Do you think 1, or a combination of 2-3 is better than the other? Any suggestion on weight (1/3 each)? Do not want to overlap too much nor one factor negate the other.

Any suggestions for adding some torque to passive component of US exposure welcome.

Thanks
Read Answer Asked by John on June 07, 2019
Q: Wondering if this is a good time to take a position in one of these Canadian mid-stream oil companies. Which one would you buy today if looking for the highest short term price appreciation? (say over the next year). Why?
Read Answer Asked by Les on June 07, 2019
Q: Thank you for your response to my question about a simple etf portfolio .
For the non registered portion you suggested using HXS instead of VFV and HXDM instead of VDU . After reading the horizon website on HXS for both registered and TFSA they do say it is advantageous tax wise to use this etf .
This answer seems a bit confusing since you have answered a previous question this way . .
Earlier 5i answered a question in april 2019 :
watched---default Horizons S&P 500 Index ETF (HXS)

watched---default Vanguard S&P 500 Index ETF (VFV)
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Q: Is this a a good play to the US market in a TFSA. Thanks

Asked by David on April 23, 2019
5I RESEARCH ANSWER:
Yes and no. It tracks the S&P 500 index, and we think this is the best way to get US exposure. The fund uses derivatives to convert dividends into capital gains, allowing tax deferral, which can help some investors save taxes. BUT...under the recent changes to the federal government budget, these types of ETFs are not going to be able to be run in the same way. Horizons says it will likely have to pay distributions this year. It is still an OK fund, but VFV would be better now, and cheaper, and follows the same index.

So I am confused .
Please clarify.
Read Answer Asked by Anna on June 07, 2019
Q: I do not understand what is going on at PLI.
I have many shares and want your help to sort out my options.
1. should I participate in the writes any why . Is to late ?
2. what advantage would I get if I owned the writes. Would I be able to guy shares at $ 0.0015 and how does that work.
3. Is there a chance the new management is more capable in running this company which may have solid science but has cheated it's loyal stock holder.
Read Answer Asked by JOSEPH on June 07, 2019
Q: Dear 5i,
For communication exposure in Canadian portion of the portfolio would you add today BCE and/ or T to well diversified RRSP and TFSA? This is for Income conservative investor. If yes would you suggest full or half position? Thanks in advance.
Read Answer Asked by Hali on June 07, 2019
Q: Hi,
I am extremely underweight the utilities sector, so would like to buy one utility.

I like the geographic diversity of BEP.UN and that you have it rated as “A”.
Would this be your top utility pick?

I’m not concerned about dividend yield or even total return, so much as which utility will come through the next economic downturn with the least damage.

Thanks,
Read Answer Asked by Irwin on June 07, 2019
Q: Good morning, Today you recommended XTC as a small cap buy. I know you have liked it in the past but.... share price chart is dreadful, recent results were not good and the sector is out of favour. Is it just a straight value play or is there a new catalyst?
Also, are they more affected or less affected by trade tensions/tariffs than MG, MRE and Linamar? Thanks for the great service.
Rob
Read Answer Asked by Robert on June 07, 2019
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