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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: I have a question about portfolio allocation for a pre-retirement investor. I have 5 years before retirement, and when retired, I will have to rely on my investments only as I have no public sector or corporate pensions. While my current investments seem sufficient for retirement, I am concerned about inflation and bear markets, so portfolio allocation is very important to me.

My current sector allocation is 10% energy, 10% health, 20% financials, 10% industrials, 15% tech, 5% telecom, 5% utilities, 5% materials, 5% consumer staples, 10% consumer discretionary, 5% real estate.
My geo allocation is 33% Canada, 60% USA, 5% developed, 2% developing. I currently have about 25% in cash that will be moved to short-term bonds when interest rates stabilize.

Do you consider this sector and geo allocation reasonable? What allocation would you recommend for a typical pre-retirement investor with a relatively low tolerance to risk?
Read Answer Asked by Michael on May 09, 2022
Q: Has Chemtrade Logistics CHE.un declared or paid any dividends other than the usual monthly distribution?
Read Answer Asked by Del on May 09, 2022
Q: Please comment on Mgni's Q1 results released on May 4,& guidance. Apparently Rev & Eps beat estimates. On May 5 it closed at $10.94 + 0.32 despite great Bear attack on the markets.On may 6 dropped $1.07 to $9.87.Any reasons. Txs for u usual great services & views.May have asked similiar Q earlier
Read Answer Asked by Peter on May 09, 2022
Q: More of a comment, post if you feel relevant to others. I received a Tax Residency Form from my Financial Institution; asking me to declare whether I am a resident of the United States or other Countries for tax purposes. Not happy, I contacted my FI and was told this originated via IRS to CRA. I questioned why received when I have never been anything other than Canadian, they said possibly due to US stocks even though these are only held in registered accounts
Read Answer Asked by Harry on May 09, 2022
Q: Hi Team,
Atz beat earnings and things appear to be going strong on all fronts for the business…yet the stock tanks some more today. Is this one of those disconnects where an investor should be buying more shares ?
Also …with the brutal tech selloff what are some of todays choices to buy for potential multi bagger over the next few years once the carnage stops? Thanks!
Shane
Read Answer Asked by Shane on May 09, 2022
Q: Hi 5i

I'm far too naive/optimistic to believe we are headed for seriously tough times ahead - just what will it take for markets to settle down a bit and what indicators do you monitor to give a hint of turning a corner ?

Thanks
Read Answer Asked by mike on May 09, 2022
Q: Without knowing my asset allocation, where would you suggest putting about $50,000 to get away from losing out on inflation with savings accounts. I have free stock and etf trading brokerages at this time. Thank you.
Read Answer Asked by Stuart on May 06, 2022
Q: Hello 5i,
I would to build a balance portfolio focusing mostly on solid companies with good dividends and growth in dividends, and having a small portion, say 10%, on growth investments. I do not wish to play the market and aim to withdraw about 5% from my portfolio without dipping into my principal. Would you mind providing me with a list of the major investment sectors, each with a percentage of the whole investment portfolio, that would be able to accomplish this.
Thanks, Roger
Read Answer Asked by Roger on May 06, 2022
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