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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: Hello 5i team. Trying to make some money on the home fitness hibernation trend. Looking at Nautilus which has quadrupled (how did I miss that ?!?!?) in the last 6 months for my TFSA. The bride says pass, that I should go with Peloton instead, which has a higher profile, whose shares are also on an upward trajectory and which she believes trumps Nautilus in 'the cool factor'. Your insights are always appreciated.
Read Answer Asked by Asher on May 16, 2020
Q: Good morning with the increased sabre rattling from the Trump administration against China my mind goes to what if we end up in a trade standoff. Just looking at North American stock sectors which will be effected the most and which offer the best protection if the dog pooh should hit the trade fan?
Thanks David
Read Answer Asked by David on May 13, 2020
Q: Given the absolute collapse of the oil I expected that the companies at least directly related to this would be hammered today. But that is not the case. What am I missing? Thank you
Read Answer Asked by David on April 21, 2020
Q: Oil...with Trumps announcement 15 minutes ago (today.. april 2) Do you see any 1)trades or 2)longer term buys?
Thank you to you all. Your balanced answers help me tremendously during this turbulent time.
Read Answer Asked by El-ann on April 02, 2020
Q: I read an article that suggest that the US has essentially moved the FED's role to the Treasury Dept, thereby giving control (more at least) to the Trump admin. First, do you see this as the case, and second, if they were to devalue the US dollar as Trump has often called for to better compete with the world, and this brought structural support to the political move away from China and ROTW imports and boosted a reemergence of the US manufacturing/supply-chain system, what companies would look like a steal today ten years from now?
Read Answer Asked by Rick on April 02, 2020
Q: Benjamin Tal was speaking on the current situation and crisis. He indicated that the crisis has identified significant cracks in the current global economy and he is forecasting some significant changes in how companies will operate going forward. Particularly he identified that the vulnerability of the supply chain and the 'just in time' approach to supply. He believes these 2 things will change going forward. He believes we will see an acceleration in de-centralization (started by trump) and a more balanced approach to having supplies on hand. If you beleive in these 2 economic trends, what stocks do you believe would fit these trends. I am thinking commercial warehousing and the like?
thank you.
Read Answer Asked by kelly on March 23, 2020
Q: So during the Trump impeachment hearings, I got nervous and I pulled my $500,000 pension out of my Blackrock mutual funds and stuck the cash in a money market account. Pure luck on my part but I figure I need to take advantage of this crash and reinvest. My organization's pension fund is through Sun Life. My question is, would you put this in the Canadian Mutual fund (blue chip Canadian stuff) or the US Black rock fund (again blue chip US companies).....OR....European focused. I am debating. The TSX has been pummeled and seems like a good choice. What percentages would you follow? Any advice?
Read Answer Asked by Kevin on March 20, 2020
Q: China's economy seems to be coming back. Something I ordered in January has finally been shipped. The streets in Beijing are getting busier and of course the Trump administration seems to have finally taken the threat seriously.
If the current shutdown is successful and the incubation period is 14 days would you think it reasonable to see signs of improvement after a month or so?
Your thoughts are appreciated.
Mike
Read Answer Asked by michael on March 16, 2020
Q: Hi 5i,
I am not 100% clear on stock and ETF's allocations for investment plans. Take as many points as needed to answer the questions below. I apologize in advance for the length of the question.

As a Canadian investing through a Canadian site (RBC in this case), split into CDN and US sections (moved CDN funds to USD and paid the exchange), which stocks and ETF's should be allocated to RRSP (CDN or US sections), TFSA, & Non-Registered accounts?

As an example, an RBC RRSP account is split into CAD and USD segments. If I purchase VWO in USD on the US segment instead of VEE on the CDN segment do I retain the 15% withholding tax? If I purchase VWO in CDN funds on the CDN side of the RRSP, what happens to the 15% withholding tax?

Is there a tax difference when filing a CRA 1135 form. e.g if VWO or VEE are 100+k CDN value: VWO on the USD segment or VEE on the CDN segment or VWO on the CDN segment.

