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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: Retired (25 years) investor, preservation of capital and income paramount. Can you please provide the following, ETF or equity suggestions for:
Basic Materials (hold 2% LIF), Communications Services (hold 4% BCE), Consumer Cyclical and Consumer Defensive (hold 0%), Healthcare (hold 1% HHL), Industrials (hold 0%), Technology (hold TXF 4%).

Thank you for considering my lengthy question for which I apologize.
Read Answer Asked by Gail on April 10, 2024
Q: Is there any point to submitting a proxy vote on Company’s director appointments and resolutions when one owns such a miniscule number of shares?
If the company is doing satisfactorily well, I typically vote according to recommendations otherwise I may not agree to any of the recommendations as a signal of displeasure. I am not sure either is an appropriate response; perhaps none would be better?
Read Answer Asked by Lawrence on April 10, 2024
Q: Morning
Which etf would you recommend for US exposure and why. Please rate them from 1-4
ZSP
VFV
VGG
XUS
Also thoughts on XEQT for all round exposure
Thank you
Read Answer Asked by Michael on April 09, 2024
Q: I'd like to start a small portfolio of US stocks in a TFSA, small dollar names/specs. Comments? Also OWL:us (blue owl capital). All sourced from CNBC. Cheers!
Read Answer Asked by george on April 09, 2024
Q: Just some info re Shane’s asking why prl jumped. When discussing gsy top pick on bnn guest said the only financial exposure needed in Canada was gsy and prl. Given small cap status this side comment might have driven some buying hence a gap up.
Read Answer Asked by Greg on April 09, 2024
Q: I hold both ZRE and XRE. I selected two ETF because their Top10 holdings looked different enough. ZRE has also a better yield. Do you see a better growth from one of them?
Would you have on-hand a breakdown of their holdings (industrials, residential, retail, office). Could these ETF have private holdings? Thanks a million.
Read Answer Asked by Denise on April 09, 2024
Q: This question or type of question was asked in the last week, but I can't find it. Sorry. My 2 kids each have about $100,000. I manage their money, but would prefer to just manage it through ETF's. Can you please suggest a portfolio of ETF's for reasonable growth (60-70% equities), but balanced with some bonds as well. If you want to cut and paste your answer to the question from a week ago, that would be great. Thanks a lot.
Read Answer Asked by Steve on April 09, 2024
Q: I have been reading questions on PRL as well as the company report. After reading the company profile I don't really understand the business . Though I did glean they lend money . Please explain why I would prefer to use them over my bank ?
Reading from their website Creditfresh partners with banks to provide loans. Banks lend money . What does PRL bring to the table that the bank doesn't offer ? Why would a bank want to partner with them ? Moneykey provides unsecured loans and lines of credit. So does a bank .... What does PRL do to make a better experience ? The same question for Fora which appears to be the same as Moneykey only centred in Canada ?

What I am trying to understand is the business model and why a consumer would use them over a conventional financial institution ..... I've never heard of this business nor have I ever seen them advertise.... Banks do a lot of advertising in an attempt to take business away from each other ..... So I can't figure out how Joe Sixpack would know of their existence and why he might take his credit needs to them ?
Thanks in advance for your always sound advice ..... Garth
Read Answer Asked by Garth on April 09, 2024