Investment Q&A

Q: Hi Peter, Ryan, and Team,

In our combined portfolio (RRIF, RRSP, TFSAs, and non-registered account), we are underweight in Information Technology. 5i's latest recommendation for this sector's weighting is 15%, but we are at 13.4%.

We hold these stocks/ETF followed by their weighting:
CSU: 5.67%
ENGH: 2.38%
KXS: 1.09%
OTEX: 2.50%
SYZ: 0.92%
XIT: 0.91% (We use it to park cash as it's a commission-free ETF for us)

My wife has a preference for holding dividend payers (even a small dividend) in her RRSP. In her RRSP, she holds a 1.51 % position in CSU, and the full 2.38% of ENGH. In order to increase the IT weighting to 15%, she needs to invest $19,500. There is sufficient cash in her RRSP for this purchase. What course of action would you suggest? Should she top up her position in ENGH? Or should she start a new position in ET or OTEX?

Please deduct sufficient credits for this rather convoluted question. Your guidance is very valuable to us.

Q: Hi Peter, looking into buying ENGH. Is it a good entry point. ? Thanks. Alnoor

Q: I want to do a home renovation project and need some cash. Could you rank these stocks in order of the ones you would sell first to last in my position. Cineplex, Couche Tard, North West, MTY, Power Financial, Enghouse and Calian. I probably only need three names to raise what I need.

Q: What is your opinion about ENGH to acquire Espial? is the price paid fair? What will be the benefit to ENGH? The price did not move much compare to Dec 2018, is the market considered this as not a great deal?

thanks
santos

Q: Good afternoon Peter, Ryan and others in 5i
Right now my wife's TFSA is down 20%, trailing 12 months return. In her account, she has BCE 11.19%, ENGH 26.04%, NFI 15.53%, SIS 9.41%, TOY 32.49% and MU 4.71%. TOY is down over 9%. And ENGH, NFI and SIS have all dropped from 33% to 81% from their highs. But she bought these three stocks early. As a result, unlike TOY, they are still in positive positions (unrealized gains). She thinks that in TFSA there should not be any stocks going down so much for quite some time. She is thinking of selling or trimming some of them. What is your option on these stocks? Which stocks should she trim or sell? We are seniors at age of 67 and 69, and we don't need to take money out of TFSA for a long time. Could you recommend a few U.S. and Canadian solid growth stocks for her TFSA? We do need to have some consumer discretionary stocks. Could you also suggest Canadian and U.S. stocks in this sector? Maybe three each?
Thank you very much for your excellent advice all eight years since we jointed 5i.
Jim

Q: Kitchen sink of holdings that are under 1% of my portfolio flagged by your new analytic tool. Double down or dump for each of these please. Balanced equity follower 5 year time horizon. For the dumps offer suggestion for replacement in tech utilities or coms which I am under allocated.

Q: Do you think of Engh is a good entry point at current price ? Thanks always

Q: Is ENGH value buy at this price? Thanks for your help.

Q: Hi 5i:

I have a full position in KXS. Looking to add one of the above as a full position. Which one would you recommend and why?

Thanks,

Docsinc

Q: Looking to add a Canadian tech stock to my TFSA for a long term hold.
Please rate the companies listed beginning with your best pick.
Thank you

Q: Would you recommend adding to a 1/2 position or would there be other stocks you would recommend in lieu of ENGH? If so, which ones would they be, in order of your preference?
Thanks for your service

Q: Good Afternoon 5i,

I'm looking for companies that have little to no debt, high growth in Canada or the USA.

Some companies I hold include (which I believe meet this criteria): SHOP, KXS, NVDA, SQ, MU, GOOS.

Can you provide a few more that you like that meet this criteria?

Thanks!
Dave

Q: I was considering selling Enghouse based on the most recent earnings report and buying either Shopify or Open text.

Q: I would appreciate your comments on ENG's earnings release.

Thank you, Peter

Q: What is the consensus for Q1 rev. and eps pls

Q: At the present time I have a full position in Kinaxis, Constellation Software, and Shopify.
All 3 are in a non registered account. CSU and SHOP have done very well but KXS has been falling over the past year and I was wondering about selling it and buying one of the other 4 that I have listed. I am looking only at growth over the next one to two year time period. My risk tolerance is moderate to high. Which one would you suggest and why. Or would you just stay with Kinasix. Please deduct as many credits as you see fit. Thank you, Ian
Did

Q: At the present I have a full position in SHOP and CSU. I would like to add another full position to my technology sector. Which to the above 5 stocks would you suggest for
growth only for a 1 to 2 year holding. My risk tolerance medium high. Could you please rank them from most growth to lowest growth and your reasons. Please deduct as many credits as you see fit.
Thank you Ian

Q: Hi 5iR TEam, I am struggling a bit with the concept of having a diversified portfolio, versus holding the highest quality stocks regardless of their sector. Ok, as a practical example I already own GIB and KXS and would like to add ENGH. The result for my portfolio would mean I'm overweight in the Technology sector. I have been overweight the Financial Services (Banks) for years and never regretted it. Is there an argument to be made for over weighting a sector when you can select high quality stocks and can't find that same quality stock by diversifying?
Lastly, am I correct in assuming that ENGH, GIB, and KXS are some of the best IT companies trading on the TSX.
Thanks Team. Cheers, Chris

Q: I have CSU, KXS, CSCO, QCOM + PHO (small position) IT companies that make 10% of my portfolio. I am planning to increase the IT portion to 15-20% by adding 2-3 more IT companies. Is it OK to increase the IT portion now or wait? Which one should I add, delete or swap (both US and CAN companies)? Can you please rank the above-mentioned companies? I am looking for good companies with top management but not risky small cap companies.

Q: I think I recall reading a Q and A about companies that have issued shares very seldom. However, I wasn't able to find the question thru text search. Could you provide the names again? Thank you.