Q: I own the following reits (or similar real estate focused equities) in our non-registered portfolio: ap, ax, car, d, fcr, hr, kmp, nwh, hot, cuf, aar, csh, sru, tcn. Collectively they account for close to 16% of the portfolio's value with most being 1% and only hr and ax being around 3% each. My question relates to a concern being expressed in many recent articles about the sensitivity such products have to rising interest rates. I'm wondering whether or not I should, in your opinion, be reducing my exposure here, and if so, by roughly how much and from which holdings. I am in a positive position in all of them with the exception of d, and overall they have been a very helpful part of our investments! As always, thanks for your valued opinion. Don
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Investment Q&A
Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.
Q: In the likes of the Buffets, Jobs, Zuckerbergs and Bezoses, which companies in the Canadian markets have leaders or management teams that could be classified as genius or top calibre capital allocators? Goodman at Knight comes to mind. Also, which younger companies have leaders that you see showing early signs of these traits? I would say Shabazi at TIO Networks fit the bill, but he sold out to PayPal. Looking for your list of the best of best; present and future. Thanks.
Q: Hi 5i,
Through an error(on my part)in transferring a TFSA from an Advisor account to a self directed account, the monies were withdrawn in to a non registered account. I know I need to wait a year to replace the TFSA $ in the self directed. Now that I have the chance, assuming roughly equal amounts, which should go to the TFSA and which should stay in the non registered? I also have about $15,000 cash in each account. After rebalancing, can you suggest two or three more for each account? Long term horizon.
Have a good weekend.
Thanks Paul
Through an error(on my part)in transferring a TFSA from an Advisor account to a self directed account, the monies were withdrawn in to a non registered account. I know I need to wait a year to replace the TFSA $ in the self directed. Now that I have the chance, assuming roughly equal amounts, which should go to the TFSA and which should stay in the non registered? I also have about $15,000 cash in each account. After rebalancing, can you suggest two or three more for each account? Long term horizon.
Have a good weekend.
Thanks Paul
Q: Hi Peter and Team,
When we are adding to a position, how much capital should we commit at a time? If the goal is 5% of the total portfolio for a position, and we are say at 2.5%, would it mean buying the remaining 2.5% at that one time? Or would it mean buying as capital becomes available (i.e. buy 0.5% here and there), until the full 5% is reached.
Thanks.
When we are adding to a position, how much capital should we commit at a time? If the goal is 5% of the total portfolio for a position, and we are say at 2.5%, would it mean buying the remaining 2.5% at that one time? Or would it mean buying as capital becomes available (i.e. buy 0.5% here and there), until the full 5% is reached.
Thanks.
Q: I have 25 stocks from BE/Growth model portfolio, with thanks from 5I of $130,000. I have SIS, GUD PBH, GSY, KIN,BCE, ECN, FSZ, FTS I recently was gifted from my father's portfolio $100,000 in BAM shares. What is the short term outlook for BAM? Should I sell most now and rediversify or wait? I know I will need to do something with this as 50% of my portfolio now in 1 company is a worry. I don't have any ETF's at the moment.
Thanks for all your advice
Thanks for all your advice
Q: Hi team
I have diageo, it sells nice spirits (high end alchohl)
It has gone up 15% for me and pays a small dividend (it is income as it is a US stock); should I buy some more, sell or hold ?
thanks
Michael
I have diageo, it sells nice spirits (high end alchohl)
It has gone up 15% for me and pays a small dividend (it is income as it is a US stock); should I buy some more, sell or hold ?
thanks
Michael
Q: Here is a link to an article that may interest you. I wonder if you had any influence?
https://www.thestar.com/news/gta/2017/03/23/ontario-launches-plan-to-teach-high-school-kids-financial-skills.html?source=newsletter&_ctids=2444%7cQverpg%2fSebz+Rznvy%7c945%7c39651%7c35640&_ctdigest=f4%2bhGGX2wWVAzZB50jTd6w
https://www.thestar.com/news/gta/2017/03/23/ontario-launches-plan-to-teach-high-school-kids-financial-skills.html?source=newsletter&_ctids=2444%7cQverpg%2fSebz+Rznvy%7c945%7c39651%7c35640&_ctdigest=f4%2bhGGX2wWVAzZB50jTd6w
Q: Please name which stocks out of Balanced Equity Portfolio deserve a place in taxable Investment account. Thanks for your service.
