Investment Q&A

Q: Hi Peter and Staff,
Some of my sector ETF's are only 2.2 to 3.5% of my portfolio to make up for Analytics suggested allocation. I know you suggested a minimum of 5%. If I go 5% with any of these ETF's I would be way over the suggested allocation. Any suggestions will be greatly appreciated. Thanks for your support.
Ivan

Q: This question relates to portfolio construction-please deduct as many points as necessary. My 89 year old mother is in good health, still drives and wants to continue to live in the family home as long as possible. Her mother lived to be 100. Her investments consists of a riff, unregistered self directed account, TFSA and cash. Her money will run out in 9 years.
Her investments are:
Riff-all cash and represents 65% of her total investments;
Unregistered account-25% . Consist of Zeb and zdv;
TFSA- 5 %- all cash;
Savings account-5 %- all cash.

Capital preservation is paramount but should it all be in cash?
Specifically could you comment on the following:
1) riff-should we move to a laddered GIC approach for the money she will need for 4 to 5 years and put the remainder in blue chip dividend stocks such as banks, pipelines, utilities?
2) keep the unregistered account as is. We would like to move some money over to her TFSA but this would create a taxable capital gain event. Comment?
3) invest TFSA in blue chip dividend stock -suggestion?
4) no change to saving account as this could be used for any unexpected house expense. Comment.
Also any other comments or thing to consider would be appreciated as there are not a lot of information out there regarding winding an account down.
As always, many thanks.

Q: Lumber seems to be getting some interest. Your preference of these three?

Q: Good morning 5i,
Would like your thoughts on this stock. Have it in my TFSA for a couple years. It hasn’t done much n the dividend is not great. Has been going down lately. Do your have any negative news? Would like to sell it. Can you provide a name that you prefer? Thank you. Rossana.
.

Q: do you know this company, would you buy it, is it similar to photon.dave

Q: hello 5i:
could you please comment on PANW's latest earnings and outlook? As they beat expected earnings (I believe that's 4 quarters in a row), I would have thought the stock would bounce up, not the $30 haircut they've taken so far today. Your outlook for the future is appeciated.
Paul L

Q: BMO's Brian Belsky is predicting a bull market for the S&P500, with growth of 18.5% pa for the next 5 years!
Assuming he is right (big assumption) what are your favourite growth stocks (US or Canadian) for a 5 year hold?
Many Thanks

Q: For the 40% bond allocation in my portfolio, what are your best thoughts?

Q: I have been holding few shares of it for a very long time in my RRSP account. For last couple of years it is not performing well. Do you have any suggestion to replace it with any other company or should I still hold on to it? Thank you

Q: I have some cash to deploy and am waiting for tax loss selling to develop. Of the likely candidates, LSPD for example, can you name several to monitor that would be great opportunities for bounce back in the new year?

Thanks
Dave

Q: In a state of confusion regarding these holdings...the spinouts? and the future outcome. Would like to hold forever (like the dividend)........What should I do? Positions. BIP.UN, 3.6% of portfolio, value now $280k..with gain of +74k. BEP.UN, 2.8% of portfolio, valued at $215k with gain of +86K

Q: Given Sangoma's market cap now and current valuation would 5i consider it worthy of inclusion in your model growth portfolio?

Q: Good Morning: I notice that Laurentian bank is advertising a hi-yield saving acct. with a 3.3% rate. This seems unsustainable in the current environment. Their ad does not say anything about a limited term for this rate but does of course warn that rates can change without notice. Any comments?

Q: I am struggling with the fact that my entire portfolio is in stocks - although 50% bluechip. Can you recommend stocks that will ride out a recession nicely or other investment avenues?

Also, in terms of value or growth who do you like right now.

Q: At what price/valuation would it make sense to take a position in this company?

Q: Is this a good entry point for this stock

Thanks

Q: Results look good, what are your thoughts

Q: As speculation, which mariuana co. has the best chances

You are great Lorraine

Q: Did a large investor or insider sell a large block of shares? My BMO account shows over 30 million traded.

Q: Goodmorning
I currently own this preferred share MFC.PR.M and have found further information on Manulifes website - https://www.manulife.com/en/media/manulife-announces-dividend-rates-class-1-shares-series-17-18.html
Would you suggest holding the current series or converting to the new series?
THKS
Marce