Q: Hi Peter, I'm looking to restructure and consolidate my investments. Assuming I choose to follow the Balanced Portfolio as a guide with a few growth stocks, US equities & fixed income included for diversity, how should one split this mix among RRSP, TFSA, & cash trading accts? Based on a 25 stock maximum + 30% fixed income, are stocks best disbursed equally between the 3 accounts, or is there a better formula? (bonds & foreign dividend payers would probably go into my RRSP). Many thx.
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Investment Q&A
Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.
Q: I try to mirror your balanced portfolio to a strong degree. But I also have US, mainly tech stocks (Apple, Google, Facebook, Nvidia, Amazon) which amount together to about 10% of my portfolio. Do you feel I should be wary of having too much tech, and if so, which of the Canadian tech stocks in your balanced portfolio would you drop, bearing this in mind?
Q: I am wondering what benefit it would be to the U. S. to raise rates. On one hand is their economy that "hot" that it needs to be controlled ? They seem to be a consumer driven society so a strong dollar makes imported goods cheaper for the U.S. consumer. More consumerism makes their economy hotter. Was that not the scenario some years back culminating in a housing bubble? Also raising rates makes their goods more expensive for other countries. Some large U.S. corporations have experienced a drag on earnings with the dollar at its current levels relative to other currencies. How can the U.S. be an island of a strong currency when many other countries are weakening their currencies to promote growth? These are simple views but your thoughts on the effect assuming an interest rate hike in Dec.
Q: can i have your thoughts on the main pros and cons of:
ETFS VS Mutual
index/passive fund VS active managment
ETFS VS Mutual
index/passive fund VS active managment
Q: In looking at your Balanced Portfolio, Do you disclose when you trim positions as well as add and remove? Thanks
Q: I haven't used stop losses in the past but with the uncertainty of the US election coming up ,I am considering putting stop losses on my stocks should there be a quick sell off.
What are your thoughts on stop losses and using them especially in uncertain situations.
Thanks
What are your thoughts on stop losses and using them especially in uncertain situations.
Thanks
Q: What is the definition of a junior oil & gas company? Can you please provide some example names? Are they more high risk, and in what way?
Q: Every year there is a number of stocks that are sold to crystallize capital losses in that year. Can you suggest 5 stocks, mid to large caps, that will be sold because of tax loss selling but could have a big potential to bounce higher after the selling has stopped.
Many thanks!
Many thanks!
Q: Dividends paid in US dollars: I am wondering if there are any caveats about buying Can. stocks that pay dividends in US dollars. Any, which types of accounts are they best suited for, or does it matter?
Q: Hey folks
With it looking more possible that a Trump win is in the future, and the predictions of how the markets are going to fall ( which we may have seen the start of today), would it be prudent to take some gains off the table now and reinvest when/if the markets drop, knowing fully that they will recover in a short time, or should a person stand pat and ride it out? I am thinking there may be some gains to be realized by playing the over reaction that is sure to come if Mr. Trump wins.
With it looking more possible that a Trump win is in the future, and the predictions of how the markets are going to fall ( which we may have seen the start of today), would it be prudent to take some gains off the table now and reinvest when/if the markets drop, knowing fully that they will recover in a short time, or should a person stand pat and ride it out? I am thinking there may be some gains to be realized by playing the over reaction that is sure to come if Mr. Trump wins.
Q: I am looking to build a future income stream from a portfolio of 5-6 names that can be held for many years (decades) that will show sustainability and dividend growth. I am patient and would add to the names consistently for the next 20 years. If you had to pick 6 "forever" stocks that you could rely on, what would they be? (utilizing Buffett's theory of best time horizon for owning a stock is forever). I don't ever want to worry about a dividend cut and am comfortable holding through periods of extreme volatility as long as I know I am getting paid. Thanks in advance! (PS I am aware this could mean no exposure to commodity stocks)
Q: I came across this article this morning and would like your take on the thesis put forward by the author.
The case against dividend ETFs
Friday, October 28, 2016
ROB CARRICK
Thank you for considering my question.
The case against dividend ETFs
Friday, October 28, 2016
ROB CARRICK
Thank you for considering my question.
Q: Hello,
Would you consider writing a blog in the near future regarding equity allocations to registered vs non registered, and how to do this optimally. Several subscribers routinely ask such questions.
Thx
KR
Would you consider writing a blog in the near future regarding equity allocations to registered vs non registered, and how to do this optimally. Several subscribers routinely ask such questions.
Thx
KR
Q: PRACTICALLY SPEAKING, ASSUMING I AM IN THE MONEY, HOW DO I GO ABOUT EXCHANGING WARRANTS I HOLD IN COMPANY XXX FOR SHARES IN SAID COMPANY?
Q: My portfolio is predominantly made up of 4 company's stocks. They are ATD.B, GIL, HCG and SJ. With the exception of SJ (bought it in 2006) I have owned them all since 2002. I have significant capital gains from them all and have been selling them off slowly over the past three years. In each of the past three years I paid significant taxes due to the sale of these shares. I have tried to offset some of the gains by selling some of my losers but the gains are much higher and selling my losers makes the imbalance in my portfolio greater. Do you have a suggestion on how I can help balance my portfolio and avoid paying significant capital gains taxes?
Q: Hi Team,
Can you please provide an overview of Union Gas (UNG-C or UNG-P)? What is it's risk/reward profile? TD Waterhouse shows a tiny market cap of ~$7.5M with $1.8B revenue TTM. Is that correct? I don't understand the corporate structure (searches say it is a subsidiary of Spectra Energy with assets of more than $7B). Union Gas issues bonds in its own name though. Can you please shed some light on this?
Thank you, Michael
Can you please provide an overview of Union Gas (UNG-C or UNG-P)? What is it's risk/reward profile? TD Waterhouse shows a tiny market cap of ~$7.5M with $1.8B revenue TTM. Is that correct? I don't understand the corporate structure (searches say it is a subsidiary of Spectra Energy with assets of more than $7B). Union Gas issues bonds in its own name though. Can you please shed some light on this?
Thank you, Michael
Q: Hi,
I asked a question yesterday about fixed income investments. You recommended a couple of ETFs that I will look into.
My question is the merit of ETFs vs actual bonds. I understand that individual investors can't get the same diversification with bonds as with an ETFs, but ETFs never mature unlike actual bonds and you could end up with a loss. What are your thoughts?
Jason
I asked a question yesterday about fixed income investments. You recommended a couple of ETFs that I will look into.
My question is the merit of ETFs vs actual bonds. I understand that individual investors can't get the same diversification with bonds as with an ETFs, but ETFs never mature unlike actual bonds and you could end up with a loss. What are your thoughts?
Jason
Q: Best mid cap growth and small cap growth gold producer at this time that is good for a long term portfolio with no gold exposure?
Q: Currently, I have no exposure to telecoms. I am planning to buy Telefonica (TEF on NYSE) for potential growth in South America and high dividend (almost 9%). Could you please give your views. Is it a buy at current price? Also, is the dividend safe?
Thanks
Thanks
Q: Hi Peter & 5i staff.
With the US election looming, do you see a need to sell US health care related stocks, (drug companies, biotech, etc.)
Thanks,
Ken
With the US election looming, do you see a need to sell US health care related stocks, (drug companies, biotech, etc.)
Thanks,
Ken