Investment Q&A

Q: I follow the Balanced portfolio for my RRSP; it's time to make my 2021 contribution. My goal for this account is steady, long-term growth while accepting moderate volatility as it is all-equity.

I have a small amount of TOI from the CSU spin-off, and am contemplating adding to it to bring it to a half-position, would you endorse this move? If not, then I would close my position since it is quite small at this point.

I would then have enough money to add to maybe 3-5 additional positions, which of these would be good to add to right now?

AEM, AC, ATD.B, CCL.B, ENB, GUD, MG, PKI, SHOP

I am fully weight/overweight the other Balanced Portfolio holdings so would rather not add to those.

Please deduct as many credits as required. Thank you.

Q: Good morning. I'm trying to decide on whether to add to my existing KXS or start a new position in either DND or TOI. I have a long time frame. Are the prospects for DND/TOI compelling enough to start one or even two new positions or should I just build on KXS, which you suggested way back and which has been a stellar performer.

Q: Good morning,

I have a basket of tech stocks that I am looking to add a few names too. Those already held include CSU, KXS, LSPD, ENGH, CTS, DND, and REAL. What stocks of the ones listed would you add to today for long-term hold? Thanks.

Q: Hello,
I have new money to allocate. Which ones of these are your favorites for 5 year + hold notwithstanding they have different risk profile and in different sectors (best overall risk / reward. I am underweight small cap). I already own KXS and ENGH but i could add to existing positions. Thank you!

Q: Hi team,

What are your thoughts on this company's growth potential over the long term? Would it be an attractive entry point at current valuations?

Thanks,

Q: In my Tfsa I hold 25 shs of Csu and 125 shs of Toi for conservative growth over 5 to 10 years
I plan to invest any excess cash into Toi
What % in Tou would you recommend in relation to Csu?

Q: Since CSU and Topicus are somewhat similar, the latter with a European focus, would you think it to be able to take the same path to growth that CSU took years ago? In other words, do you look at TOI as being a mini-CSU with (hopefully) a similar story of acquisitions and long term success? Lastly, is Management of TOI considered "top notch"? Thanks as always!

Q: Top 10 stocks to add today to my TSFA (US or Can). I have Well and XBC today. Looking for growth with a 7-10 year investment horizon.

Q: Can you please describe what these companies do exactly and explain?

Q: Do you think it would be a better idea to maintain a position in REAL or to initiate a position in TOI?

Thanks.

Q: Hello 5I
I am thinking of switching CGI Group (1.05% of portfolio) and OTEX (3.19% of portfolio) for TOPICUS , looking for more growth. TOPICUS also looks like a company that may employ AI going forward in their vertical market software offerings. I am a bit overweight Technology but not concerned about it.
You thoughts please
Thank You
Clarence

Q: Is Topicus not cheaper on a p/s and p/e basis than Constellation? And if my calculations are correct, does it not have more cash flow to buy companies, relative to the market cap of the two? Thanks.

Q: I have all three currently in a taxable account and about to transfer something into a TFSA. Would you have any preference over these three great companies at the moment for that?
thanks

Q: Good morning,
Why has this new issue had such a huge jump in the last few trading sessions? I don't see much for news to account for this, I was buying it at lower levels 58-61 would like to get more but wondering if I should hold off? Time frame long held in TFSA. Thanks

Q: Hello,
In the consumer discretionary sector would you consider COTY or ULTA to be attractive? Which one would you pick?

COTY was an offshoot of PG I believe..TOI is from CSU..Does Mark Leonard have any say in the management of TOI? If Topicus were to follow in CSU's footsteps (framework) they would do very well. Are there any such precedents where offshoots have done very well? Why do companies sell of portions of the company? Thanks and happy family day. No rush to answer these questions. Cheers, Shyam

Q: Do we have an issue price for Topicus yet? My brokerage is showing a book cost of -$5.42. I don't see how one can have a negative book cost already.

Thanks!

Q: Good day to all,

Would Topicus be a top pick of yours for new money in a TFSA that already has a slight edge towards tech? Long term hold. Thanks for the great service.

Q: Hi, Constellation's TSS Group released quarterly results, last evening. Could you please comment on the results. We have not seen this NR, before. Do these results relate to Topicus ? If so, does it further strengthen your belief in Topicus and buy shares at current $59-$60 level ? Thank You

Q: I have read the About Us section on the Topicus web page: "Topicus.com is a leading pan-European provider of vertical market software and vertical market platforms to clients in a select group of public and private sector markets. We build, acquire and manage industry specific software businesses which provide specialized, mission-critical and high-impact software solutions that address the particular needs of our customers." So, if I got it right, Topicus is in a sense a mini CSU operating in Europe, is that right? In terms of their business and what they do, are there differences between CSU and TOI? Thank you

Q: Please comment on earnings. Thanks.