Q: With U.S. interest rates on the rise, would now be a good time to buy U.S. bank stocks and U.S. currency? If so, what would be your recommended stocks?
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Investment Q&A
Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.
Q: The US is threatening to impose Tariffs on China tomorrow. From what I understand this is mainly aimed at intellectual property. Do you anticipate a positive effect on patent holders if China reacts by paying royalties to them rather than paying the tariffs? If so what companies would likely benefit. In Canada I'm thinking Quarterhill might be an example but I suspect it may be too early to ask you for an opinion.
Q: Is there a web site one can access to view the outstanding offers to buy and sell stock for a company?
Q: what if I use the cash component of my model balanced portfolio to buy,say,tdb3098 mutual fund units;would this move undermine some aspect or purpose of the portfolio?
Q: Hi 5i,
I just started using your relatively new "Companies" feature (https://www.5iresearch.ca/company/nasdaq/AAPL). I can't believe how AWESOME it is and has become a go to resource for researching companies: key metrics, earnings estimates, analyst ratings, insiders trades, and news items! I thought it would be something that was exclusive to members, but it seems to be available for everyone?
Anyway, AWESOME information there!
I just started using your relatively new "Companies" feature (https://www.5iresearch.ca/company/nasdaq/AAPL). I can't believe how AWESOME it is and has become a go to resource for researching companies: key metrics, earnings estimates, analyst ratings, insiders trades, and news items! I thought it would be something that was exclusive to members, but it seems to be available for everyone?
Anyway, AWESOME information there!
Q: Hi 5 i team, it seems that price movement is not related to quarterly earning as compared to previous but is affected by result as compared to estimate. Is there any way of guessing whether earning will beat or less than estimate prior to announcement ?
Q: Good day,
If I have money in a US stock in a US TFSA account, sell the stock and move it to a CAD stock TFSA account ( same banking institution) or visa versa , is there any issues with over contribution? I am with TD if that is relevant.
Thanks,
Paul
If I have money in a US stock in a US TFSA account, sell the stock and move it to a CAD stock TFSA account ( same banking institution) or visa versa , is there any issues with over contribution? I am with TD if that is relevant.
Thanks,
Paul
Q: 1:10 PM 3/19/2018
Hello Peter
I would appreciate it if Peter could answer this question as he has years of experience as a fund manager and I would respect his considered opinion....
We have a large Blue Chip dividend-growth income portfolio of Canadian stocks. It currently has unrealized gains of about 25% and has a dividend yield of 4.6%. We run this equity portfolio like a private pension fund for ourselves.
We are quite aware that a major market "correction" or crash will come sometime in the next year or so and would like to position the equity part of our portfolio for that event. There are really only three options that we can see.
OPTION 1. Sell all our stocks and go to Treasury bills and 2 to 5 year Government Bonds, for a yield of about 2 to 2.5% in interest income. We would be giving up a 4.6% dividend income stream in exchange for a 2.5% interest income and lose the advantage of the dividend tax credit. Additionally we would be hit with a massive taxable capital gain pushing us well into the topmost tax bracket.
OPTION 2. Do Nothing. If during the crash our stocks dropped 50% in price it wouldn't matter as we would plan to neither sell nor buy any more shares up until and during the crash. If as a worst case scenario, dividends were cut by 50% on all our shares [most unlikely] then our dividend income yield would still be 2.3%, and with the Dividend tax credit would still beat the 2.5% interest income we would be getting if we had sold all our stocks and switched to short-term bonds and bills as in Option 1.
So if we choose Option 2 and ride out the market crash fully invested, then we are no worse off for income than choosing Option 1 and selling out and going to "cash", and we don't get hit with a massive capital gain tax bill.
OPTION 3. As in Option 2, sell no stocks in our Cash accounts but sell everything in our 2 RRIFs, and 2 TGIFs which together amount to about 10% of the overall portfolio. We could sell all the shares in them easily at any time at virtually no cost in our discount brokerage, park the money in GICs and no capital gains taxes would be payable at all. The proceeds would be ready for buying blue chip dividend-growth yielders when the time seemed right.
