Investment Q&A

Q: Hi Peter, can you suggest 5 good companies one might put in a Tax Free Homeowner Saving account, what would one look for here. Thanks

Q: Thoughts regarding PBL & thanks....

Q: Hi Peter, with TD results out including penalty news and CNR hanging towards low end, do you think these are close to bottom yet or expect more correction in sept due to tax loss selling? Thanks

Q: I REALIZE THAT ESTATE QUESTIONS ARE NOT YOUR EXPERTISE HOWEVER THIS IS MY QUESTION. IF ONE HAS A LARGE VALUE OF USA DOLLAR STOCK DOES ONE'S ESTATE HAVE TO PAY ESTATE TAX. COULD YOU REFERENCE ME TO A SUITABLE SITE THAT COULD TELL ME THE AMOUNT OVER WHICH US$ TAX APPLIES AND BECOMES TAXABLE ON A VERY LARGE CANADIAN AND US PORTFILIO?

THANKS

Q: Regarding Savalai's question on August 22, 2024 about insurance for grandkids.

Many years ago (25-30) my parents purchased permanent life insurance for all their grandkids and after that time the cash value, unfortunately, was negligible in comparison to what an index ETF tracking the general market would have been.

Of course there are many variables to consider and perhaps the insurance purchased by my parents was an inferior product, but they often wished they had purchased blue-chip stocks (ETFs were not widely available then) instead.

Just letting you know my experience.
Thanks.

Q: Entrepreneur and author Tony Seba has an amazing record of correctly predicting various time frames for a number of disruptions. His prediction of what Robotaxis will potentially do to the auto industry is concerning enough.

My question though, is prediction on how Precision Fermentation will affect the food industry and agriculture. It sounds like by 2030, the dairy industry will essentially be bust followed by meat and egg production in the mid 2030's - if I understand this correctly. My concern is my investment in Nutrien, should this occur. This isn't really all that far into the future.

Also, not sure if 5i has an opinion on Tony Seba's views of the future in general, but I was wondering if investing in an ETF with Precision Fermentation content is a suitable investment. I came across EATV which has a "smallish" portion in this sector, but has a relatively high expense ratio and light volume. Your thoughts ?

Q: In what order would you rank these stocks today for growth.What would you consider a good entry price for each?

Q: I believe the next Bank of Canada announcement on interest rate is scheduled for September 4 th, while I don't expect a perfect crystal ball, what does 5i / the market think the most likely action will be; ? reduce rate by 0,25 %

thanks

Ernie

Q: Hi I am 40 years old. I currently pay into a pension and am scheduled to retire in 2040. I have mostly been growth focused throughout my entire portfolio and am wondering when I should begin to consider a more balanced style. Ie income vs growth. Just to limit any risks. Thanks for any advice

Please list your top 5 non-tech names in order? Us or Cnd

Please list your top 5 tech names in order? Us or Cnd


Timeframe is 5-10 years unless you feel it should be shorter based on my retirement time. Thanks and please deduct any credits accordingly

Nick

Q: New deal--$37 cash or new share per previous emails.When is the expected closing?What do U recommend? Txs for u usual great services & views

Q: On the last quarter conference call there was a review of the earnings and potential growth in earnings per share in the future. With the organic growth and potential margin improvement from cost cutting, earnout payments dropping in future years, spin out of Provider Solutions and the potential monetization of Circle/Wisp (assuming the money spent on debt reduction and share buybacks). I expect that the earnings should improve significantly in the next two or three years. All of this ignores any acquisitions. If all this happens I figure all is needed is some patience and we should see higher stock price 3 years out perhaps significantly agree?

Q: Hi Peter, Can you provide me with your best table pounding buy in Canada and your best table pounding buy in the US. Please provide reasons for the two stocks.
Thank you

Q: I would like to add to one or two of the above dividend paying companies I hold in my RSP.
I would appreciate your preference ranking... a short comment as well if possible.
Thanks as always
Albert

Q: Dear Peter et al:

This is a general and "conceptual" question and I believe this may apply to many of the "grandparents" who are subscribers of 5i.

We would like to give some money to help our grand kids. We contribute for RESPs.

Reading the literature, it seems one can set up an "in kind Trust" that can grow seamlessly till they reach 18 years old and it can be rolled over to them and as their income is still low, the taxes are low.
(I am paraphrasing the articles here.)

However, recently I was told that taking a Permanent Insurance for kids (Universal or Participating Whole Life?) is another option one may want to consider. As the grandchildren are still young , the premiums are low ..and it gives them not only life insurance(a dreadful thought) but gives them the ability to cash in their policy for an attractive lump sum amount that can be used for their education (post secondary) or whatever they wish to do. I have never heard or read about this option before and wonder if you have any opinions. If you can forward some articles comparing these two strategies, In trust account VS Permanent Life policy, I would appreciate it.

BTW, I have reviewed the articles by Colin Ritchie in Canadian Money Saver. But this specific comparison isn't there. Colin's articles are more for adults who may be interested in Estate planning or augmenting retirement income etc.,

Thank you.

Q: I am a very seasoned investor that has been lucky enough to come into some extra cash.

Regardless of sector. What are your top 5 US absolute must haves. For longterm and entry price guide.


Thank you, Jay.

Q: Good Morning

I can afford to buy only stock between dollarama and walmart
Can you give me the pros and cons of each so i may choose which one it will be going into my riff

Thks
Marcel

Q: Hello,

IMO the strike/lockout seems to be priced in and news about deadlines seem to be noise rather than anything substantive.

Given the potential impact of this on Canada business, in your opinion what are the critical incidents that would trigger a decline or spike - duration of either strike/lockout, back to work legislation. There really is no other viable alternative to rail so the country is over a barrel.

Thank you

Q: Can you provide your comments on Quorum latest qtr. Also do you think it is fairly valued now?

Q: Is the dividend on Nutrien safe?

Q: Both SMCI and VRT have dropped significantly over the past 3 months. Do you see that one has stronger turn around potential than the other, and and if you were buying, which would you buy, or would you split the position between both. Thanks!