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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: What would be a good recovery play for funds in an RESP needed in 4 through 12 years? I sold half of my US based ETFs (VUN and VFV) near the top so I can move into something that hopefully outperforms the index, so to speak.
I am a little nervous about taking on over allocating to energy stocks and I have picked some up in my RRSP and TFSA and wondering about thoughts for the time frame referenced above. ETFs or stocks would be fine.
thanks.
Read Answer Asked by Marilou on April 29, 2020
Q: Can a stock be transferred in kind from RRSP to TFSA?

Thanks for the great service
Kevin
Read Answer Asked by Kevin on April 29, 2020
Q: In your April 20th response to Mike regarding FLTR, you said "We are not sure the company will list an ADR yet". I came across PDYPY which appears to be a FLTR ADR trading on the OTC market. It appears as if the ADR is .5 of a FLTR share.
- Is this correct?
- Is it possible to elect to receive the PDYPY ADR shares instead of the FLTR shares to avoid the excessive trading fees of buying and selling on the LSE?
- If so, are there downsides to owning the ADR other than making sure you put a limit price on any trade?
- I also noticed a PDYPF that appears to be FLTR shares trading on the OTC market but does not appear to have any trading volume. What is this and how does it compare to the ADR?
- if we can not elect to receive either of these in place of the FLTR shares and still want to be exposed to FLTR but not own LSE listed shares, I assume we would need to sell the TSGI shares in advance of the deal closing in May and buy one of these?
- which one would you recommend?
- will TSGI announce the closing date well in advance so those that want to sell have plenty of time?
Sorry for all the questions but I am confused and am hoping you can explain.

Many thanks
Scott
Read Answer Asked by Scott on April 29, 2020
Q: Hi 5i - Retired income investor but also interested in growth. I have been holding FFH.PR.K:CDN for a number of years. Decent income but limited growth opportunity. It represents 1% of my portfolio. Portfolio analytics indicates I should increase my exposure to communications services. I've been thinking of selling FFH and buying BCE which I don't hold or adding to my current Telus holding (at 2.5%). Other options could be adding to Fiera (only 1% holding) or to TD (3.6%). Appreciate your thoughts and other options that provide relatively safe income with a greater long term upside. Really appreciate the good work you guys do!
Read Answer Asked by Martha on April 29, 2020
Q: From your portfolios, can you please list the top 5 companies that are hit much more than they deserve in your opinion, and are solid investments in the next 5 years? That's for my children RESP, who need the money in 5 years.
Read Answer Asked by Mahdi on April 29, 2020
Q: Hi !
I presently do all my transactions for the stock market on RBC Direct Investing. However, I am increasingly frustrated by the frequent breakdowns in the site. For example, this morning, 20 minutes before the opening of the market and now, 35 minutes after the opening, it is just impossible to check stocks or pass an order. In trying to reach the site, I get the following message: "The server is busy at the moment. Try later."
I understand the markets are seing increasing traffic lately, but I would expect the biggest bank in Canada to be up to the challenge.
Do you know if the problem of accessibility to direct investment account investment is similar in other providers of such service ?

Thanks for your help,

Jacques IDS
Read Answer Asked by Jacques on April 29, 2020
Q: We are now about 15% below the peak for the S&P 500 and 17% below the peak of the TSX this year. Do you think the market is being too optimistic in apparently giving us about an 85% chance that everything will go back to normal very soon?
Read Answer Asked by Andrew on April 29, 2020
Q: The guy who predicted the 2008 financial crisis is now forecasting a depression 10 times worse than the 2008 crisis.
Furthermore Rosenberg predicts it will take 10 years to get out of this Covis 19 downturn.
I will appreciate your insight.
Read Answer Asked by Terry on April 29, 2020
Q: At today's prices, what Canadian stocks look most attractive to you for a long-term hold?
Read Answer Asked by Chris on April 29, 2020