Q: Hi,
I'm a 35 year old balanced/growth investor and looking to add some fixed income to my portfolio. I have mostly dividend and growth stocks in our portfolios and looking to balance our asset allocation. Currently I manage my margin, RSP and TFSA as well as my wife's.
In my margin, I'm holding some good dividend names, for the div tax credit - FTS, BCE, ENB, CU, TRP, AQN, ALA, EIF, CGX, ENF, ECI, WSP, SPB, PWF, AW/un.TO, SLF, ZDV, VDY, XEI. I contribute weekly to my margin and have been regularly adding to ZDV, VDY, and XEI (questrade allows free ETF purchases which is nice). Do you think holding ZDV, VDY, and XEI is necessary or should I consolidate them? The MER's and sector weights are slightly different in each ETF. These ETFs are my biggest holdings in my margin and I know holding ETF's come with a MER cost, so I have added some of those other mentioned individual names. Is this too much overlap and should I be adding to more growth names vs dividend names?
Between both of our TFSA's, we have many growth names that you always mention - CRH, TOY, ITC, KXS, SHOP, SIS, GUD, CCL.B etc, which I think is setup fine.
In our RSPs, we have more balanced steady growth names such as VEE, ZLH, ZRE, ZWU, ZLB, VGH, VRE, ZWH, XEF, ZUH, ZWA, VUS, VGH, ATD.B, MTY, CXI, PPL, AD, GIB.A, FRU, L, BIP.UN, BPY.UN, NFI, BEP.UN, BAM.A, FIH.U, SJ, T. Do you think there is too much overlap here holding the ETF's and its better to sell some and buy individual names? Also if adding some fixed income ETF's, which names above would you swap out and add for a 15-20 year hold for safety, income and some growth (which I would like to add to my RSP for tax efficiency)?
Thanks!
I'm a 35 year old balanced/growth investor and looking to add some fixed income to my portfolio. I have mostly dividend and growth stocks in our portfolios and looking to balance our asset allocation. Currently I manage my margin, RSP and TFSA as well as my wife's.
In my margin, I'm holding some good dividend names, for the div tax credit - FTS, BCE, ENB, CU, TRP, AQN, ALA, EIF, CGX, ENF, ECI, WSP, SPB, PWF, AW/un.TO, SLF, ZDV, VDY, XEI. I contribute weekly to my margin and have been regularly adding to ZDV, VDY, and XEI (questrade allows free ETF purchases which is nice). Do you think holding ZDV, VDY, and XEI is necessary or should I consolidate them? The MER's and sector weights are slightly different in each ETF. These ETFs are my biggest holdings in my margin and I know holding ETF's come with a MER cost, so I have added some of those other mentioned individual names. Is this too much overlap and should I be adding to more growth names vs dividend names?
Between both of our TFSA's, we have many growth names that you always mention - CRH, TOY, ITC, KXS, SHOP, SIS, GUD, CCL.B etc, which I think is setup fine.
In our RSPs, we have more balanced steady growth names such as VEE, ZLH, ZRE, ZWU, ZLB, VGH, VRE, ZWH, XEF, ZUH, ZWA, VUS, VGH, ATD.B, MTY, CXI, PPL, AD, GIB.A, FRU, L, BIP.UN, BPY.UN, NFI, BEP.UN, BAM.A, FIH.U, SJ, T. Do you think there is too much overlap here holding the ETF's and its better to sell some and buy individual names? Also if adding some fixed income ETF's, which names above would you swap out and add for a 15-20 year hold for safety, income and some growth (which I would like to add to my RSP for tax efficiency)?
Thanks!
Q: Can you please explain he correlation between bonds, stocks, reits and gold?
id like 30% of my portfolio to move differently than the markets in case of market correction but dont want it all in bond funds due to rising interest rates. how would something like this look over the long term or do you have a better suggestion?
10% bond fund
10% REITs
10% Gold half xgd, half bullion
70% equities (CND, US and ITL)
id like 30% of my portfolio to move differently than the markets in case of market correction but dont want it all in bond funds due to rising interest rates. how would something like this look over the long term or do you have a better suggestion?
