Investment Q&A

Q: Can you analyze AVAV as a potential investment? Look at growth, moat, competitors and catalysts if you don't mind. The stock has had a good run but it seems to have potential with all of the new NATO spending that is projected. In addition, please suggest any other companies that you more strongly believe in as likely to benefit from military spending with an emphasis on smaller companies with higher risk, higher upside. Thanks and Happy Canada Day!

Q: Hello 5i,

We have a bit of a conundrum on our fixed low-risk investments for our RRSP’s. We have laddered GIC’s (@5%-5.4%) that expire each year to cover costs + we sell some USD fixed income for vacations. We are running dry on GIC’s and our fixed income (BIL) may have rates reduced. We need to replenish Canadian and USD fixed income as those investments are our safety net in case everything goes for a crap for 1-2 years.

Our standard decision in a lower rate environment is to purchase stocks or ETF’s with decent yields but the market is very high, 5-10 year Treasuries seem to be risky now due to Trumponomics, and our time-line is always short for that strategy.

Our goal is to have a 5% increase per year (thru yield or ETF or stock increase). Do you have a few suggestions?

Thank you
D&J

Q: Its valuation certainly calls for a buy and its forward PE. Do you still view this stock as a slow long term compounder in this field?

Is there anything I’m missing or could be a risk?
Any additional insight on this company or a preferred leader in its sector would be great.

Thank you.

Q: For Crypto exposure, I have a 1.5% position in COIN, a 2% position in GLXY (up 25%) and a .5% position in MSTE. I want to invest another 1.5% by either bringing COIN to 3% or investing in HOOD at 1.5%. Would you add to COIN or diversify into HOOD? Would you be comfortable with 5.5% total in diversified Crypto holdings?

Q: What are your thoughts about these two please, thanks.

Q: What a Great pick by U at $4.895 on Sep 5/23.Noted trimmed twice to 6.5%,last on May24/25. On May 27 US offerinf of 29m shares including 4.85m of stock holders. Please advise closing price of above offering. Thinking of purchasing some in the market tomorrow.Please advise and comment.Txs for U usual great views and services

Q: Hi 5i team,

Could you suggest some Canadian precious metals ETF that you like taking into account volatility and MER.?

Many thanks in advance.

Q: what is the best nasdaq etf?

Q: Everyone, what do you believe would be the next spin out from CSU? Clayton

Q: Hello,

I read with interest this passage from a big fund quarterly report:

“We sold our smallest holding, Lumine, a small vertical market software business spun off from Constellation Software and still controlled by it. We’ve had trouble getting too excited about these spins from the mothership as we previously sold Topicus, another Constellation-owned business. These spinoffs tend to be nice businesses, but tiny and illiquid. Plus, Constellation continues to control the business economics and voting rights. It makes more sense for us to concentrate our research focus on Constellation.”

Is it fair to say that large funds often face challenges in initiating or maintaining meaningful positions in spinoffs like Lumine or Topicus, particularly due to limited liquidity and the ongoing control exerted by Constellation Software?

Thank you in advance for your insights.

Q: What would be a great entry price?

Q: Good morning, These stocks have shown strong returns over the past 5 and 10 years. In your opinion, and looking ahead at the next 3-5+ years, which order might you choose to buy today? Please also indicate if any of these might still be a 'hold' for now.
Thank you for the service!

Q: Good morning, I own a half share of WSP and sm thinking to either add another quarter share, or to initiate a quarter share in STN (new position). Given their overlap and current valuations, and looking ahead to five plus years, which one would you think makes the most sense in your opinion?
Thank you.

Q: Hello,
Over the years my portfolio has been going up well when the markets are good and they drop (sometimes significantly) during downturns. What is the best way to manage downturns? Or in other words how to lose less during downturns? Is it by taking money off the table when things are good..is there some thumb rule to manage downturns. Thanks.

Shyam

Q: Good morning, As a retired investor who can handle moderate risk I'm looking to add to my consumer staples holdings in an RRSP, for both growth and a dividend. My only current holding in this sector is Proctor & Gamble (PG). What would be your top 3 picks in Canada and top 3 picks in the US, ranked please, for a new consumer staples holding?

Q: I have had EFN on a buy watchlist but always hesitated because CFRA, a firm whose analyses I have found useful and reliable, gave EFN a poor rating. Last week RBC’s Toronto office initiated coverage and rated EFN its ‘top growth stock’. Please give your own analysis and comments on EFN, including possible vulnerability to tariff flip-flops; soundness of business model; competitive position; and strength of management. Share value has risen rapidly and EFN is at 52-week highs. I am tempted to wait for a better price, but good companies have a habit of 'running away' from one.

Q: I am planning to invest approximately $700,000 to $800,000 from the sale of a property and am interested in constructing a portfolio using only Canadian ETFs. My goal is to achieve diversification across different sectors. As a starting point, I am considering allocating $100,000 to the TD Canadian Equity Index ETF (TTP).

I would appreciate any opinions or advice on this approach. Thank you.

— Rick

Q: I would very much appreciate your views on this firm.
How do QBR metrics compare to other Canadian telecoms?
Is the 3.4% dividend sustainable?
Debt level?
Cause of growth in 2025 – is there a viable growth trajectory? Reasons to think it will continue?
Thank you for your valued views.

Q: Philosophically, do you espouse that some percentge of a portfolio be in a physical gold proxy for the average investor? If so, what do feel makese sense as a target allocation?

Q: I have noticed in recent questions that you have been ranking Savaria and tcl lower than you have in the past. I am curious as to why the change? Awhile ago you had very high hopes for these two. To a layman, the reasons still seem valid: an aging population and new vision for packaging. Please don’t see this comment as a criticism. I realise that things change. I also have esteem and a high level of confidence in 5i. I am just curious about the elements that brought about this change.