Investment Q&A

Q: Quantitative, Fundamental and Technical Analysis are the three basic disciplines used to analyze stocks. What is 5i's preferred method and why?

Q: Hi there, I've been reading the Q&A section regrading optimal portfolio size. If you had to craft the "perfect" portfolio ranging from the 15 - 20 small to mid cap holdings, what would it look like? A guidance for risk tolerance for me would include names along the lines of KXS, SIS, DOO or GSY. Thanks so much.

Q: Hi 5i,

For diversification I would like to buy Bidvest Group. They are located in south Africa and own a lot of Companies, can you help me form an opinion on them.

Bidvest Group Ltd
OTC Pink - Current Information:BDVSY

Q: For Canadian dividend investing, this article is an amazing piece of work and a superb reference.
https://www.dividendgrowthinvestingandretirement.com/2018/08/canadian-sectors-industries-dividend-paying-dividend-growth-stocks-specific-stocks/

Q: Hi 5I team, when you adjust the portfolios, you talk about 1%. Does it refer to total capital . Is it not easier to understand if number of shares is used? We try to follow your recommendation as close as possible. Thanks.

Q: Peter’s question on August 17 made reference to the trimming by 5i of pho and kxs for portfolio management purposes. Are these changes published on this website and available to subscribers? Thanks

Q: Like FAANG in US and DOCKS of TSX, can you recommend high performing growth stocks in India and China. Thanks for your great advice.

Q: I would like your favorite names that pay a good dividend and look like the growth is still on the upswing.
Would like to live off the income in my retirement.
Thank you Peter & Ryan

Q: How do you expect markets will react if the Democrats take control of both houses in the upcoming elections?

Q: I don't have any FAANG stocks. I want to buy can you please give me in order which one I should buy first. I was also looking at FTEC ETF. Do you recommend this ETF or would you recommend another one?

Thanks for your great service.
Hector

Q: Hello 5i Team

The passive index fund industry is dominated by BlackRock, Vanguard, and State Street. Seen together, these three giant, passive asset managers already constitute the largest shareholder in at least 40 percent of all U.S. listed companies and 88 percent of the S&P 500 firms. What are your thoughts in terms of the big three controlling the corporations and what happens when there is a market correction or meltdown. Would there be any buyers left and also individual stock investors could get into deep trouble.

https://www.cambridge.org/core/services/aop-cambridge-core/content/view/30AD689509AAD62F5B677E916C28C4B6/S1469356917000064a.pdf/hidden_power_of_the_big_three_passive_index_funds_reconcentration_of_corporate_ownership_and_new_financial_risk.pdf

Appreciate the good work done by 5i team.

Thanks
Ninad

Q: FOR CASH PART OF PORTOFOLIO YOU SUGGEST BONDS AND SOME MMF OR GIC
IN MY PORTOFOLIO I HAVE :
CDP-5 YEARS RETURN - 13.19% ( MINUS )
VAB 5 YEARS RETURN +1.35 % (PLUS )
TD MMF (165 ) 5 YEAR RETURN 3.54% (PLUS )
THESE ARE FIGURES FRON GLOBE AND MAIL 5 YEAR RETURN.
IT SEEMS MONEY MARKET FUND HAS BETER RETURN AN NO LOSS (EXCEPT INFLATION ) AND LESS WORRY.
I APPRECIATE YOUR COMMENT.EBRAHIM

Q: This is a comment on William's question this morning regarding tracking of distributions. I have an account with TD Waterhouse and they provide distribution projection for each month for the coming twelve months for the securities in my account. He can ask his broker if they provide a similar report.

Q: I use BMO investorline. A good service, but not user friendly when it comes to tracking monthly/quarterly dividend payments. Any recommendation on good software to help us keep track at a glance as to received and projected dividend payments?

Q: Hello team,

I have been wanting to ask you this question about the relationship between share price, dividend, and yield. I am going to use KWH-UN whose current SP, annual dividend, and yield are $6.01, $0.82, and 13.56%, respectively.

Suppose I buy 1000 shares of KWH. I understand my purchase will cost me $6010.00 and I shall earn $820 in dividend after a year on this investment which amounts to 13.65% of my purchase price. Now let's say that in the second year share price increases to $8.00 and the company continues to pay $0.82/share in which case my investment yield is still at 13.65% but that of a new investor will be 10.25%. Is my understanding correct?

If I am correct then, it is no-brainer that one should buy a company like KWH or ENB when they are in some sort of predicaments but have proven reliable in maintaining their dividend over time. The reward will be higher yield for the contrarian/patient investor if the company continues to pay the same amount of dividend per share.

Hope I am getting it but I am sure you let me know wherever I am going wrong on this....Thanks as always!

Now back to reading more of the questions/answers on 5i site...

Q: Hi Ryan and Peter
which of the two funds would you choose for a long term hold (10 years) for my 21 year old son?
RBF 1030 RBC Life Science and Technology Fund Series D MER 1.21%
or
RBF 1042 RBC Global Technology Fund Series D MER 1.27%
or
any other funds that you would pick would be appreciated.
Thank you for all you do for investors
Ron

Q: Is it necessary to wait 30 days to rebuy same stocks in tfsp.Thanks

Q: Can you provide the name of a good/liquid Canadian and US money market fund? I am looking for a place to park cash.

Thanks in advance.

DON

Q: my RRIF has been disaster because I own utilities for dividend:
ALA down 4.4%,BCE down 4.8%KWH.UN down 38% ECI down 10.39%EIF 13,15%CPD down1%Cash 26%
MY utility portion of my total portfolio are mainly these.I also have Fortis and BEP.UN. CU,ENB,ALGONQUIN
The total utility of my portfolio is 3%
I appreciate your suggestion.ebrahim

Q: Is there an ETF that matches the 5iResearch's balanced equity portfolio.