In simplest terms the object is to preserve capital as much as possible while at the same time allowing withdrawal of a reasonable predictable income.
What did Dividend Aristocrat type portfolio fund managers, or Pension Fund Managers Like Peter do in anticipation of the market correction in 2007 - stay invested, change asset allocations, become more defensive [how?], do sector rotation, adjusting allocations among the 11 TSX sectors - out of what and into what? Anything else?
If you, Peter were responsible as a portfolio fund manager for running our equity portfolio which is essentially a Canadian "Dividend Aristocrat" portfolio, how would you handle it in the years ahead considering the high probability of a major market correction/crash? Would you choose one of these options or would you have a different strategy?
Thank you.............Paul K
Hello Peter
I would appreciate it if Peter could answer this question as he has years of experience as a fund manager and I would respect his considered opinion....
We have a large Blue Chip dividend-growth income portfolio of Canadian stocks. It currently has unrealized gains of about 25% and has a dividend yield of 4.6%. We run this equity portfolio like a private pension fund for ourselves.
We are quite aware that a major market "correction" or crash will come sometime in the next year or so and would like to position the equity part of our portfolio for that event. There are really only three options that we can see.
OPTION 1. Sell all our stocks and go to Treasury bills and 2 to 5 year Government Bonds, for a yield of about 2 to 2.5% in interest income. We would be giving up a 4.6% dividend income stream in exchange for a 2.5% interest income and lose the advantage of the dividend tax credit. Additionally we would be hit with a massive taxable capital gain pushing us well into the topmost tax bracket.
OPTION 2. Do Nothing. If during the crash our stocks dropped 50% in price it wouldn't matter as we would plan to neither sell nor buy any more shares up until and during the crash. If as a worst case scenario, dividends were cut by 50% on all our shares [most unlikely] then our dividend income yield would still be 2.3%, and with the Dividend tax credit would still beat the 2.5% interest income we would be getting if we had sold all our stocks and switched to short-term bonds and bills as in Option 1.
So if we choose Option 2 and ride out the market crash fully invested, then we are no worse off for income than choosing Option 1 and selling out and going to "cash", and we don't get hit with a massive capital gain tax bill.
OPTION 3. As in Option 2, sell no stocks in our Cash accounts but sell everything in our 2 RRIFs, and 2 TGIFs which together amount to about 10% of the overall portfolio. We could sell all the shares in them easily at any time at virtually no cost in our discount brokerage, park the money in GICs and no capital gains taxes would be payable at all. The proceeds would be ready for buying blue chip dividend-growth yielders when the time seemed right.
In simplest terms the object is to preserve capital as much as possible while at the same time allowing withdrawal of a reasonable predictable income.
What did Dividend Aristocrat type portfolio fund managers, or Pension Fund Managers Like Peter do in anticipation of the market correction in 2007 - stay invested, change asset allocations, become more defensive [how?], do sector rotation, adjusting allocations among the 11 TSX sectors - out of what and into what? Anything else?
If you, Peter were responsible as a portfolio fund manager for running our equity portfolio which is essentially a Canadian "Dividend Aristocrat" portfolio, how would you handle it in the years ahead considering the high probability of a major market correction/crash? Would you choose one of these options or would you have a different strategy?
Thank you.............Paul K
Q: Hi, my brokerage co. offers technical alerts and top picks on a daily basis. The top picks have a price target and a time frame to reach that target. On March 6th one stock trading at $5.94 was predicted to reach $10- $11 in 29 days. The very same stock on March 17th, trading at $5.85, was predicted to reach $7.50-$7.90 in 9days. So my questions are, does the second prediction cancel the first ? I realise that both are possible given the time frame but would that be the correct way to look at it? Also when they talk about days to target is that calendar days or trading days? The same question applies to moving averages, 20 day 50 day etc, calendar or trading? Thank you
Q: What are your views on the Toronto housing prices going forward (12-24 months) ? I am more looking for your gut feeling than a detailed analysis. Thank you.
