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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: I noticed how supply chain related companies are growing after watching the mess with PPE and other medical supplies. I also read/hear there may be a rise in Nationalism in the future. I tend to believe this also, but Canada rushed signing the CUSMA the last day before breaking from Parliament (which I think was reckless considering we were in a crisis). I'm guessing most people (including myself) don't know a lot of what they signed off on. So do you think it's possible this may limit the amount of "new" Canadian manufacturing taking place as far as North America is concerned?
Read Answer Asked by Paul on April 28, 2020
Q: I have all three of these companies in my portfolios which include non-registered accounts, TFSA's, and trust accounts for my granddaughters, more or less equal weighting overall. I am still not sure of which one(s) to trim or add to. Do you have any suggestions based on fundamentals and balance sheet as well as growth potential. I am not considering the particular type of business they fit into here but rather that they are all small cap and volatile but with potential. Or perhaps should I just keep them as is. Thanks!
Read Answer Asked by Rob on April 28, 2020
Q: Hope everyone is doing okay at 5i.
I am looking to build a new RESP portfolio for my young granddaughters (ages 3 and 7). I would like to build it with a mix of equities plus a few ETF's to help balance and diversify. Thinking of 10 holdings of equities and ETF's. I would really appreciate your recommendations for a mix of equities and ETF's for this RESP.
Thank you,
PD
Read Answer Asked by Patrick on April 28, 2020
Q: Under ask a question, how do you find past questions that are not about a security? Members ask questions about capital gains, preferred shares, etc.. This was mentioned in an answer for Carlos on 4/22 where he was directed to the preferred category? What do I insert in the "Companies Addressed in Question" when I want to find out information on what people have written in about in the past of a general nature? Thanks Dennis
Read Answer Asked by Dennis on April 28, 2020
Q: What Companies have the biggest % of their business in oil storage?
Read Answer Asked by Thomas on April 27, 2020
Q: Which Canadian oil companies are the biggest producers of condensate?
Read Answer Asked by Edgar on April 27, 2020
Q: Thanks for the dividend update page...I had not been aware you were giving out this information. It is very useful to me. Maybe I should learn to tweet. Will you put a link in the sidebar?
Read Answer Asked by David on April 27, 2020
Q: Good morning 5i team
My wife and I are retired, conservative investors with ~ a 45/55 equity to fixed income asset mix. I have an 8-year bond ladder in my RRIF which, along with our CPP/OAS and dividends from blue-chip Canadian stocks cover our expenses. I have some cash to invest in my RRIF. What do you think of investing in a high quality (e.g. Royal Bank) rate reset preferred stock in my RRIF as a bond proxy. I realize this would not have the same protection as a quality bond, but the yield at over 5% looks attractive relative to buying a longer-term quality bond that is yielding ~ 2%.
Thank you 5i for your comments.
Edward
Read Answer Asked by Edward on April 27, 2020
Q: The US deficit is expected to be $3.67 trillion, if no further stimulus comes from the feds. Government revenues will be way down. Other governments, such as in Europe and Canada, have unheard-of deficits as well. This is after government debt was already high.
There's also a belief that interest rates will be lower for longer. This seems the opposite of the early 1980's, when there was a general disbelief that inflation could be tamed, and GIC's regularly paid more than 10%.
To me, inflation has become a necessity, and we are about to see a world-wide focus on making debt more affordable by reducing the value of money (an argument for gold or cryptocurrencies). But what about floating rate debt, and 5 year preferred resets? They're priced as though inflation will never happen.
Read Answer Asked by John on April 27, 2020
Q: Clearly high tech and e-commerce companies are doing much better than the general market. What would be your recommendation among cloud computing companies including those in the US. Thank you for your great service.
Peter
Read Answer Asked by Peter on April 27, 2020
Q: Hi 5i team, firstly thanks for all the work you do, I’m a new member and am really enjoying the content.

A family member in her early 30’s would like to start investing with a long term time horizon (25-30 years). She has some risk tolerance and is seeking a passive set it and forget it ETF index type of investment strategy. She would make regular contributions and benefit over the long run from dollar cost averaging. Currently she does not have interest in picking individual equities or monitoring market conditions. She has a stable government job that provides a good pension plan and is starting with $10,000 capital.

What are your thoughts on a portfolio starting with the following ETFs; VOO, XIC, VEU, with a weighting of 50% VOO, 40% XIC and 10% VEU for some international exposure? Are there any other ETF’s you would recommend she start with? Do you think the EFTs mentioned provide enough diversity as a starting point? I like the above mentioned ETF's for their low fees and broad exposure.

My thoughts are being that she has many years of investing ahead that ETFs with 100% exposure to equities would provide greater growth potential when compared to ETFs containing a mix of bonds and equities. And that her stable government employer matched pension could be viewed as a bond proxy.

Thanks again for all the great info!
Read Answer Asked by Dylan on April 27, 2020
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