Investment Q&A

Q: Hi 5i team,

Im just wondering what determines which company gets reported. I see some have multiple coverage while some haven't had any.

Q: RE: June 08, 2017 - Asked by Jerry - NEO >>>>

Looks like I won't be getting quotes directly from Google any time soon. Received the following reply to my email from NEO:
Thank you for your market data inquiry. I can confirm that we have engaged Google Finance with respect to making NEO Exchange market data available on their platform, but they have been less than responsive. Most global data vendors do currently support NEO data. If you are inclined, please feel free to contact them directly with your request, as there are no applicable fees for them to make NEO data available.

Q: As I am over 55 and live in BC I qualify to defer my property taxes until sale of our home. I will have to pay .7% interest on the deferred funds this year and the rate can change yearly. I was thinking of depositing the equivalent funds (about $2500 per year) my TFSA each year as i have unused room and I was wondering what recommendation you would make for a reasonably safe investment for these funds for the long term until sale of our home when they will come due along with interest.

Q: there are organic growth and / or growth by acquisition. please recommend 3 potential companies in each for the next 5 years. thanks.

Q: Hi Peter, Ryan, and Team,

I understand the rationale for different weighting of sectors among the three portfolios. You've stated in the past that we should look at our entire portfolio to "determine where we stand", and I've done this for my RRIF, my wife's RRSP, both of our TFSA's and our joint Margin Account. I use Google Sheets to track this entire portfolio. My question is this: In a 'composite" portfolio, how can one determine the appropriate sector weighting, or is it purely a personal choice? For example, Technology is 21.38% of the Balanced Equity Portfolio, 32.05% of the Growth Portfolio, and 7.26% of the Income Portfolio. In our 'composite' portfolio, Technology has a weighting of 10.83% of the portfolio's equity portion. So I suppose my question would be "How do I know that my weightings are appropriate, and once weightings are chosen, do I stick with them? Or should they vary for different points in the economic cycle?"

I have another question that I'm hoping can be answered by one of our computer-savvy members: As mentioned, I use Google Sheets to track our portfolio which can "capture" the stock price for popular indexes like the TSX. However, there's a "new kid on the block", namely the Aequitas Neo index, and I haven't been able to "capture" prices to be inserted into Google Sheets automatically. As an example, a Canadian Money Saver top-rated ETF, (CLU) is no longer listed on the TSX, but is now listed on the Aequitas Neo index. Do any 5i members know how to accomplish this "price capturing"?

Given that there are several questions in this long-winded question, please deduct as many question credits as you deem necessary. Thanks for all your help! Now I'm going to watch Peter on BNN which I PVR'd earlier!

Q: Hi Peter and Team

I don't have any exposure to bonds and am not interested in adding any. Instead, I'm thinking of adding fixed, rate reset preferreds as a proxy. Am I on the right track and what percent of a portfolio would you generally recommend for this (bond, bond proxy) asset class for someone in the mid 50's?

Thanks
Peter

Q: Hi Guys! I like and respect Eric Nuttall very much which is why i bought his SPR 006 Fund about 6 months ago. I'm down abut 30%. I've seen him on BNN many times bragging about his fund appreciating by about 60+ % last year. BUT when I look at his Fund Fact sheet, it show NEGATIVE Returns for all Previous Years. What am I missing?

Thanks as always!
Fund Performance as at May 31, 2017
MTD* YTD* 1 YR 3 YR 5 YR 10 YR Inception
-5.5 -37.8 -20.9 -16.6 -2.4 -5.8

Q: I am a conservative, retired, dividend-income investor with the above stocks and ETFs. I also own RBC Cdn Equity Income, Sentry Cdn Income, Sentry REIT, Sprott Energy, Fisgard Capital, Insured Annuities, and receive CPP and a company pension.

I have roughly 5% cash and am normally a buy and hold investor. I am looking to top up the following sectors = Financials, Industrials and Materials. I am already max'd out on the other sectors. Can you please provide me with 3 suggestions of dividend payers (3+% dividend), that would fit with my current holdings, for each of the 3 sectors?

Thanks for your help,
Steve

Q: Do you have estimated numbers for returns (1-3-5 yr) on your etf model portfolio? Or even better would be calendar year returns back as far as you can go. Much like you have on the equity portfolios.

Looking to have a chat with my advisor about his fees and these numbers would help as me adopting your portfolio is what he needs to beat net of fees. It would be his new benchmark if your returns have been good!

Q: Be sure to catch Peter on noon hour Market Call today (1 PM EST). Phone in with a question (you might mention how valuable this service is if you get on air.)

Q: I'm thinking of adding five Canadian preferreds to my portfolio over the next few months. Currently I don't have any. Can you suggest a good source of information for selection and evaluation.

Thanks
Peter

Q: Would like to know if I am calculating the amount of the reduction in weighting for a particular position. This is how I do it....I take the current market value of the position, say 7% of the current market value of the portfolio, and deduct the original book, cost value, which is 5% for this position in the total money to be invested in the portfolio, and then sell this difference at market price at that sell date.....Am I doing it right?!
........Tom

Q: There were a couple comments today referring to a stocks yield based on the initial investment (which could 1 year ago or 10 years ago or more). I have seen this come up here before and on investment chat lines I follow. It seems to me that investment decisions should be based on the current situation (current yield, fundamentals, or whatever) and that yield on initial investment is somewhat meaningless other than as a pleasing way to view a successful investment. What am I missing? Could you comment?
Thank-you

Q: I am looking into investing in Canadian shale plays (i.e. Duvernay basin). Can you suggest any names that look interesting, from a drilling and infrastructure perspective?
Thanks.
Arvind

Q: Hi Peter and Team,

Back in 2004 and 2005, I purchased 2 labour sponsored funds, to get the tax credit associated with them. One has gone under and the other is about half the value.

What is the minimum time I have to keep on holding to the labour sponsored fund, without being penalized for the tac credit?

Tganks

Q: Hi Peter, Ryan and 5i Team;
I am curious as to whether or not the ratio between revenue and market cap is actually a useful metric. I present the examples of ALA (Revenue 2.4, Market Cap 5.1), and IPL (Revenue 2.0 Market Cap 9.9)

Q: Can you explain the use of limited partnerships as a tax strategy and can you rate the various companies offering these investments.
Thank you Terry

Q: Is Peter supposed to be on Market Call at 1pm today as per your email update yesterday? did the schedule change? Thanks - John

Q: Hi 5i Team, How does one prepare the RRSP portfolio for flipping into a RRIF the following year? Your strategy. Thanks.

Q: Greetings 5i team. Looks like the American public is more and more in favor of impeachment of President Trump. If indeed, he is impeached, what impact do you think this will have on the market? As a follow up question, should we as 5i members be changing our porfolios in any way to adjust for a possible impeachment?