Investment Q&A

Q: which would you choose, I hold financials no telcos but am concerned about rising rates? would the bank be a better choice?

Q: I am thinking of replacing positions in Shaw and Rogers with BCE and Chartwell. My only real reason for doing so would be if there was no downside with respect to balance sheets and current valuation and potential upside on share price appreciation and dividend growth over the long term. Would you make the change if those were the only criteria (i.e. without respect to Chartwell's smaller size, different sector etc.)?

Always look forward to your insight, thanks.

Q: We own both BCE and Telus for income. Should we consider dropping one of them.

Q: What is your reaction to the large fall in Qly profit and, in particular, the "asset impairment charges"?

Q: together these 5 stocks make up 10% of my portfolio. not a terribly large weighting but enough that i have felt the recent decline. I understand the correlation between interest rates and these companies that are viewed as bond proxies. Since Jan 1 2018 BCE is down 5.5%, BEP is down 7%, BIP is down 8%, TRP down over 9%, ENB down over 10% (all return % are excluding dividends). ENB is now yielding over 6% if their Q1 2018 dividend is extrapolated for the FY 2018. my question is at what point does one consider the decline overdone and step into one or a few of these? a 6% yield on ENB is looking attractive to me but do you think there is still more downside risk in these names?

Q: What's your favourite Canadian value stock that yields at least 4% ? Thanks

Q: Using BCE as an example, can you explain how to use technical analysis, moving averages and bottoms to add/start a position?
I am retired and want to add to my BCE position, but would like to at least give myself an educated guess on when to buy.

Q: Hello 5i.
I would like to ask about Portfolio Management as an Individual Investor.
This year I was going to implement an action plan that would engage selling at the point of stock chart breakdown......to help avoid 40% losses like Cineplex handed me in 2017/2018.

The Portfolio has been set up to be well diversified with 5i holdings and a host of other Canadian investments through all sectors.
It feels quite silly to just sit and watch individual names break up trends, breach 50 day and 100 day moving averages and continue to decline in price........taking down the Portfolio value each day.

Some of the names have been spoken about as lifetime holds but seem to be getting hit quite hard as some group of investors have decided to exit their positions.

With the cost of only 9.95 to enable a small investor to get out of the way, what is it about investing that sees recommendations implying Hold these names for the longterm?
(BAM.A, BIP.UN, FTS, PPL, IPL, ENB, BCE, PSK)
Watching 2017 gains slip away hardly makes sense to me.

What is 5i perspective on dealing with markets that seem to be taking away gains thru declining stock prices? How and When does an investor decide getting out is the right action (before I get to the point of maximum pain and then sell)?

I have had a few stocks go to zero. Clearly I can not determine the difference between a short term blip and a developing permanent loss.

Thanks for you insights
Dave

Q: Hi 5i.

I've owned BCE (-6%) and T (+9%) for ~ 18 months -not including dividends. I'm patient, but tired of BCE losing money, plodding along. Comparing CMCSA (Comcast) (4.8), BCE (3.3), T (3.8), RCI.B (4.0) Morningstar Broker Analyst Recommendation ratings, there's a clear winner: CMCSA (USA) (up +377% over last 10 years). When I plot these 4 Financial stocks over 10-years, the others are hardly visible on the graph.

Why not move my $35K (RRSP) from BCE to CMCSA, leaving T? Risk?

Thank you for sage advice. Paul.

Q: Could you please rank these holdings - in terms of a hold...If i wanted to raise some cash, which would you sell first in order?

Q: Would you known why BCE share price has dropped by almost $5 from mid-December till now?
Also, when will BCE be publishing their next quarterly results?
Thanks
… Cal

Q: Good Morning 5i,

Here's a different question guys: I am helping a good friend with his investing. He is a hard core hockey aficionado and wonders if there is any publically-traded company that he can purchase that is related to the game he loves. He already has some Rogers shares. I am stumped. Got anything? Leafs preferred but ultimately doesn't matter.

Thanks!

Kim

Q: These utilities seems to have taken a deep correction that looks like a buy opportunity.
Am I missing something?

Q: I have room in my RRSP to add one of the above. It's a five to ten year window and I'm looking for both growth and consistent dividends. The sector is irrelevant for this portfolio. Thanks

Q: I have $35,000 total room in our TFSA for my wife and myself, 71 years of age. Together we have 60 equities in our Income portfolios dividend long term investing with a 10 year horizon mostly following the 5i Income portfolio. Not wanting to add new equities should I top to ENB, BCE, UTX. Loblaw, NWC, and SPB to get each up to about 2% weight or follow another venue that you may suggest?
I also have a five year GIC ladder in place, cash resource, and defined pension. I feel that with XGD at 1.82% weight I do not need to add to it.
Thank you
Stanley

Q: Many of my friends upgraded to the $60 - 10GB holiday promotion plan offered by both and it seemed to be brought up at every party I went to. This would have increased my bill by 50% so I didn't do so. I'm thinking that this promotion should move the needle on spend per client and move the margins - as 10GB is nice, but most will not be able to use it. Telus recently bought Alarm Force, adding 30,000 subscribers (which won't hit the Feb 8th quarter). Do the Feb 8th upcoming earnings for both include Christmas sales? With the recent dip in BCE I'm thinking of adding to both. Your thoughts?

Q: I am looking for dividend income that's less interest sensitive then reits and utilities do you have a few suggestions thanks Barry

Q: What would be a good pair trade to hold with ENB to off set the down side in the current environment.

Q: I own about 16% utilities - all have been falling quite a bit recently. Based on my limited knowledge of technicals, it seems that they are all at their support levels (except TRP which appears to be below that level). Is it time to buy into these utility stocks based on technicals, or does it seem that they are going to fall some more based on interest rate hike fears, so it would be best to lighten up on utilities? or just do nothing?

Q: Is this a good opportunity to add to these types of names or do you see more weakness coming with interest rate fears lingering?