Q: Hello, I would like to know how you determine the valuation of a company. It seems every industry is assigned different pe ratios. How is that established? Once a company reaches a valuation does that mean it is time to sell?
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Investment Q&A
Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.
Q: Why is it doing so poorly? Should I jump the PKL ship?
Q: Should I buy a 2 year GIC at 2.8% or a bond fund say XBB.?
Can you also explain your reasoning.
Can you also explain your reasoning.
Q: ETF tax advantage question again.
Could you expound on the different types of taxes on XEC which is an Canadian listed ETF holding emerging markets via IEMG vs holding the IEMG directly which you recommend, to be a better holding for tax purposes in an RRSP account and a non registered account?
In both my RRSP and non registered accounts there doesn't appear to be any taxes withheld when looking at the transaction history, just the dividends. Is it taxed before dividends are paid? You say it would save a layer of tax. Is there more then one?
Other then the articles recently read in you Money Saver Magazine and on the ETF newsletter is there anyway of knowing or finding out which ETF's are better suited for each accounts, tax wise? When will Mr. Mahrezs' part 2 of favorite ETFs for individual accounts be published?
Thanks
Jeff
Could you expound on the different types of taxes on XEC which is an Canadian listed ETF holding emerging markets via IEMG vs holding the IEMG directly which you recommend, to be a better holding for tax purposes in an RRSP account and a non registered account?
In both my RRSP and non registered accounts there doesn't appear to be any taxes withheld when looking at the transaction history, just the dividends. Is it taxed before dividends are paid? You say it would save a layer of tax. Is there more then one?
Other then the articles recently read in you Money Saver Magazine and on the ETF newsletter is there anyway of knowing or finding out which ETF's are better suited for each accounts, tax wise? When will Mr. Mahrezs' part 2 of favorite ETFs for individual accounts be published?
Thanks
Jeff
Q: Can you please recommend an emerging market etf
Thank you
Thank you
Q: Comment on Nizar question about a loan for a spousal RRSP contribution:
My bank does the same thing: if you want to borrow money for RRSP contributions you must put it into their funds. I don't know what the rules are for transferring this contribution to your self directed account as it is not appealing to me one bit.
My bank does the same thing: if you want to borrow money for RRSP contributions you must put it into their funds. I don't know what the rules are for transferring this contribution to your self directed account as it is not appealing to me one bit.
Q: What are your asset allocation suggestions for the TSX industry sectors? Thank you
- BMO Covered Call Dow Jones Industrial Average Hedged to CAD ETF (ZWA)
- BMO Europe High Dividend Covered Call Hedged to CAD ETF (ZWE)
Q: Hi, I'm a dividend/ income investor new to 5i and have a question on portfolio allocation % with regards to geographical location. ie - I have ETF's ZWA (USA) at 8.6% and ZWE (Europe) at 5%, (13.6% total ) of my overall portfolio. I have a general rule that no one position should be over 10% and no one sector more than 25% of my portfolio. What is 5i's perspective on this and would your recommendations be higher when you're talking ETF's that hold a basket of stocks?
Q: In a previous question about ALC you noted that while ALC was not poorly managed there were better companies out there without liquidity issues. I presume you would include CAE as one of those better companies. I bought ALC, post split, (about 5 years ago) and it hasn't done much - I am essentially flat. I have certainly considered selling it but never "pulled the trigger". Unlike yourself I am not really a stock analyst but it seems to me they have been caught up in Trumpian tariff headwinds, weak iron ore prices (a few years ago) and replacing high operating cost (outdated) ships. To some extent the share price also seems to mirror the historical weakness of the Canadian Market versus the strength in the US Market. So far in 2019 the TSX seems to be performing better and the CAD appears to be gaining slightly on the USD. ALC appear to be having trouble replacing their ships as on at least 2 occasions the shipyards have defaulted on the boats. ALC got their money back but the replacement schedule must have been impacted. So, as usual, I am sitting on the fence. My questions...
1) Do you consider CAE to be a much better company that ALC?
2) While both companies are classified Industrial, ALC is more of a classic cyclical Industrial than CAE. In other words do you think ALC should do better if commodities show some strength or the USD shows some weakness?
3) We own 3,900 shares of ALC or about one days average trading volume. Would you have any recommendations about how to sell the shares keeping haircuts to a minimum? Does offering 500 shares at "the bid" at 10 AM make any sense to you? We wouldn't offer the next 500 shares until the first 500 shares were sold. The spread is about 20 cents per share.
Please deduct as may credits as you see fit.
Thanks,
Jim
1) Do you consider CAE to be a much better company that ALC?
2) While both companies are classified Industrial, ALC is more of a classic cyclical Industrial than CAE. In other words do you think ALC should do better if commodities show some strength or the USD shows some weakness?
3) We own 3,900 shares of ALC or about one days average trading volume. Would you have any recommendations about how to sell the shares keeping haircuts to a minimum? Does offering 500 shares at "the bid" at 10 AM make any sense to you? We wouldn't offer the next 500 shares until the first 500 shares were sold. The spread is about 20 cents per share.
Please deduct as may credits as you see fit.
