Investment Q&A

Q: Hi: After viewing Peter's interview at the Moneyshow 2019 by SmallCap Power, I then followed up with the interview with Fundscraper; (https://www.fundscraper.com/) . Do you have an opinion on this company and on this type of investment in a Cdn portfolio?

Q: Value vs Growth stocks...what are your top 10 value plays in Canada?

Q: Hi Guys
What do you guys think of a Portfolio based on the following:
40% TLT 30% VTI 15% IEI 7.5% GLD 7.5% GSG
My worry is what would happen to the value of TLT if there was a big devaluation in the U.S. dollar somewhere down the road, maybe the 7.5% in GLD would be enough to cover the downside?
thanks Gord

Q: Im 27 and Im looking to become financially independent VIA my investments by 35. I currently have $120,000 invested (90,000 in my TFSA, 20,000 in my RRSP, and $10,000 in cash) I also have $130,000 worth of equity in my rental property, which I intend to liquidate within the next few years to invest. I’ve got a mixture of investments including dividend stocks that’s are set up to DRIP, index funds, stocks that I researched, and some speculative plays. What do you recommend I focus on going forward? I’m looking at adding $2000/ month to my investment program. Thanks!

Q: In response to Richards inquiry about US dividends. I deal with TD. I have an unregistered account. I opened a US unregistered account and journaled the shares over. I get paid Div’s in US funds for stocks like MG, CSU, MX, BAM and GIl. No fees at all. If I want to sell any sticks I journal the back and sell. Again no fees. I can do it myself or TD will do it for me.

Q: Hi Everyone at 5i ...me again. I have a non registered account with the following breakdown: 60% GICs ( because this is my retirement money and I am conservative and I know that GICs in a non registered account are a losing proposition as far a inflation etc. )..10% XHY/CPD.....and 30% stocks..BMO, ZUT, ZWE,BNS,BCE,BAM.A,BEP,UN,BPY.UN,CCL,CAR,ET,FTS,GSY,HR.UN,KXS ,NTR,OTEX,PEO,QSR,SLF,T,TD,VFV,WSP. Now to my question....I am generating $30,000. Combo dividend ( a larger percentage ) and interest income . I want to increase this but at a lower risk. .I would like to extract 150K from the GIC column and produce a higher level of dividend on these monies, but yet, keep things as conservative as possible ( this is called having your cake and eating it too.) What would you suggest?...I thought I might divide this between XBB, CPD or....your suggestion. Thank you for your help, Cheers, Tamara

Q: Hi guys,
Thanks for the great service.
It looks like Canadian Insider is no longer providing a free email service for insider reporting (as of Oct 31). Do you know of any other services (preferably free) where it is possible to receive email alerts on insider filings?
Thanks

Q: I just read Ryan's article on Direct Indexing and ETF's and basically that 0$ trade commissions with brokerage houses impact on this. I have never used a brokerage house and am not a frequent trader. What brokerage house(s) do you recommend?
What are the risks, disadvantages ( if any) compared to using a bank. How do they make their money then?
Regards
Kathy

Q: Just read your article on Direct Indexing and the one thing you did not mention is, should a person presently owning a number of ETF's be concerned or will I eventually sell them off and buy into Direct Indexing in order to save costs?

Q: Good morning guys:
How many stocks should one own in a tfsa. I presently own 7 stocks .
Thank u
Mark

Q: Most companies report earnings after market. Some choose to report before market. Are these usually long term policy decisions or do firms choose on a Q by Q basis? And should we read anything into it when a firm chooses to report before market?

Thanks,
Mark O

Q: The issue of mutual funds holding negative yielding global gov't bonds is an interesting one as the size of negative yielding bonds keeps rising. The lack of cash flow to finance management fees, and pressures on portfolio managers to play the yield curve to list a couple of examples sounds very tricky. Have you explored the subject in your shop?

Q: I am very pleased with the Portfolio Analytics, and have found it to be a quite useful tool. Thank you for building this product.

Broadly, I would like to better understand how you developed your recommended sector/geographic allocations in the Asset Allocator. In particular, I would like to understand:

1) Certain assets (e.g. gold, REITs) are missing or very low percentages. What is the basis for this recommendation in the Portfolio Analytics?

2) Most if not all broadly based core index funds have a greater allocation to financials than the 15% recommended in the Portfolio Analyzer. Why are you recommending a 15% allocation?

3) Are your recommended asset allocation percentages static, or are you planning on adjusting these percentages over time as markets change?

4) Given that markets typically revert to the mean, how do your recommended allocations compare to the mean sector percentages of major indexes, for example EAFE or the S&P500?

Any insights you can offer to help me better understand the basis for how these asset allocations were developed would be most helpful. Thank you for this excellent service!

Q: Peter Shiff was recently on USA Watchdog.com. He basically recommends that investors switch to gold as he feels the US (fiat based) currency will become devalued as bond investors demand higher rates given the huge US deficits.

What is your opinion of gold, and gold stocks, as an investment? Should investors allocate a percentage of their portfolio to gold as protection to a possible collapse in the bond and equity markets?

Thank you again for your insightful advice.

Q: Hi
I know you are NOT momentum investors!
But I know from your answers you watch for the trends and repeatedly point to the lack of traction in the Energy sector.

What are the momentum factors/ trend changing indicators that you do consider when you answer your subscribers' questions?
Are there any newsletters/blogs/that you respect/follow?

Thanks!
Mano

Q: I have to cash out 2/3s of my portfolio over the next 6 weeks to buy a house. Would you cash out everything at once today on strength or average out specific holdings based on technicals, earnings reports, and dividend dates. if the latter, What other criteria would you consider. Thank you.

Q: A PSA for all. I finally achieved my first double as a member of the 5i fan club. The stock is...... drum roll.... CSU. Bought in 2017 at the low low price of $650.00.

My next double would seem to be BYD. Bought in at $96.00. So for those out there who think that stocks like the one mentioned are too expensive, take heed. Not all work out, but the doubles help.

Q: Where can i find a list of bonds that trade on the tsx.Thanks Phil

Q: I currently have about 10% of my portfolio in money market funds or cash. For a while this seemed like a good idea and I have seen other portfolios with cash. but its over a year now and the cash just gets more and is earning very little. I see from some other questions-answers that you do not recommend holding much cash. what do you think I should do? Reduce the cash? and to what extent? I have no need for cash now and have a moderately sized line of credit if there were an emergency. thanks

Q: In your Oct 7 market update you show Tsx PE at 14.4% , a yield of 3.4% yet the Globe and Mail dated Oct 5 shows the S&p TSX composite PE at 16.6% and a yield of3.2% as of Oct 3 Please explain the difference particularly the wide variance in the PE