Investment Q&A

Q: I currently have no tech holdings. Could you please give your 3 top recommendations given current conditions and if it would be best to take full positions now or maybe average in over the year.
thanks

Q: My son has a small portfolio consisting of two ETF’s and seven stocks (CN, AAXN, NVDA, CRWD, DDOG, DIS, TTWO). We have picked stocks that have good potential, but that are also fun for him to follow. He is using the ETF’s to give his portfolio some diversification with 20% in ZSP and 15% in XIT. He is investing for the long term. He now has some extra cash to buy another stock or two. Would you have some suggestions? We are also thinking of selling XIT and splitting the proceeds between CSU and maybe one other stock. Any suggestions or recommendations would be appreciated. Thanks.

Q: Hi

Thank you for your reply below.

We will not be selling our BRK,B.

We can not afford to buy a worthwhile position in CSU without selling BRK.B.

Another factor is that BRK.B is in our RRSP accounts, and the capital gains becomes an issue if we go to our cash accounts.

Would it make sense to add to XIT as CSU is its largest holding.

Its a situation of having champagne taste on a beer pocket book.

Thanks again

Mike





Question:
Hello I am low in Tech and high in Financials. Thinking of selling my BRK.B and buying CSU. Your comments or your suggestions are most welcome. Thank you Mike

Answer:
We would consider both of these to be very high quality stocks, and would be fine with this switch if it matches one's sector goals. Because BRK.B is so solid, though, we might consider swapping something else if there are other financial stocks to choose from.

Q: Looking for recommendations for growth to add into RESP with cash to deploy for a full position. Earliest withdrawal timeline for funds in 12 years and could stretch for 20. Already holding SHOP, CSU, VFV, HDIF.

Q: Can you recommend 3-5 choices for an RRSP investment. Can you confirm that one would generally choose less speculative investments or less risky investments within an RRSP, as one can not "harvest" a tax loss within an RRSP

Q: I own the above Canadian Stocks.

Please rate each of the above as a BUY, HOLD or SELL and the reasons for your rating. Thank You.

Q: Hello

I am low in Tech and high in Financials.

Thinking of selling my BRK.B and buying CSU.

Your comments or your suggestions are most welcome.

Thank you

Mike

Q: Hi, Thank you for the updated research report on Constellation Software. I found it really interesting and highly informative. We have owned CSU shares in all family members' accounts and thanks to stock's glowing performance over these years ( Big Thanks to 5i's strong conviction), its weighting continues to grow. Even after trimming our holding regularly, every year, CSU has a weighting between 12% to 15%, in each portfolio. In addition, we also own TOI, between 2.5% to 3.5% for each member. We like CSU a lot and the TOI/Lumine spinoffs are just one of those host of reasons. Need your expert opinion on following:

1. We leave the CSU weight as is and continue to trim each year, eventually to reach,
say 7-10% weight over next 5-10 years. Do you see much company/sector risk with this strategy ?
( This approach has helped us in spreading huge built in capital gains - ACB $450, over separate years. Based on tenure/experience of our ownership, we are very comfortable with 10% +)

2. We cut TOI holding to <2% or eliminate altogether, as CSU already has a large ownership in the company.

3. We leave CSU and TOI, at currents weights 12.5%/2.5%, in each member's portfolio and do nothing.

Total Tech weighting in each member's portfolio is 20-25 %, balance being SHOP and KXS,

Thank you.

Q: In your opinion is a weighting of 10% of CSU too much to have in one's portfolio? Thank You.

Q: Would you recommend using investment money to help pay off a line of credit? That money would be coming from a tfsa. If so, from the list provided, please list the top 5 stocks in order that you would sell?

APPLE and MSFT would be sold at a loss.

Thanks for everything

Q: Can you rank which stock you would prefer in here to buy for a 3 year hold for maximum capital gain potential MSFT. CSU Descartes?

Q: What are your top 4-5 stock picks for 2023 growth and/or inflation protection ?

Q: Could you suggest a diversified mini portfolio of Cdn stocks from your BE portfolio? The portfolio is too small to accommodate the full BE set of stocks. Thank you and happy new year.

Q: I thought that I had asked this question before, but I went through 6 web pages of "My Questions" and came up empty.

What would you say is the "most" CSU-like stock in the US? Thanks again!

Q: Good morning,

I know CSU and TOI are kind of related but not clearly know how. I have 8% in CSU now ( thanks to 5i). Is it wise to invest in TOI as well? Appreciate your advice as always!

Angie

Q: A recent Financial Post article stated larger-cap, profitable and good cash flow stocks will be the place to invest in 2023. Would you please suggest 5 Canadian & 5 U.S companies that meet those conditions. Thanks … Cal

Q: My 21 year Daughter has a small TFSA with some Stocks and a ETF. What are a few Growth stocks that you would recommend for the longer term. Looking for some suggestions for stocks that have good growth prospects and would be more that could buy and forget about.

Thank you

Q: CSU is spinning out The Lumine Group. I can't find a stock symbol for Lumine so please explain how this will work for CSU shareholders. Thank you.

Q: Hi 5i,
I’m working through an audit of my technology positions for year end. Would you rate each position as a buy, sell or hold for your own portfolio today?

Thank you!

Q: Retired conservative investor whose only tech holding is HTA ( 5% total portfolio). Looking at either CSU or Shopify as next purchase. Which of these would you prefer to “ dip your toe “ further into the tech sector ? Also, is my weighting of HTA appropriate ? Thanks. Derek.