Thanks,
Jim
Q: Hi,
I have TSGI (Down 45%) , PBH (Down 22%) in my RESP Account. My daughter is 12 years old. Should I sell them and move on to banks/utilities ?
Thanks
Ninad
I have TSGI (Down 45%) , PBH (Down 22%) in my RESP Account. My daughter is 12 years old. Should I sell them and move on to banks/utilities ?
Thanks
Ninad
Q: Hi 5i,
No recent questions on this one, so...
Can I get your overview of DE and if there is a better company in the ag equipment sector?
TIA!
No recent questions on this one, so...
Can I get your overview of DE and if there is a better company in the ag equipment sector?
TIA!
Q: 5iResearch is a great service and I really appreciate all the advice subscribers get on individual stocks. Having said that, can I get 5i's opinion on whether it is really possible to outperform the market in the longterm. Most of the literature I have read indicates that buying the S&P500 (ie. a market ETF) is the most time-tested way to be a successful in the markets.
Q: Hi Group can you please comment on this high risk stock it appears to have some legs. Earning per share and growth appear interesting - I do realize its high risk but am interested in you overview general comments.
PS my membership is up next month (March) please go ahead and automatically renew with my visa
PS my membership is up next month (March) please go ahead and automatically renew with my visa
Q: Hi Group if you were to pick an energy name from Pipelines,NG+ Oil companies with a focus on + (Least risk for highest return) who would you go with ?- ok to mention several possibilities
Presently I am retired and have no significant exposure to this sector. Dividend / growth are important factors
Thanks
Presently I am retired and have no significant exposure to this sector. Dividend / growth are important factors
Thanks
Q: Hi
I'm trying to reduce the risk in my TSFA with the intent of using ~$60K towards a down-payment for a new home in mid-2020. My plan is to sell most of the current investments and invest the money instead in a much safer income generating ETF, though I'm open minded to where I could invest instead. I've done pretty well on (some) of these investments, but am prepared to sell the winners and losers and cut my losses to move forward and decrease my risk. I'm most concerned about having to sell at an even greater loss when we are ready to buy next year. I've listed my current investments.
Are any of current investments worth holding into for the next 16 months instead of selling now and which ETFs you would consider buying?
I'm planning to sell:
BBU.UN (no loss/gain), CM (up 3%), EMA (up8%) IAN (up200%), XEC (down 5%), LB (no loss/gain)
I'm planning to buy instead XTR.
Please take as many credits as you think fair.
I'm trying to reduce the risk in my TSFA with the intent of using ~$60K towards a down-payment for a new home in mid-2020. My plan is to sell most of the current investments and invest the money instead in a much safer income generating ETF, though I'm open minded to where I could invest instead. I've done pretty well on (some) of these investments, but am prepared to sell the winners and losers and cut my losses to move forward and decrease my risk. I'm most concerned about having to sell at an even greater loss when we are ready to buy next year. I've listed my current investments.
Are any of current investments worth holding into for the next 16 months instead of selling now and which ETFs you would consider buying?
I'm planning to sell:
BBU.UN (no loss/gain), CM (up 3%), EMA (up8%) IAN (up200%), XEC (down 5%), LB (no loss/gain)
I'm planning to buy instead XTR.
Please take as many credits as you think fair.
Q: Can I get your take on this company please.
Thanks
Thanks
Q: Could I please have your analysis on the last quarter results of MKP. Buy, sell or hold?
Q: Regarding Jean-Yves XTR question on 22Feb2019, which account should XTR be "best" held in, Non-registered, TFSA or RRSP/RESP, USD non registered, or USD TFSA account? The holder would be 67 year old retiree receiving a DB pension, CPP and a pittance of OAS supplemented with the casual odd bit of cash but reportable income?
Q: I am looking for dividend income of 5% or more with dividend payment date quarterly in Feb. May,Aug.and Nov. What companies could you recommend? I already have EMA, PWF. I had BMO but sold it as I am quite heavily weighted in financials owning BNS, TD, PWF, GSY,SLF
Many thanks,
Jen
Many thanks,
Jen
Q: With a 20 year time frame, my daughter has some money to invest in her portfolio which consists of:
Canada: PDC (25%) ZAG (30%), Money Market (10%).
US: XUS (20%), ZQQ (5%),
Europe: XEU (10%)
If the US and China reach a trade deal she might move 5% from Money Market to ZEM.
Given that the bull market is long in the tooth, would it make sense to move XUS to VGG? The composition of VGG appears more defensive and the reduction in technology stocks is compensated by her position in ZQQ. Growth has been similar, the dividends and BETA are about the same, and VGG's MER is lower (.08 vs. .11). Your advice would be appreciated.
Canada: PDC (25%) ZAG (30%), Money Market (10%).
US: XUS (20%), ZQQ (5%),
Europe: XEU (10%)
If the US and China reach a trade deal she might move 5% from Money Market to ZEM.
Given that the bull market is long in the tooth, would it make sense to move XUS to VGG? The composition of VGG appears more defensive and the reduction in technology stocks is compensated by her position in ZQQ. Growth has been similar, the dividends and BETA are about the same, and VGG's MER is lower (.08 vs. .11). Your advice would be appreciated.