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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: Hello
It appears all the utilities with the word "renewable" in the their name have gone gangbusters after the blue wave US election.
I am looking to invest in a utility that more reasonably priced and maybe running under the radar.
Does your terminal show the % of renewables for the following utilities.
Fortis, Canadian Utilities, Algonquin Power, Emera.
Thank you.
Stephane
Read Answer Asked by Stephane on January 18, 2021
Q: Is the financial sector good value at these levels ?
I'm a little concerned investing new money in the banks as rising prices have brought valuations to pre-pandemic levels. Insurance companies not yet there, may be the better value.
Thank-you.
Read Answer Asked by Albert on January 18, 2021
Q: I own DCBO and I’m wondering what your thoughts are on the company. I have about a 1/2 position and because it has taken quite a drop lately I’m wondering whether this is an opportunity to add to it or should I hold off until the quarter earnings come out. Has anything changed lately, why the drop? What is your opinion of this company.

Second question—WELL has kind of slowed down in the last three months even though they have purchased one or two companies. Could you give me your opinion whether it would be a good time to add another 1/2 position. What are your thoughts on well?

Thanks for any help you can give me on these 2 stocks. .
John
Read Answer Asked by John on January 18, 2021
Q: A question about the USD...what is the expectation here in the near term. Will it continue to slide or bounce back? Going to be transferring a bunch for additional mortgage payment and wondering what the outlook is over the next two months.
Read Answer Asked by Cameron on January 18, 2021
Q: Go Easy finally broke 100$ on their announcement about the sale of PayBright and Affirm holdings. This seems very positive. Historically it has been noted they have been valued lower due to the business segment they operate in. Do you see this announcement as reducing perception of the company and will allow it to trade at higher multiples? BMO Investorline Value Analyzer product shows close to 90% upside from here is possible.
Read Answer Asked by Sal on January 18, 2021
Q: Greetings,

We're looking for 5 very low cost ETF's for our new RRSP. The idea behind it is to hold it for a long time and let compound interest do its thing.

1) Can you kindly peruse our "portfolio" and comment on our strategy:
S&P index fund
TSX Index fund
Emerging market Index fund
"Moat" characteristics fund (Global)
Momentum characteristic fund (Global)

2) Can you suggest specific ETF names?

Many thanks!

Read Answer Asked by Arzoo on January 16, 2021
Q: WPT (WIR.UN.WIR.U) is a Canadian Cie having its business in the USA, but in this case it is mentionned :
« Distributions paid by the REIT to a Canadian unitholder that are made out of the REIT's "current or accumulated earnings and profits" (as determined for U.S. federal income tax purposes) generally will be subject to U.S. withholding tax at a rate of 15% (generally reduced to 0% for RRSPs). »
1) Does it mean that there is no Canadian tax credit on dividends, but only a foreign tax credit for this stock for the US 15% tax?
2) The US withholding tax is taken monthly in my non registered account, it is indeed around 15% of the dividend (5% per year div.). What about the capital distribution: is it paid on top of the 5% dividend, as a deposit in my account or within the REIT itself?
3) Is it worthen to keep this(excellent?) stock in a non registered account?
4) If it were in a RRSP, should it be in the US account (OTC) to avoid US Tax, or it may be kept in the Canadian account and shall not be taxed ?
5) Is there any advantage for WIR.UN vs WIR.U? Thanks a lot
Read Answer Asked by Jean-Yves on January 16, 2021
Q: Thanks for all your excellent work. Having recently moved to the US and opted to convert my young-ish Nova Scotia pension account to an RRSP and a LIRA, I’m looking to invest the ~100k in these accounts. Horizon: at least 5 years, but probably much more (I’m 40). Having narrowed down a tentative list of names (see below – tech-heavy, I realize), and with a focus on growth, I’m hoping to sort out the best buying strategy. Specifically: (1) At this moment, does the conventional wisdom to buy each stock gradually makes sense to you as good rule of thumb (e.g., over the course of a year, for each stock, adding a quarter of the total intended position once every few months or so)? (2) Also: I’d greatly appreciate seeing a ranked list of, say, which five of these stocks you think it would be especially wise to start with (i.e., buy now, or buy more of sooner) and which five you think I should wait to buy. Feel free to dock me for two questions! Thanks a ton, Chris

CSU, SHOP, LSPD, XBC, SYZ, BEP.UN, PHO, KXS, ENGH, WELL, GUD, EGT, SJ, BNS, WSP, STC, ATZ, LAC, BYD, REAL
Read Answer Asked by Christopher on January 16, 2021
Q: Some help for Paul asking for ideas to invest in his TFSA. In February (13)?, 2017, 5i answered a request for the top 10 picks harvested from the 5i portfolios. They were as follows: GSY, SHOP, SLF, WSP, GUD, OTEX, SIS, KXS, PBH, and one other I lost track of. Over the 4 years the return, if still held, would be +280%, but even without SHOP or GUD, the return is a respectable +96%. So for Paul and me would you do it again from current portfolio holdings. My New Years resolution is to pay more attention to your picks...........thx. Lionel
Read Answer Asked by Lionel on January 15, 2021
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