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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: I currently have some cash in RRSP USD and RRSP CAD accounts. I also have some US cash for Non-Reg USD account.

I am wondering how to allocate VIG/VGG/ZDY amongst these accounts to minimize FX fees while also minimizing taxes.

For e.g. if I put VGG or ZDY in RRSP CAD, I believe a 15 per cent withholding tax applies to dividends if US stocks are held via a TSX-listed ETF (yes, even within RRSP account)!

If I put VIG in RRSP USD, I will have to pay the 15-percent withholding taxes on the US dividends.

Please do you have any recommendations on how to avoid paying these taxes?

Also given that VGG is listed in TSX and tracks the VIG ETF in the US, I am wondering whether there is any difference in putting VGG in RRSP CAD account or should I prefer putting VIG in the RRSP USD account (given smaller MER).

Thanks!
Read Answer Asked by Shivam on November 07, 2018
Q: I am totalling confused I have these stocks and am underwater huge I bought basing my decisions on your comments of saying these are all good growth stocks and buys what do Now buy sell hold😔Thanks
Read Answer Asked by Jo-Anne on November 07, 2018
Q: Good day team,

I should have listened to your last comment on this dog and sold it at a smaller loss back in October but I didn't and now wonder if I too should throw in the towel like other investors following the ER yesterday.

I don't need the money but following its 17% haircut I wonder if it's waste of more time and money to hold and hope for a change in the negative momentum.

Would you kindly give us your assessment of their balance sheet and future prospects and whether the huge short on the stock is justified here.

Thanks a lot!
Read Answer Asked by Saeed on November 07, 2018
Q: This is to follow up on the comment posted by Wilf earlier today re. his concerns with portfolio tracking through Globe Fund. I have created a new topic " Globe Investor " in the Forum category " Brokerage and Research Tools" for anyone experiencing problems they would like to share/discuss re. the new portfolio tracking platform introduced by Globe Investor a couple of months ago.
Thanks.


Read Answer Asked by William on November 07, 2018
Q: This morning you noted that TSGI had paid $300 m against debt. I am wondering how you calculated this. I see on the news release that they paid off the $100m on the credit line (after quarter end) and long term debt stands at $5.65B but I don't see mention of $300m? Are they making these payments because they are cash rich or because of some statutory requirement under the lending agreement?

Thanks
Mike
Read Answer Asked by michael on November 07, 2018
Q: In response to the earlier question today. Last night Colorado voters rejected by a wide margin( 15%) a proposition that would have increased setbacks for drilling . The proposition would have practically ended all new oil and gas drilling on non-federal lands. QST declined starting in August when the Proposition received enough votes to put it on the ballot, as QST currently gets more than 90% of its revenue from Colorado. Now that the risk is gone. Just a significantly, in New Mexico the new governor and lands commissioner have stated that they will be introducing regs very similar to the ones in Colorado which have been the catalyst for the marked increase of demand for QST's equipment in Colorado.
Read Answer Asked by Murray on November 07, 2018
Q: Good morning team,

How much will the share price fall if ALA decides to reduce its dividend by half?

Some may actually like the company more for at least the ambiguity about ALA's future will be significantly reduced.

Will you be a buyer in an anticipation of such a move by ALA or do you think ALA management is too keen to keep its word about not cutting the dividend.

Thanks as always!
Read Answer Asked by Saeed on November 07, 2018
Q: In 2018 we've heard a lot about the flattening of the bond yield curve being detrimental to the banks. Today what is the state of the yield curve and is it conducive to investing in bank ? Thanks.
Read Answer Asked by Norman on November 07, 2018
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