Q: Natural gas has been rising over the last few months beyond its 6 plus year range. Reason for as supply should still be plentiful. Just looking for your thoughts.
Regards,
Regards,
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Investment Q&A
Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.
Q: Hi 5i, I like to know what 5i thinks of the huge US & CAD government debt, this could be a very interesting topic for a column. What is the US credit rating today? When will the various credit rating agencies chime in with their view on US T-Bills. Do you think that it is very likely that the ratings will be down graded (rated)?
Q: With the Europe energy crisis (and possibly North America), do you think it would be a good time to buy some Canadian energy companies and if so, which would you recommend?
Q: I am trying to understand the impact of a 75% Capital Gains inclusion rate. Today with a 50% inclusion rate, assuming a 50% personal tax rate, you keep 75% of any taxable gain. With a 75% inclusion rate you would keep 62.5%, or 16.7% less. Is my math correct?
In a 75% inclusion rate, can 75% of the loss be used against gains? ie. a $100 gain would be offset by $100 loss meaning no tax would be due just as it is today?
If this is true, you may be best to lock in gains and save 16.7% if its a holding you plan on selling in the next year or two anyways. You can always buy it back immediately after locking in the gain. 16,7% seems significant
On the LOSS side, it seems more black and white. Today you can claim 50% of the loss and if there is a change to 75% inclusion rate, you can claim 75% of the loss next year. If there is no change to the inclusion rate a 50% loss claimed this year or next year is marginally better to claim now but if the inclusion rate changes from 50% to 75% it will be worth 50% more next year. It seems to me you are better off waiting until next year to claim any losses.
Is this a valid analysis or am I missing something.
Many Thanks
Scott
In a 75% inclusion rate, can 75% of the loss be used against gains? ie. a $100 gain would be offset by $100 loss meaning no tax would be due just as it is today?
If this is true, you may be best to lock in gains and save 16.7% if its a holding you plan on selling in the next year or two anyways. You can always buy it back immediately after locking in the gain. 16,7% seems significant
On the LOSS side, it seems more black and white. Today you can claim 50% of the loss and if there is a change to 75% inclusion rate, you can claim 75% of the loss next year. If there is no change to the inclusion rate a 50% loss claimed this year or next year is marginally better to claim now but if the inclusion rate changes from 50% to 75% it will be worth 50% more next year. It seems to me you are better off waiting until next year to claim any losses.
Is this a valid analysis or am I missing something.
Many Thanks
Scott
Q: Just to be clear. If I journal a company from my CDN to US account, then the dividends are still subject to the Canadian dividend tax credit, even though they are paid in US funds.
The internet says: "
Since U.S. dividends are not paid from Canadian corporations, U.S. dividends do not qualify for the preferential Canadian dividend tax treatment. Foreign dividends, including U.S. dividends, are subject to tax at your marginal tax rate like interest income."
The internet says: "
Since U.S. dividends are not paid from Canadian corporations, U.S. dividends do not qualify for the preferential Canadian dividend tax treatment. Foreign dividends, including U.S. dividends, are subject to tax at your marginal tax rate like interest income."
Q: Hi team,
I know you are fundamental analysts, but you mention technicals from time to time. I am curious on your thoughts of the RSI as an entry or exit indicator on a stock. I look at it, not so much to see if a stock is overbought or oversold, but more so to judge how a stock is holding up in a bad market. Do you use it in your analysis and do you have a preferred website where RSI data is readily available?
Thanks again.
I know you are fundamental analysts, but you mention technicals from time to time. I am curious on your thoughts of the RSI as an entry or exit indicator on a stock. I look at it, not so much to see if a stock is overbought or oversold, but more so to judge how a stock is holding up in a bad market. Do you use it in your analysis and do you have a preferred website where RSI data is readily available?
Thanks again.
Q: The Buffet Indicator is 239% right now. It is wayyyy above the year 2000 tech bubble, which was 150%.
Should we be worried?
Thank you
Should we be worried?