Q: Hi. Wondering about what types of investments to put where. How about this:
Non- Registerred Account: Canadian Dividend payers to maximize the dividend tax credit.
Registerred Account: interest bearing instruments, REIT’s, MLP’s etc
TFSA: growth stocks ( Canada and International)
Appreciate your comments.
Thx Frank
Non- Registerred Account: Canadian Dividend payers to maximize the dividend tax credit.
Registerred Account: interest bearing instruments, REIT’s, MLP’s etc
TFSA: growth stocks ( Canada and International)
Appreciate your comments.
Thx Frank
Q: I just read the latest member questions and came across "John's" issue with the new updated Globe & Mail Watchlist. I have the same complaint - why would they change something that is totally perfect to something totally useless???
Your answer mentioned some tips to make that new Watchlist format useful. Please share that with all of us so we can keep our sanity. My biggest issue is - I used the "performance %" page to compare the historical results of many stocks (for investment decision reference) and now that seems to have disappeared.
Thanks.
Your answer mentioned some tips to make that new Watchlist format useful. Please share that with all of us so we can keep our sanity. My biggest issue is - I used the "performance %" page to compare the historical results of many stocks (for investment decision reference) and now that seems to have disappeared.
Thanks.
Q: comment re; G &M watchlist. I am able to access the new "improved" watchlist. You do need to log in again with your password, possibly forgotten, but I agree that the "improved"version is definitely much less useful than the old one. They are trying to get all of us who're using free tools to subscribe.
Q: I have been reasonably successful this year by carrying a large porfolio of stocks, no 1 very large position just because I THINK THE STOCK looks favourable Do you have sort of a rule of them as to when you might exit, subtract, or add to? thanx PS DO YOU EVER HAVE ANY LEARNING SEMINARS?
Q: This is more of an answer than a question. John spoke about being shut out of the Globe and Mail watch list, which apparently is now only for subscribers. As a subscriber I can tell him he isn't missing anything. They have 'upgraded' it and it is now a hot mess. The clean, crisp functionality is gone. It is slow, clunky and colorless, and you are no longer able to enter the number of stocks you have to track and compare them with other trial portfolios. They have a 'portfolio' tool for subscribers, but that is pretty simplistic and, for me, non-functional too. After looking around, the best free one I have found is at Morningstar. You'd have to pay to get the more complicated things, but the basic list of stocks you want to keep an eye on is there, and you can enter your stocks so that it will track how they're doing day to day without being charged.
Q: Good day,
For a long-term horizon including dividends into retirement (about 10 years away), what level of investments in banks, Canadian and foreign, would you consider to be the maximum for an otherwise diversified portfolio? My only foreign bank is ING.
Thanks for the help!
Derek
For a long-term horizon including dividends into retirement (about 10 years away), what level of investments in banks, Canadian and foreign, would you consider to be the maximum for an otherwise diversified portfolio? My only foreign bank is ING.
Thanks for the help!
Derek
Q: Hi 5i,
When options are being written in a covered call ETF, what would be the contributing factors (ie. sector, interest rates) would effect the price of the options being written at a discount or premium and why?
Thanks
When options are being written in a covered call ETF, what would be the contributing factors (ie. sector, interest rates) would effect the price of the options being written at a discount or premium and why?
Thanks
Q: How do I obtain a list of companies that are growing their dividend in excess of 10% per year?
Q: Another site about preferreds for Kim would be : investingforme.com
They have information under their "Data" section on all most all preferreds
John
They have information under their "Data" section on all most all preferreds
John
Q: Do you know where I can find a cdn stock list that ranks stocks by total return (capital appreciation and dividends) for each year over the last 10 or more years?