If a US stock has a dividend, should this ever be purchased on the CDN side of the RRSP or in a TFSA? .. e.g. CRM with a small dividend or AMGN with a larger dividend

Can you please assign the best allocations (RRSP, TFSA, Non-Registered) to examples a the bottom of the question.
e.g. Non-dividend Growth US stocks (Googl, AMZN): TFSA, RRSP
This tells me that AMZN is best in the TFSA for growth, and in an RRSP purchased in CDN or US funds is the same effect other than currency at the time of purchase.
If a stock or ETF should be in CDN or US sections can you note that as well? e.g. RRSP(CDN or US).
It is a lot to ask so limited examples below will hopefully reduce the effort.

5i recommendations
Non-dividend Growth US stocks (e.g. Googl, AMZN):
US small Dividend Growth (e.g. IWO):
US Foreign ETF (e.g. VWO):
CDN ETF with US stocks and other int'l stocks (e.g. VEE):
CDN High Dividend (e.g. CDN Utilities/Reits/ETF's):
US High Dividend (e.g. US Utilities/Reits/Medical/ETF's)
All World ETF (VT):
All World ETF (XAW):

I very much appreciate your service and time to answer questions.

Jerry
Read Answer Asked by Jerry on March 16, 2020
Q: Good Morning

I was able to convert almost everything to cash late January and am now waiting to see when bottom is at hand. Markets appear to be displaying some signs of recovery this morning after the ridiculous comments by Trump the other day. Is there any reason we should be optimistic and begin looking at getting back in? Or do you think we still have a ways to go before recovery?

Thanks for all you do
gm
Read Answer Asked by Gord on March 13, 2020
Q: I'm going to retire next year and have recently received a inheritance. I have this money in a non registered account. PA is telling me that I need more US and international exposure. I'm looking at ETF's with dividends but being non Canadian holding I will not get the tax credit. Should I still look at dividend ETF's and not worry about the tax? I have a low to median risk for these non Canadian ETF's. I have a diversified group of large cap Canadian stocks to take advantage of the dividend tax credit. Can you give me some names to look at buying?
Thanks Greg
Read Answer Asked by Greg on February 27, 2020
Q: I wonder if I could get you to speculate what impact Bernie Sanders being elected President might have on the markets. And how one might adjust a portfolio in response/anticipation of such an event. For example, I imagine there could be a major impact on health care stocks.
Read Answer Asked by David on February 26, 2020
Q: What do you think is the motivation behind Trumps proposed tax incentive to buy equities and what would be the ramifications for investors should it happen?
Read Answer Asked by michael on February 19, 2020
Q: Hello Peter,
If the US economy hypothetically grows closer to 3 percent as forecasted by Trump; which sectors would lead the way in your opinion?
Also, the Canadian economy should also experience a tailwind. How would you suggest the portfolio could be adjusted?
Any pointers to specific stocks both here and south that one could look at?
Regards.
Read Answer Asked by Rajiv on February 12, 2020
Q: I have read that investing in AMD seasonally ,from October to April generally results in great returns . I own NVDA which has finally come back to my purchase price due to the Trump/China war. The best performing names are semis that I haven’t heard of . Are Semiconductors best as investments or swing trades ? Do you feel that AMD, INTC will perform better than NVDA .
Read Answer Asked by Thomas on January 07, 2020
Q: Most mj stocks are down -80% from their "highs"

Was this a market bubble much like jr mining stocks in 2007? Were participants led by greed to speculate in assets which they did not know how to value?
Read Answer Asked by malcolm on January 06, 2020
Q: I have been purchasing these three oil Companies this month with a view Tax Loss Selling will end on Dec 27th, Oil Prices moving UP, world economies are improving, demand for Oil will increase, China USA Tariffs will come off, Trump will remain as President may even be reelected in 2020. I expect a good rebound in Oil shares in January, February. TMP is being built perhaps other pipelines as well. Both Liberals & Conservatives want TMP to be completed.

Am I on the Correct Course ? What Oil companies would you Buy if you agree with my Thesis ? What do you think of my selections ? Joseph Schacter likes them .RAK
Read Answer Asked by bob on December 23, 2019
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