Investment Q&A

Q: Hello, I have heard that AirBnB will go public in 2020. Do you know when will that be? Is there a website where we can see when a new IPO is offered? Thank you, Gervais

Q: are there any companies or equities that invest in Canadian indigenous peoples that are tax payer funded that can be invested in. have a super 2020.

Q: I was reviewing my portfolio and thinking about 2020. Right now I have a large cash position and will want to invest some of that next year. But in what stocks?

An interview with Sir John Templeton on ROBTV many, many years ago came to mind and it may be a good advice for others.

Sir John was asked when was a good time to buy a stock and he stated "at the point of maximum pessimism".

Then he was asked when was a good time to sell a stock and he replied "you sell a stock when you find a better stock to buy."

I hope I can remember that advice as we move into and through 2020.

Q: In regard to the question by James regarding a book on financial management in retirement, he might find the book "Retirement Income for Life" by Fred Vettese helpful. Fred Vettese is an actuary and his book is full of useful information about decumulation of RRSP's and other savings accounts to provide retirement income.

Q: Hi Team
There was article on BNN “10 stock that help define the Decade” In your opinion is there any stocks or theme that will define the next decade.
Thank you

Q: good morning 5i and all the best of the season to you.

in a question asked earlier this morning someone asked about some core holdings in a tfsa. you gave a handful of stocks which look good. i am always trying to allocate stocks in the best account. one of the points i look at is dividend yield. i try to gwt higher yielding Canadian stocks into my non registered account in order to get the dividend tax credit. of course you lose this in a tfsa. i noticed that a couple of the stocks which you mentioned as core holdings in a tfsa had dividends. MG for instance has over a 2 % yield. i was wondering what considerations do you take into account when looking at putting a dividend paying stock into a tfsa?
thanks

Q: Could I have your view on the CAD vs USD.

Q: Hi 5i team,

I sold some stocks in US market and wondering which currency should be holding. Could you please provide your outlook on the USD and CAD for next year or two?

Thank you,

Q: My portfolio is showing underweight in international equities. Are there particular industries that you would look international?

Q: Can you explain the difference between panic selling in an individual stock and panic selling in say the S&P 500 ETF.
Would the fall in price between say Microsoft or Starbucks be about the same as liquid ETF like XSP or VBAL.
According to Michael Burrys article in Bloomberg he has said ETFS will fall like CDOS in the Sub Prime meltdown of 2007 because there is no true price Discovery and also the Market Maker might not be there to support the price in a Panic caused by a huge liquidity bubble he created by Blackrock and Vanguard.
Thanks Gord

Q: Along with iTrade, I have other accounts with another institution with a broker. With my RRSP it has been converted to a RRIF and this institution once it goes into a RRIF, if you sell a US security, it is converted to Canadian dollars and then when you want to buy another US security, you have to convert Canadian dollars back to US dollars. Is this common practice? My wife being a few years younger than me, I was thinking of taking her US securities out of her RRSP at the same institution and transferring them to her TFSA at iTrade. If I were to take $25,000.00 US out for example, could I replace it later with Canadian dollars? Would I be able to transfer it from this institution to where my iTrade account is or would I have to open a TFSA where the RRSP is? Thank you. It is nice to have this type of advice. Well worth it. Thanks Dennis

Q: Hi 5i

Would like your thoughts on the scary four letter word DEBT. The US is at $22 trillion and counting. I asked a chief market strategist of a major brokerage firm if I should worry about this and was told China's debt is more worrisome right now. they also said that the US may have a problem in 5 years. It seems the world is drowning in debt. A recent Forbes article said global debt is 251 trillion, 3 times global GDP.
How concerned are you about this? How can we protect our capital and when should we start? The Forbes article sited four countries Brazil, Italy, Greece and Argentina. I will call them BIGA because similar to the worries about PIIGS a few years ago, we could have a BIGA problem if any of them head towards default.
I look forward to reading your comments.

Q: Hi Peter, As part of clean up exercise, I have below loosers in my RRSP/RESP/TFSA accounts. Need your opinion whether to hold, buy more or let it go and to replace with what.
RRSP-ALA,ZWP,CGX,MX,NTR,MAW150,MAW160
RESP-FAH.U, TSGI,BOX,FFXDF
TFSA-COV,ECA,HEXO,TOY

Thanks
S

Q: Like many others here, I'm interested in possibly investing in 5G companies, but I keep seeing Doctors and experts in other fields, as well as former President of Microsoft Canada (Frank Clegg) saying they believe 5G will be harmful to Humans.
Obviously big companies involve in this field are no doubt aware people are worried, but is the investment community talking about it?
Here's a link for anyone interested:
https://www.youtube.com/watch?v=S16QI6-w9I8&feature=youtu.be

Q: I am looking for a website that will track my Tfsa and rrsp portfolios with daily movements,news,etc. I have used tmx but it has inconsistent log ins. Do you have any recommendations? Thank you.

Q: Is there a report or a blog on Bonds regarding which Bond ETF will do better in different economy cycle ie interest rate up or down. Recession or in good economy.

Thanks for your great service

Q: Hi 5i:
Please advise which components you rely on to arrive at your calculation of 'Leverage Ratio' in the Liquidity Ratios portion of your summary of each company's key ratios.
Thanks,
Peter

Q: This is tax loss selling time. Is it a good time to buy or sell, neither or both?

Q: I notice that when asked 5i is able to give the payout ratios to members seeking companies(reits banks pipelines utilities etc) that provide. yield but more importantly the sustainable payment of their dividend/distribution. .. the payout ratio for me is a key metric when making an investment decision. it would be most useful if 5i could include payout ratios as a regular part of their metric checklist thanks Richard

Q: You have no doubt answered this question a few times but am not sure how to search for it. Could you provide your top picks for tax loss selling. Market cap and sector are not a factor. Thanks.