Investment Q&A

Q: Like it or hate it, the GOP has passed their tax cuts. I have been doing some research about where to invest if this happens. It seems that US banks, both the big ones as well as the regional players stand to gain. Do you think this becomes a good time to invest in the US bank stocks? Is there another sector that you think benefits as a result?

Q: I don't know if this is within your scope, but I am inquiring about the tax consequences of investing in a US public limited partnership such as KKR in:
1) a taxable account; and,
2) an RRSP.

Thanks,

Q: Hi there,

I currently follow the BE Portfolio with a slight growth tilt. I have about 25 positions on, each starting with a 4% weighting. I have done very well few names such as SIS, SHOP, PBH, TOY etc. At what weighting would you recommend that I trim back positions?

Thanks!

Q: Hi 5I Your thoughts & any information you could give regarding Sprott-Tec Private Credit Fund, and Sprott Bridging Income Fund LP. The funds if bought would be invested in a managed portfolio.We are seniors in our late 70s.
Thanks MF
Just renewed for another year.

Q: I have used the Financial Post site for convertible debenture quotes for many years. It was an awesome site that providing me with all the info I needed for convertible debentures trading on the TSX. About 4 weeks ago it went away and I have been unable to find another site that was comparable to this one? Does anyone know another site that provides a summary of quotes for Canadian convertible debentures?

Q: If I purchase 100 shares of stock A in either my TFSA or my wife's margin a/c and a few days later sell 100 shares of stock A at a loss in my margin a/c will the loss be acceptable to the CRA?

Q: Hello Peter & team, does one know what the TFSA 2018 contribution limit will be? Regards, Gervais

Q: With Web Broker I have US stocks in my RRSP account. I also have US Stocks in my US open account.
In my US account itself my overall cost for stock purchases is just below the $100,000 level so I don't need to fill out the T1135 Foreign Property form.

I now have cash building up in my US open account. To avoid going over the $100,000 cost level, yet still wanting to receive increasing dividends in USD, would it make sense to purchase Canadian stocks listed on the NYSE that pay dividends in USD? My goal is to have USD dividends coming in for travel south during retirement. I am assuming I would receive the dividend credit for Canadian-based stocks listed on the NYSE (?)

Q: Markets have been pulling back the last few days. Do you attribute this to tax loss selling or something else? When would you suggest deploying cash?

Q: I have about 150k in ETFs. Is there a specific dollar value where it's better to start looking at an equity-type portfolio?

thanks,

Q: I am trying to understand the bitcoin / cryptocurrency frenzy. Particularly, I see articles talking about the bitcoin "trade" taking away from the gold trade. With my limited understanding of the bitcoin, it seems like it is a currency that trades with the volatility of a junior miner. So, why would it be suggested that, in times of uncertainty in the markets, money would possibly flow into bitcoin trades vs the historical "safe" haven of gold and thereby form another headwind for the price of gold?

Q: I am in my 30's and have a fairly diversified portfolio both geographically and by sector. Currently i own 100% equities with roughly a 70/30 split of growth to value companies. This money is for retirement and i don't plan on touching it for the unforeseeable future. I don't want to do anything drastic but i would like to get slightly more defensive going into next year. The bubbles i see in cannabis/bitcoin at the moment as well as i see many friends/family who normally don't invest or talk about investing starting to put money into the market (mostly in weed/bitcoin stocks) scares me slightly and i feel we could have a minor or slightly larger pullback at any time. Which of the following would you suggest. Add a 10% weighting in fixed income? Trim some of my growth winners (TOY,KXS,SHOP,etc) and add to some of my value names (XTC,OTC,WPK,etc)? Trim some winners to have my cash position move from 5% to 10-12% and add to positions when i see more value? I realize these can be personal questions but i am looking for your feedback anyways.

Q: Hi,
Thanks for your help, in the next 1-2 weeks I will have a amount of 100K
to invest in US stocks because now I am only 8% in US.
Please could you recommend 5 to 8 US stocks for Grow and Dividends.
Thanks
Jean Guy

Q: Where can I get information on convertible debentures. I used to use this link:
www.financialpost.com/markets/data/bonds-debentures.html
but it no longer works.
Thanks. Peter

Q: Under your old format I had an alert and a favourite list. How do I access them under the new format, if they are still available?
I read on November 30th on answering a question that you also provide charts. How do you access them?
I just cancelled a $650.00 newsletter a great deal of money more than yours and it was no where near as good as yours. I am happy to have you guys behind me. Thanks. Dennis

Q: A comment. The cost of a yearly membership to this site is an insignificant amount of money compared to the benefits of this site. I spend more money at Tim Horton's in a month.

Q: 5i rates are increasing 18%. Do you not think this is a bit excessive? This is your opportunity to sell me on the service.

Q: BITCOIN, NAFTA and North Korea are currently the greatest market worries. How do individual investors protect themselves or take advantage of each of these factors? I know it is a strange question. But any thoughts on these would be appreciated. Thanks. Shyam

Q: I know you have answered this question before (more than once). Could you please give me the link to the blog or article you wrote a while back that went through the type of investments that are most suitably held in an RRSP, a TFSA, a taxable cash account, etc. I could really use it when you wrote it. Now I have an opportunity to set up things more purposively and would like to review it. Thank you.

Q: i am confused about the Return of Capital and how it helps investors versus pure dividiends with the Cdn Dividident tax credit. I think the return of capital gets deducted from my original cost base but then doesn't that just increase my capital gain on the disposition of the stock. Your explanation of this would be helpful