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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: Why would you buy a short term bond etf over laddering 1-5 year GIC. or for that matter just keep buying 1 year GIC.
I looked at BMO ultra short 5 year return 1.32.
I get it that it is liquid, but GIC has no risk.
Am I missing something?
Read Answer Asked by fwb181 on August 29, 2018
Q: Hi Peter & team,
I have to construct 2 portfolios for my son's RRSP & Lira accounts, each with 130 + k with a 15 year time line, each has a Canadian stock component, one with 20 stocks covering most all sectors and ETF's, XGG, VFV, ZDY and VXC for US and International. The other I has HXT and the 5 top stocks in XIT , for Canada, QQC.F, VGG, XWD and XEF for US and International. Am I on the right track or is there any other suggestions that you would want me to make. I greatly appreciate your input.
Thanks once again. Ivan
Read Answer Asked by Ivan on August 29, 2018
Q: Hello and Greetings,
Globe and Mail - Aug 28th 2018.
DR makes it on the Top 20 SHORTED companies for August.
"....stocks targeted by short sellers under-perform on average"
My question: So why did DR Just hit 52 week high?
What are we to think ? Should we treat short selling as "noise" or does it herald a medium / longer term decline?

Cheers
Read Answer Asked by Arzoo on August 29, 2018
Q: I am retired, live on income from investments which is sufficient for my needs and carry enough capital losses from past sins so I do not have to worry much about taxes on capital gains for a few years. I assume Return on Capital is essentially a capital gain.
I have assumed that keeping growth companies in my registered accounts therefore is the wrong way to do it as I lose the capital gains advantage. I therefore only put the fixed income (interest) investments in my RRSP. As many REITs and other .UN investments have sometimes a large RoC portion, it is also a mistake for me to keep them in an RRSP. Am I making sense?
Read Answer Asked by Don on August 29, 2018
Q: Saskatchewan Pension Plan: Can I have your views on this plan? It seems like this is open to all Canadians with quite low mer's and decent long term returns. I would like some information specifically on there balance fund. Tnx
Read Answer Asked by Jacques on August 29, 2018
Q: Since buying COV, I've started receiving regular emails such as these 2 yesterday:
"Covalon Announces Another Milestone Quarterly Profit on Excellent Third Quarter Financial Results"

"Covalon's excellent earnings listed on Globe and Mail small cap movers list"

I have never received these types of emails on this regular of a basis from other companies that I own. Should I be concerned about the promotional nature here?
Read Answer Asked by Andrew on August 29, 2018
Q: I invested in iRobot a few months ago at about $82 as a play in AI for my RRSP, planning on just sitting on it for years. It soon dropped into the $60's but I held on, and in the past couple of weeks it's been gaining day over day, now up over $115. Is there a valid reason for the quick rise in price? Or, should I be concerned that there is hype involved, and take some gains. You assessment please! Thanks, Kim
Read Answer Asked by Kim on August 29, 2018