Investment Q&A

Q: Hello 5i team,
I own all the holdings in the balanced portfolio except AEM and SYZ and own BCE instead of T
Of the growth portfolio, I own DHX, ECN, EFN, GUD, OTC and PLI; do you prefer others
Of the income portfolio, I only own BEP; which other 4 would you consider?
Thanks,
Antoine

Q: When you stated that people are moving out of dividend paying and into growth stocks do you think this is short term investments?I am a long term dividend investor.Should I follow the crowd?

Q: I'm interested in Profit Margin. In layman terms "what does it mean"? Is it the same as Net Margin (TD Webbroker shows Profit Margin, other sites show Net Margin)? Would using a minimum profit margin of 10% or above safely allow for negative events to the balance sheet? Why would I want to invest in companies with low TTM profit margins such as PBH(3.64%), BEP.UN(1.36%), PKI(.97%) etc? Why do companies such as TCN(329.69%), BPF.UN(85.67%) and AW.UN(66.55%) have such high profit margins? Should I consider a 5yr average? Thanks

Q: This is a comment to Ian's question regarding the 1K investment for his son. I was just thinking that 13 stocks for a 1K portfolio is likely working against him.At $7 per trade (avg),he would be paying $91 in fees and starting his portfolio down 9-10%.I would think holding 3 to 4 top picks and building out your portfolio as you add more money would be more efficient.If i'm over stepping feel free to not post. This was only meant as constructive criticism.

Q: Can you presently name three Canadian large cap companies you like long term that you can say are cheap right now? Thanks, Bill

Q: Great job on establishing a stock picking contest for high school students! I think it's a wonderful way to stimulate financial interest in the younger generation.

Q: On Nov.22 James asked you a question about gains of $200,000 vs loses of $50,000. He wondered if he should be concerned with this situation and if the federalistas would ever suddenly surprise him. When you answered you said the feds will not care etc.
When he and you mentioned the feds were you talking the USA or Canada Revenue.

Q: Is it possible to get an email notification each time a new report is posted?

Thanks!

Q: Hi All!

My son put 1K into each of the following names 18 months ago and we are wondering if there are any names we should exit? Perhaps you could identify any possible additions if you have a few sells. The names are as follows:AYA, ATD.B, BAM.A, GIB.A, CXI, DHX.B, DSG, XTC, GWO, GUD, SYZ, SJ, WCN. Thank you!

Q: I would like to invest in 11 ETFs that track the TSX's 11 sectors. Are there individual ETFs for each of the TSX's 11 sectors. If so what ETFs for each sector would you recommend. Thanks ... Cal

Q: hi.. Took a tax loss of considerable and need to reinvest 12,000. where would you go and when. no energy as loaded.. Thax in advance, Cliff

Q: Is there an ETF in the Aerospace sector that is hedged to CDN $

Thanks
David

Q: Good morning...I have $100,000 to utilize in margin account...the interest rate is 6.9%...I am looking at the current market and not sure which way to go...ideally growth with dividend to partial cover interest but just a thought...no financial concerns or tax issues just would like to work my account a bit harder...currently have the majority of stocks you cover except new ones like TOY...any suggestions would be appreciated....Thanks

Q: Just wanted to say it is a good thing that 5i was and is consistent with answering questions for many members.

It has become obvious to me that many members can only see 1 way of making $$$ and they depend on others to direct their investing thoughts for them. Considering we all do not have the time or interest to do otherwise 5i is of great value to them.

Myself, who has posted both here and in the Forum about the cannabis stocks, have always said they were traders only in my opinion.

This is the 2nd or 3rd (memory) time they have had momentary spikes over the past ~ decade.

Personally I invest for the very long term (+20 years), use DRIP's, shorter time frames & have the ability to Day Trade when I see obvious profits.

I have made enough trading the Cannabis stocks to cover my 5i membership for the remainder of my life +++.

Thanx for the steady hand you present to all the "Investors" of varying abilities.

Q: How do these robo advisers work? Are you ok with these for a passive investor? Any concerns to these kinds of investing?

Thanks for your great advice as always,

Henry

Q: I have typically sold my losers and kept my winners, such that I have over $200,000 in unrealized gains against over $50,000 in realized losses. Should I be concerned with this situation? Would the federalistas ever suddenly surprise me?

James

Q: Re: Bank exchange fees when investing in U.S. securities, funds, ETF’s.

It is good to see 5I is involved in Financial Literacy Month. I think a valid contribution to your Members could be as follows:

I believe there is a (hopefully small) percentage of Canadian investors of U.S. traded securities that are purchasing and selling within their Cdn. dollar investment account. (As you know, even at par, buying a US security in a Cdn account will cost approx. 2% in bank exchange fees, and selling that security will cost another 2%).
I also believe that these self-directed investors are unaware that most banks will set up a USD investment account, registered or unregistered, for them at no charge allowing any trading and dividends to transact within that account avoiding the bank exchange fee on each transaction. Of course there will be that fee on the initial transfer of funds into that account, (but not if U.S. securities are transferred from the Cdn to the U.S. account).

I recall that Questrade was once advertising on BNN that they had an account to avoid these fees, but it really wasn’t an effective message.

Are you aware of any good method to purchase U.S. dollars at better rates than banks will offer?

Thank you!

Q: I have about 20% of my total portfolio in U.S. equities. Do you see that amount as reasonable or in lieu of stronger growth predicted in the US should I consider putting any new money into the US instead of Canada.
Would you have any favourite ways to play, for example much is being said about regional us banks, have things gone too far too fast to get in now. Your valuable opinion would be much appreciated.

Q: Could you please provide about 10 fundamental parameters to search out a potential US stock for me to buy in healthcare sector. I am looking at ABC and CVS, but want to be sure I am looking at the right things to judge them. I would purchase these in a non-registered US dollar account so no currency conversion issues. Many thanks always,
Marilyn

Q: I depend on dividends for much of our income and would like to have your opinion on one or two these stocks for a 1/2-3/4 position, about $15-20,000 or so. hot.un, car.un, aar.un, wir.u - Thanks, Ted