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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: Hi Team,
Can you comment on Acuityds Holding symbol AT in toronto and ATY Nasdaq .
Thanks as always,
Tak
Read Answer Asked by Tak on August 10, 2021
Q: Peter, my dad a died one week ago at 97 years. He did not have a pension but he and my mom always lived within their means. He began saving $5./month in 1947 and increased that every time he could afford to. It was not always easy. He ran his own business for 65 years. which he started in 1948. My parents went on 26 ocean cruises and many other trips around the world. They travelled using investment income, never touching their principle. Your article is bang on. Mike
Read Answer Asked by Michael on August 10, 2021
Q: I am a retired income investor. I bought NTR a few months ago to get some diversity in the materials sector and the dividend. Since then I am down about 6% which is normally an amber symbol for me but it seems to be recovering in the last few days. I am happy to hold it for the long term but I would like your thoughts. I understand it reports next week.
Read Answer Asked by Don on August 09, 2021
Q: Can you please list 10-20 conservative high dividend paying companies that you would recommend. US or Cdn. Thank you.
Read Answer Asked by Lois on August 09, 2021
Q: I would like to add a new position in my TFSA. Please comment on the above equities. Outlook for the next 4 years. What would be your preference.
Thank you!
Read Answer Asked by ALBERT on August 09, 2021
Q: My sister just pulled out of Questrade's Robo account to a self-directed account. She planned to buy basic 4 index ETFs in order to keep things simple (XIC for Canadian (30%), XUU for US (35%), VIU for Europe (20%), and VEE for emerging markets (15%)).

However, when the funds appeared, we found two thirds of it was in CAD and one third in USD. It seems inefficient to convert it back to CAD and buy those funds. So we're thinking of buying the US equivalent ETFs for XUU and perhaps VIU and VEE.

Can you give us the US equivalents of these funds. If you have any advice on our strategy here or the funds I've mention (eg. whether iShares or Vanguard is preferable in these areas) feel free to add your wisdom which I so much value as a member.
Read Answer Asked by Kevin on August 09, 2021
Q: I would like to start a Growth portfolio, with 60% US and 40% Canadian stocks. I have approximately $300,000 for this account and a long term view. Would appreciate some suggestions. thanks
Read Answer Asked by Joanne on August 09, 2021
Q: My TFSA is pretty much the way I want it. But now I'm organizing my non-registered account. First, Is there too much overlap between BAMR and SLF. (if so which one would you prefer). Second, Is there too much overlap between FTS and H (if so which one would you prefer. Could you put all of these in rank order, best fundamentals first. Finally, should I just take equal sized positions in all, even position sizes end up being quite small, like somewhere between 1.5% and 2%. If you think those size positions are too small I will eliminate the last 2 or 3 from your rank ordering. I mainly want the dividends in a set and forget style setup, and I will add to positions as funds come available. Thank you again for excellent insight and advice. I learn an enormous amount from the Q/As daily.
Read Answer Asked by Gordon on August 09, 2021
Q: In July, 2022, when my mortgage is due for renewal (with $90,00 left), say if I refinance for 80% of the value of the condo (about $240,000), would the new mortgage money be tax deductible while still not deducting the carry over amount (about $90,000). In this case $240,000 minus $90,000 would be deductible, with an ongoing ratio of $240,000/$90,000 or 266.67% of every future payment of interest, until the mortgage is paid off.

I realise this is a question for an accountant, but was wondering if you would know?
Read Answer Asked by Steven on August 09, 2021