10% bond fund
10% REITs
10% Gold half xgd, half bullion
70% equities (CND, US and ITL)
Q: Hi Guys
I have 28% of my portfolio in Consumer Cyclical sector (20% Cdn, 8% U.S.), I know it's about 10% higher than it should be HOWEVER I do like them all.
Please rank best to worst for a long term hold. BYD.UN 3%, GIL 2%, AW.UN 2%, AYA 1%, CCL.B 4%, MG 2%, NFI 3%, TOY 3% and the U.S. ones are DIS 4%and HD 4%.
thanks,
Jim
I have 28% of my portfolio in Consumer Cyclical sector (20% Cdn, 8% U.S.), I know it's about 10% higher than it should be HOWEVER I do like them all.
Please rank best to worst for a long term hold. BYD.UN 3%, GIL 2%, AW.UN 2%, AYA 1%, CCL.B 4%, MG 2%, NFI 3%, TOY 3% and the U.S. ones are DIS 4%and HD 4%.
thanks,
Jim
Q: Hi Peter, I am looking to put some new money to work for a 3-5 year time horizon. Could you please provide 5 quality small cap companies (not in the resource sector)that you believe are undervalued. Thanks
Q: Hi Peter,
I have the following stocks in my RRSP portfolio with the sector weightings below. What are a few stocks would you suggest buying now for a 5-10+ hold that are medium to high risk to help balance my sector weighings? Thanks for all your help and advice!!
SJ, GSY, ATD.B, PBH, TOY, RRX.TO, SLF, BNS, GUD, CSH-UN, CRH, SIS, CSU, SHOP, PHO
Technology: 31.35%
Healthcare: 20.07%
Consumer Non-Cyclicals: 17.39%
Financial 15.01%
Consumer Cyclicals: 6.16%
Basic Materials: 4.44%
Industrial: 3.60%
Energy: 1.97%
I have the following stocks in my RRSP portfolio with the sector weightings below. What are a few stocks would you suggest buying now for a 5-10+ hold that are medium to high risk to help balance my sector weighings? Thanks for all your help and advice!!
SJ, GSY, ATD.B, PBH, TOY, RRX.TO, SLF, BNS, GUD, CSH-UN, CRH, SIS, CSU, SHOP, PHO
Technology: 31.35%
Healthcare: 20.07%
Consumer Non-Cyclicals: 17.39%
Financial 15.01%
Consumer Cyclicals: 6.16%
Basic Materials: 4.44%
Industrial: 3.60%
Energy: 1.97%
Q: Is it possible to list the top ten defensive stocks on the TSX. Thanks Doug
Q: When buying stocks strictly as a source of dividend retirement income, should you be
concerned about the stock price volatility as long as the dividend remains safe and is
sustainable? I am basically searching for dependable income and not stock price
appreciation.
concerned about the stock price volatility as long as the dividend remains safe and is
sustainable? I am basically searching for dependable income and not stock price
appreciation.
Q: Hi I am looking to further diversify my portfolio. I have about 70 percent in the market and that is the highest I want to go. I have some tips, xbb and hfr and too much cash but having hard time with rates rising to go to bonds. The xhy seems to go with market, I was wondering about individual bonds or will they trade closely with market. I was looking at them. How does one choose the right duration, if it is over valued it could get called? and I loose money. There seems so many when I look at my investorline I don't know where to start. any ideas?
Q: During significant market corrections in the past, how much have dividend payouts by listed companies been affected? I am planning for retirement and wanted to know if I should use the current value of my dividends (mostly large cap companies) as annual income or whether I should plan that the dividends could decrease. If they could decrease, what would be an approximate percent drop to use in my plan? Thanks!
Q: Good Morning Everyone. I was wondering if there has been a decision and perhaps a timeline on a U.S. balanced portfolio. John
Q: what would the markets and medias top 10 hated stocks in tsx with yield. that you would be embarrassed to own or tell anybody you like it but actually has good valuation.
Q: Hi Peter et al.
I've been doing really well with the Balanced Portfolio. I would love to have something like this for US equities. Any plan to move into the US with your service? If not, could you recommend a service in the US that would be similar to yours; specifically providing model portfolios.
I've been doing really well with the Balanced Portfolio. I would love to have something like this for US equities. Any plan to move into the US with your service? If not, could you recommend a service in the US that would be similar to yours; specifically providing model portfolios.