Thank you
Q: What do you think about bank fees in Canada? I just feel like I am getting screwed paying $10.95/month at RBC when there are free chequing accounts online.
Do you see any upside to having a bank account with one of the major banks?
Do you see any upside to having a bank account with one of the major banks?
Q: Hi 5i,
Will the China Evergrande Group crisis will be causing the US and Canada market in big problem? If there is any, which sectors will have most affected. Many thanks.
Will the China Evergrande Group crisis will be causing the US and Canada market in big problem? If there is any, which sectors will have most affected. Many thanks.
Q: My Wife has a spousal RRSP that I open a long time ago.
She wants to contribute to RRSP do I need to open a new RRSP account or she can use a Spousal RRSP account.
Thank you for your great service! My Portfolio, Confidence, and Knowledge have improved a lot.
Thank Again
She wants to contribute to RRSP do I need to open a new RRSP account or she can use a Spousal RRSP account.
Thank you for your great service! My Portfolio, Confidence, and Knowledge have improved a lot.
Thank Again
Q: Owning stocks is by nature an intangible asset. In the event, of lets say, a black swan event such as a cyber threat world wide and all our intangible assets are basically in digital form (as opposed to physical and tangible) what, if anything can an individual owning stocks do, if anything, to make that asset more tangible? I assume the stocks in all your model portfolios have been suggested because of they have been deemed higher rated companies, those more likely to survive any temporary stock market crash. But can we make owning them more tangible or are we fully at the mercy of the Internet?
Q: Hi 5i,
can you please suggest some free web sites that provide free
forward estimates for earnings, earnings growth, forward P/E
for US and Canadian stocks.
thanks
can you please suggest some free web sites that provide free
forward estimates for earnings, earnings growth, forward P/E
for US and Canadian stocks.
thanks
Q: Hi team,
What is the value and signification of the Morningstar rating of stocks ? How is it arrived at ? Does it reflect the stock value, safety, potential, volatility ?
What is its utility for retail investors ? Which is the best way to use it ?
How do you use it in your recommandations of stocks, in your growth, income, balanced portfolios ?
Thank you for contributing to my financial education,
Jacques IDS
What is the value and signification of the Morningstar rating of stocks ? How is it arrived at ? Does it reflect the stock value, safety, potential, volatility ?
What is its utility for retail investors ? Which is the best way to use it ?
How do you use it in your recommandations of stocks, in your growth, income, balanced portfolios ?
Thank you for contributing to my financial education,
Jacques IDS
Q: Hi Peter, is there a place to find a list of Cdn companies that are consistently raising their dividends but not yet what would classigfy as an Aristocrat ? Ie: having raised for 8-9 yrs in a row for example ie a jr aristocrats ? Thanks.
Q: In many of the questions you receive, a stocks full position is mentioned. Would you please explain how a stocks full position in a portfolio is calculated. Thanks … Cal
Q: What kind of an impact do you think Intl. crypto currency growth will have on Canadian Banks - short, medium & long term?
Q: FYI WELL & TIXT are added to TSX Index effective Sep 20 at the open.
Q: Hello,
General question about shipping prices.. Costs have increased significantly in the last couple of years..why? And who is benefiting from it? Any company you think may be be fitting from these insane price increases? Thanks.
Shyam
General question about shipping prices.. Costs have increased significantly in the last couple of years..why? And who is benefiting from it? Any company you think may be be fitting from these insane price increases? Thanks.
Shyam
Q: Do you know what the average portfolio turnover rate is for retail investors and how that compares to actively managed funds? My sense is that lots of individuals feel that they are long term investors but that in reality there is much more "swapping" and trading within individual accounts than would be expected.
Thanks
Marc
Thanks
Marc
Q: Stocks not in your data base. I typed in ORMP, DVAX (a product similar to Moderna) and MAGS. When I did a search into questions asked - they advised no questions asked and to ask a question. ORMP I am up approx. 30% in a week. It is drug related. Can you give me some advice on these even if they are not in your data base?