Q: Please comment on the following possible risks to owning GSY:
1) Balance Sheet - 5i’s January report indicates it is strong, but Debt/Equity (as of Sept/21) is almost 160% (considering Long Debt only). My understanding is a ratio of 25% or less is good.
2) Interest Rates - Rising rates are generally good for Financials like Banks/Insurers since they hold lots of cash. I don’t think GSY holds deposits, so does that mean rising rates are bad for it?
3) Loan Defaults - Related to rising rates, wouldn’t GSY’s client base be quite vulnerable here?
Q: A couple of years ago we did not have questions where a subscriber lists their entire portfolio (sometimes 25-30 stocks) and asks 5I for an analysis of some type. Aren't these questions well beyond the intent of the 5I service?
Q: I would like to know 5i's opinion on this payments company. I believe it went public in December but has been around for 20 years and is profitable and looks to have some pretty big organisations as their clients Wendy's ,7-Eleven, Fairmont to name a few. Would you take a flyer on this ?
Q: You have previously answered my question on Japan ETFs (large cap; small-mid cap). I own EWJ:us and FLJP:us , an ETF you recommended to me when I asked you about EWJ. (FLJP:us is still not in your data base). Japan has me more puzzled now than ever. Several financial commentators insist that Japan is good value; that many small-mid caps trade below the cash values on their balance sheets. I stayed with my Japan ETFs because of such comments and blurbs in financial media. I now have doubts about Japan and certainly no longer trust the “trade below cash value” comments. I recently visited medical equipment companies in Tokyo and Osaka, but one trip is no basis to judge if an economy— or even just one sector— is on an upswing. Additionally, Japan’s stock markets have had false starts since the 1990s.
Would *YOU* keep holding Japan ETFs, and why please? (Diversification would not be sufficient reason to hold, in my case).
Q: On February 1 2022, ET:us was added to RBC-Capital’s “ Global Energy Best Ideas”. ALA:ca is also on that list (ENB:us is not). Do you agree with this call or are you lukewarm and colder? Ratios: I am getting widely different numbers on FORWARD P/E , PEG, ROE, ROCI. Although I am referring to premium sites, the data is widely divergent. What do you have for each of the above ratios please?
Q: I am looking for some TECH dividend exposure in an etf within a rrif I am 75 hoping to have a 5 year hold. Any suggestions welcome. Safety and Dividend growth would be nice. Thanks have a great day
Q: This is not a question but rather a positive comment and thank you on your earlier reference to Koyfin. This tool is so full of information in its free version alone that without guidance it could actually be too much. I just spent an hour going though the various levels within free membership tables and graphs.
How much is the market at risk if Russia invades Ukraine. Could we see a significant pullback and would you want to own a certain asset class to protect your portfolio from this geopolitical event.
Q: Peter your thoughts on Alaris please. I am looking for stable dividends. They are now investing with U.S. companies??? Is that a good thing, Thank you Ken
Q: hello,
What would be your pick of six or seven Canadian names for a concentrated portfolio for "safe" and reliable income. Open to income trusts as well. Is my list "ok". What would you change? Aiming for better than 5% yield. Thanks
Q: Everyone,
when will LSPD show positive EBITDA? I keep seeing / hearing it is an important factor to the company but I can’t find an actual date or year.
Clayton