Investment Q&A

Q: Good afternoon!
This is one of Dorr Capital's funds that invest in mortgages (assumedly higher risk), and are speculating (pun intended!) a return of 7.5% annually, with distributions monthly.
The management fee is 1.25% (Series "A") or .85% (Series "F"). There is a cost to redeem on 30 days notice of 2% if in 1 year or 1% if in the second year.
I don't think this is much of a good idea, but was wondering:
1) Your thoughts on this specific investment?
2) Would there be any equities you could steer me towards that do this type of investment but without the management fees or the slow redemptions?
Thanks!
PaulK

Q: I am trying to steer my and my husband's TFSA's more toward growth. The stocks listed are some of the stocks in our TFSA's that I am considering swapping out in favour of growth-oriented stocks on my watchlist. Can I get your opinion? Do you think that any of the listed stocks have enough growth potential to belong in a growth-oriented TFSA?
Thank you, Doris

Q: QSR considering that the 3yr revenue growth is 0.05%, what is the company's long term plan to increase its revenue and earnings going forward? what other companies in this area have better prospects for increasing revenue and earnings?

Q: Hi 5i,
For the equity part of my portfolio I'm looking to diversify internationally. As a percentage of my total equity portfolio I'm thinking 4%VXUS 2%DLS and 2%DIM. Is 8% international stocks a reasonable number for a conservative investor and is there maybe a better way to adjust the percentages? The equity portfolio will be rebalanced yearly. The bonds and cash part of the portfolio have not been included this is strictly equity.
Thanks

Q: I am looking to offset some capital gains received this year from PEO and PHO (thanks!). Currently I have the following holdings in a loss position, in order of dollars down: TDOC, TV, XBC, HAL, XEG, NFI, SQ, TECK.B, XTC, WELL, ENGH, PLTR. I would need to sell the first six to fully offset the gain, or could sell more if using those in a smaller loss position. How would you rank these holdings in order of selling, and which of these would you look to buy back after 30 days (if any)? Note that these are held within a broad portfolio that I am also looking to consolidate.

Q: I have done some calculations for me re selling or holding ECN that others may be interested in doing. My ACB for ECN is $3.75/sh and a sale at $11 would result in a $7.25 capital gain/$3.63 taxable and about $1.81/share taxes to be paid.
If I hold, the $7.50 dividend would result in my ACB going to zero (3.75-4.15) and a $0.40 capital gain and a 0.10/share tax liability plus the $3.35 special dividend would likely require about 32% tax payable (AB) or $1.07. So total tax payable by keeping the shares for me is about $1.17/share. Since I want to own the ECN shares after this, it is cheaper for me to hold the shares than to sell and rebuy. Interesting to me that my ACB will be zero after this. I hope this helps others do the math.

Q: Hi folks...opinion of Q results for Copperleaf....& what do you view their "Valuation" with some other tech high flyers like Magt/t or Lspd/t etc....and do view them as Buy, Hold, or Sell....thanks as always for great service, jb Piedmont QC

Q: TSK: This company has done little over several years, is it worth holding on to? Which small to mid cap gold company would have better prospects?
Thanks
Dick

Q: do you have an opinion on the above; reco,t

Q: Hello Team,
Could you comment on these two securities. Would you prefer one over the other. Are they too similar to own both.
Thank You,
Barry

Q: I've held BNS for 5+ years as a core position in my portfolio. I've noticed it's relative underperformance compared to the other Canadian Banks and I was wondering if you could shed some light on the reasons behind this? Are they simply not meeting their growth expectations or is there another fundamental reason? Thanks

Q: Can you give your updated comments on Gmg graphene stock price movement, their recent partnership with Bosch, to further production of this New age battery. How would you define this company? The space their in? It seem to have their hands in other interesting spaces such as graphene coatings for HVAC market…is this the NEXT BIG THING? Martinrea has already bought shares in NanoXplore (GRA) and the etf/fund industry hasn’t started throwing buckets of money in the space as of yet but if the imperfect lithium batter gets replaced GMG Graphene, it seems like a no brainer with it’s better charging power/capacity and the fact that aluminum and graphene are readily available AND recyclable. Do you agree with my assessment? So far I’ve more than doubled my money….seems like longterm this is the space to be in.

Q: APPS is sinking like stone today.
Is there any news?

Q: Hi team,
What is your take on this companies latest Q3 report? They have sold older equipment,purchased up to date one's ,their loss per share is 0.5 as compared to 0.6 in 2020.WIth oil prices at these levels should they not benefit from strong cash flows from oil cies,leading to more contracts?
many thanks,
Jean

Q: I hold these stocks in my USD accounts in the following percentages
DOCU2.08% AFRM1.46 APTV 1.32.
I have some money to invest and am wondering if I should top up some of these or if you have any other good growth ones in the US.
Thanks for all your great guidance, I have tripled my portfolio balance since May 2017 when I joined

Q: Prior to the above companies announcing 3rd. quarter earnings you indicated that bir probably had the most upside. Now that they have all reported is your view still the same. I hold all of the above, but feel free to recommend other companies in the oil and gas sector. Thanks for excellent service. Ken

Q: Thanks Peter. Your services have been very educational and rewarding. Had a good year. This is my first year of subscription and I just upgraded to the full Investor suite services. All the Q&A and research reports have been very helpful. It has made me more disciplined in my decisions as well as provided greater insights to the Investment process

As the end of the year, I am reflecting on the investments done in the year. I seek you opinion to opinion some of those as under. Position size or Industry allocation is not an issue. Time horizon is long 4+. No tax consequences and have patience; there is no need to raise cash

A. Stocks with above average returns-

ATZ 62%, TOI 72%, SIS 39%, TFII 19%, DOO 19%, NVEI 49%, WSP 32%, SHOP 19%, GSY 72%, U 106%

Do you recommend continuing to hold all of them? Would you consolidate sell some and add to some?
Would you endorse Investing new fund in 1 or 2 of them at current price to go to full position

B. Under performing stocks (loss/down)-

AT 56%, CTS 8%, EGLX 40%, LSPD 8%, MRS 69%, QST 35%, XBC 52%, Well 26%, AMGN 10%

Do you still have the conviction in these stocks? If yes which are best 3 and why? Do you recommend selling some of them or adding to some of them?

Again, thanks for your excellent services and deduct as many credits as appropriate

Q: Thoughts on recent filing and how it may effect share price over the short & long term please? Is this to raise more capital from foreign holders already on the board? Seems very dilutive for shareholders.

Q: Agilent has pulled back from recent highs - what are your overall thoughts of the company and prospects? Thanks.

Q: Do you believe that the junior golds or, for instance, such junior diamond mines as MPVD have "legs" at this time?