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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: For the above I have the following percentages:
VSC - 2.5%
XBB - 3.3%
XHY - 2.0%
CPD - 1.0%

Next year I must convert to a RIF and was going to work toward lessening my equity portion and increase the portion paying reliable dividends.

What would you increase these holdings up to? Are there others I should consider? I currently have 24% in utilities and a small position of 2.8% in CDZ.

Thank you
Read Answer Asked by Ronald on April 16, 2019
Q: Would you suggest to sell RBF461 and portion of VBAl to raise Cash assuring no negative tax implications for me when withdrawing annually $20,000.

Symbol Name Shares $CAD Value Account Type Yield P/E 1 Yr Return Total Portfolio Weight
RBF461 RBC Select Conservative Portfolio Series A 594 $12,854.00 RRSP Mutual Fund 9.51% 16.4 3.64% 3.14%
VBAL Vanguard Balanced ETF Portfolio 1731 $44,227.00 RRSP Mutual Fund 1.93% 14 4.23% 10.79%
Read Answer Asked by Hali on April 16, 2019
Q: I am interested in what your general guidelines for sector percentage allocations would be at this time and looking forward in 2019. We are retired with pensions ,investments in registered accounts and a balanced approach investor. Second question-your recommendation re percentage allocation Canada/US investment. Thank you for your assistance.
Read Answer Asked by Elizabeth on April 16, 2019
Q: With the guiding lights of 5iResearch, my portfolio value has reached all time high. I would like to express my deep gratitude to Mr.Hodson and his team for the great service, knowledge, education and support.
I am a DIY concentrated, unbalanced, buy and hold investor. Not all of my holding stocks fared so well and contemplate a Spring Weed Out. My losing stocks are namely TSGI (-47%, 2% of portfolio), TCL.a (-45%, 0.6%), IQ (-30%, 0.4%), PHO (-25%, 1.1%), COV (-13.5%, 1%), GUD (-7.4%, 2.5%), TOY (-5.1%, 4.5%), NFI (-4.6% 0.5%), and TV (-68%, 0.01%). Please kindly advise if any of the above holdings require chopping or double down and rank them in priority ? Please deduct deduct my question credits as you see fit. Thank you very much.
Bill
Read Answer Asked by Bill on April 16, 2019
Q: Thanks to portolio analytics I am cleaning up my portfolio. I am looking at consolidating PHO and TSGI into one position. Which would you keep? Very long time horizon.

Also looking at adding to either DOO or TOY in our TFSA. which do you prefer?
Read Answer Asked by Paul on April 16, 2019
Q: With the recent announcement from Horizons on the release of an ETF that will be built based on exposure to the US marijuana/hemp industries (HMUS on the NEO exchange - trading to begin April 18th, 2019), which ETF would you prefer?

Would you consider the valuations of the Canadian MMJ companies to be more overvalued than the US co's, and if not, what would you believe to be an appropriate ratio if you recommend both ETFs to be held?
Read Answer Asked by Tom on April 16, 2019
Q: Are dividends from USA ETF's held in a RRSP exempt from withholding tax just like USA stocks are? Thanks. Peter
Read Answer Asked by Peter on April 16, 2019
Q: looking ahead the next 6 to 12 months and with safety of principal in mind, how would you rank these fixed income etf's? thanks.
Read Answer Asked by Curtis on April 16, 2019
Q: Just finished portfolio analytics. Very underweight healthcare with only BIIB in my US holdings. Also learned the following make up less than 1% positions. Which would you add to and which could be let go. Have significant tech exposure. Can you suggest another US helathcare company or should I just add to BIIB to a reasonable weight.
Read Answer Asked by Paul on April 16, 2019
Q: We bought a dividend mutual fund for my grandson at birth 18 years ago. This is held in trust in my wife's name and actual amount of actual dividends, taxable amount eligible dividends and dividend tax credit for eligible dividends ( Boxes 49,50 & 51 of the T3 form) claimed on her income tax for the last 17 years. Now this fund is worth 3.5 times the original amount invested- my question is can you tell us if the growth of this fund will have to be declared as a capital gain when we cash it out to give him to start a TFSA?

If this question is out of the realm for you to answer please feel free to charge me as a question asked.


Thank you for this and the service you provide.
Read Answer Asked by James on April 16, 2019
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