Investment Q&A

Q: Do you think we are close to the bottom for Constellation, Topicus and Lumine?

Q: Good morning,

Is the recent significantly negative momentum with Intuit a sign that it's time to move on? If changing course, would you endorse a move to LAM Research or Ouster?

Thank you!

Brad

Q: I currently have a position in BCE and I am down significantly.

Your thoughts on if I should add more to BCE or choose another telecom.

Q: Sold my full position in RY in open div account in Nov to ink some nice gains over several years.

Of course, this timing was perfect to miss the nice Dec bump. Out at 213, now around 235.

I also have BNS in this account of 10 or so holdings and was planning to get right back in to RY after the 30 day period. Now have sellers remorse. What to do?

Thanks

Jim

Q: ABXX I just need to know what you think of this company. Their business sounds interesting

Q: Any reasons for the recent weakness of BAM & AMZN? Timely to buy Amzn and what is good entry prices in US$ and Can$?Please comment on Amzn especially re its AI and holiday sales.Txs for u usual great services & views

Q: Could you please share your recommendations regarding my energy sector investments? I feel like I have too many and some may be overlapping. Additionally, could you suggest a few investments inside this sector that are currently not being covered?

I aim for a balanced approach with a mix of growth and income, intending to hold these investments for more than two years.

Thank you,

Q: Hello 5I team, Currently have an account at Wealth Simple. Considering investing in there Classic portfolio which is a managed holding and I would pay a .35% fee.These funds would be to increase my equity % as suggested by analytics. I would possibly choose the aggressive portfolio.Can not find any performance data. Can you comment and if you could provide a possible better option.Thanks Larry

Q: Would like to get some guidance. I have ~$250K cash in a LIRA and would like to invest it in an ETF. I would like some guidance in terms of which ETF I should invest in. Should I invest in VFV or VOO?

In the long run, which one is a better investment choice for a Canadian, considering foreign exchange rates, MER, fund performance and dividend withholding taxes?

Based on my research a LIRA is exempt from the US withholding tax, similar to a RRSP.

Also, aside from the factors above that I’m considering, from your perspective are there any other pertinent factors that I’m missing?

Q: Good morning, Goats!

JPM is a favourite. With its cheaper valuation and current rate outlook it will benefit more on broad banking and scale. Is it landing on the higher valuation side of things now?

A crypto recovery, IPO’s, M&A activity, strong markets continuing. Garp and other metrics would favour GS.

What say you? Does GS actually pull away here on another steady run? Or would you still pick the more conservative and diverse JPM. If there is an alternative winner please share.

Thanks for all the continued work this incredible team does.

Q: Regarding Dawn's problem with transferring/contributing USD to TFSA/RRSP accounts with TD:

TD won't transfer USD cash into registered accounts like TFSA or RRSP, but *it will* transfer US assets in-kind . Actually, as far as I remember, you can do it yourself.

So, all you need to do is to buy a money market fund. I used at the time TDB2915 recommended by TD Direct Investing staff (worth confirming if it's still the best to use for this transfer) because there are no fees when buying/selling TD funds.

So, buy as many units of the fund as needed in your USD margin account , and then after a day or two you can transfer online the fund units in-kind into your *CAD* TFSA/RRSP account. Here, I don't remember if you have to move the units into your *CAD* margin account or not first, in order to be able to do the transfer in-kind online by yourself. Anyway, once you have your fund units you can ask the TD staff to do it for you, if you prefer.

Once into the CAD registered account, you can transfer them into your USD TFSA/RRSP account and then sell them for cash. No buying or selling fees should apply.

Hope this helps. Best regards.

Q: I have a resource, bank and reit focused portfolio with very little tech exposure (apple). I'm considering a position in both google and amazon. Do think this is as good a time as any to buy and how much of a position would you recommend?
Thanks!
Dave

Q: Have you had a chance to read the New Year message from David Nyland (CEO of Lumine Group) published on January 14?
He clearly emphasizes that AI has moved from "concept to execution" within their ecosystem. It strongly reinforces the idea that AI is proving to be a true advantageous wind for their business environment.
I would love to hear your thoughts on how this disciplined execution might impact Lumine's margins in 2026. Thank you

Q: Hi,
These stocks continue to disappoint. Would you continue to hold or what would you consider a better replacement for them. Thanks.

Q: What are your thoughts/ Projections about Gold and Silver for 2026. If you like this sector, can you suggest 3 companies that you like.

Q: I have some Agnico Eagle shares and am thinking of either adding to it or branching out and purchasing some New Gold.
Please give your opinion on what to do and also reasons why.

Q: Have never owned CSU. Would this be good entry point. When do they report next. Anything unforseen happening or being dropped by investors.Thanks 5I

Q: There are Covered Call ETFs with mighty high yields: HPYT 18%; SMAX 10%; HMAX 10%; and HDIV 9%. These yiieds are so high that I feel there must be a downside, so my question is, what are my risks in using these ETFs as part of my income portfolio?
Thank you.

Q: I'm cleaning up my investment portfolio. looking for a global (balanced) ETF 3yr window.
Thx for the great service!

Q: What is the difference between RYCEY and RYCEF? Was do you think of this company? Which is preferable? Their growth seems spectacular.