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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: My husband and I are basically retired (I still am working a couple of days a week as I enjoy it) so our income is now from CPP, his OAS, and investments.

I have been reading about pensionizing income after retirement, especially if a person doesn't have a corporate pension. The literature talks about annuities. With low interest rates they are more expensive then if interest rates are higher but regardless they would provide guaranteed income, although not indexed. This provides some income security. What is your opinion on annuities? My husband is 68 and I am 63.
Read Answer Asked by Betty on May 08, 2019
Q: I have a question about the tax treatment of Canadian stocks that are listed on the American exchange. I own a number of Canadian stocks listed in the TSX that pay Canadian dividends and allow me to apply dividend tax credit in my non-registered account. Ex. AQN, BNS, BIP.un
I'm considering exchanging some of these stocks to the American exchange so that I can collect dividends in US dollars.
Will the dividend tax credit remain in tact in the non-registered account?Would there be any tax with held impact if I made to same switch in my TFSA?
Read Answer Asked by Brian on May 08, 2019
Q: Can you tell me what buying BAM.A entails? I understand their business and what they do but there are so many different tickers. ".A" represents class A voting shares I believe. Since its an asset mgmt company are there any fees similar to mutual fund or anything? Dividends paid in US or CDN?
Read Answer Asked by Adam on May 08, 2019
Q: I want to do a home renovation project and need some cash. Could you rank these stocks in order of the ones you would sell first to last in my position. Cineplex, Couche Tard, North West, MTY, Power Financial, Enghouse and Calian. I probably only need three names to raise what I need.
Read Answer Asked by Andrew on May 08, 2019
Q: Greetings 5i,

Since I am adding names to my "radar screen", I am curious what companies 5i currently consider to be "best of breed". Could you please suggest one company for each sector, both CAN and US separately.

Cheers!
Read Answer Asked by Duane on May 08, 2019
Q: Gentlemen Good Morning,
My new Councillor at FNB propose me BNS S&P / TSX 60 Callable Contingent $8.05 coupons Notes Series 81F
Suppose to be no risk, with Annualized return 5.04%
There is no information on fees on the paper.
Your thought please ?
Thanks
Regards.
Read Answer Asked by Djamel on May 08, 2019
Q: Hello. Currently overweight technology and underweight materials, energy, consumer cyclical and consumer non-cyclical. Looking for a couple of suggestions for each sector. Long term (15+ years) hold, medium to higher risk, Canadian or U.S. I currently have full positions in CCL.B, TSGI and ATD.B and partial positions in TOY and PBH. Thanks.
Read Answer Asked by Lee on May 08, 2019
Q: In May of 2017, I purchased some stocks on the advice of a different service than I5.
Including dividends, my returns are as follows:
CSW.A minus 11%
XTC minus 21%
PZA minus 30%

In hindsight, I should have probably cut my losses at some point.
Do you have a suggested trigger to sell after a set loss percentage?
Do any of the above warrant holding or should I sell and reinvest in similar categories? Probably for another 3-4 years.

Thanks for your advice
John
Read Answer Asked by John on May 08, 2019
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