Q: What would be your 3 top picks from the 5i Income Portfolio right now?
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Investment Q&A
Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.
- Sun Life Financial Inc. (SLF)
- Intact Financial Corporation (IFC)
- Definity Financial Corporation (DFY)
Q: Are the California wildfire losses expected to have any impact on Canadian insurers, possibly as reinsurance partners?
- Royal Bank of Canada (RY)
- Bank of Nova Scotia (The) (BNS)
- BCE Inc. (BCE)
- Sun Life Financial Inc. (SLF)
- Restaurant Brands International Inc. (QSR)
- Northland Power Inc. (NPI)
- North West Company Inc. (The) (NWC)
- Exchange Income Corporation (EIF)
- Brookfield Renewable Corporation Class A Exchangeable Subordinate Voting Shares (BEPC)
Q: These 9 stocks were approximately equally weighted in unregistered dividend account before NPI and BCE took a big dive. The overall yield of the account is around 4.8% which I have been happy with, but the loss of capital in the 2 mentioned is troubling.
Objective of the account is to generate retirement dividend income for the next 5 to 10 years.
Other accounts provide pretty decent diversification by sector / geography / growth etc.
Question 1. Should I take the loss on these two and redeploy into the other holdings?
Question 2. Any glaring omissions in this account which you think I should add in here?
Objective of the account is to generate retirement dividend income for the next 5 to 10 years.
Other accounts provide pretty decent diversification by sector / geography / growth etc.
Question 1. Should I take the loss on these two and redeploy into the other holdings?
Question 2. Any glaring omissions in this account which you think I should add in here?
- Toronto-Dominion Bank (The) (TD)
- Bank of Nova Scotia (The) (BNS)
- BCE Inc. (BCE)
- Sun Life Financial Inc. (SLF)
- TELUS Corporation (T)
- Fortis Inc. (FTS)
- Brookfield Renewable Partners L.P. (BEP.UN)
- TFI International Inc. (TFII)
- Kinaxis Inc. (KXS)
- Alimentation Couche-Tard Inc. (ATD)
- Shopify Inc. Class A Subordinate Voting Shares (SHOP)
- Savaria Corporation (SIS)
- goeasy Ltd. (GSY)
- Brookfield Infrastructure Partners L.P. (BIP.UN)
- Exchange Income Corporation (EIF)
- Dream Industrial Real Estate Investment Trust (DIR.UN)
- Topicus.com Inc. (TOI)
- Brookfield Corporation Class A Limited Voting Shares (BN)
- Brookfield Asset Management Ltd. Class A Limited Voting Shares (BAM)
- Lumine Group Inc. (LMN)
Q: Hi 5i
Please as many questions as needed.
I am heavily invested in stocks and want to raise cash, putting more money into bonds. I have about 10% in Canadian oil and gas, 5% gold stocks, and about 13% in uranium stocks. I am going to hold my gold and uranium.
What allocation would you suggest for a retiree in terms of portfolio holdings of gas and oil?
I am concerned about the possible coming tarriffs and the effect on the Canadian ecomomy. Most of my holdings are Canadian. A lot of these are in dividend stocks. I have held them through the past few years but I do need to increase the allocation to conservative investments. I plan to reduce most by about 20% or consider outright sells. I currently prefer to reduce downside risk than worry about the upside.
Can you help me decide from the viewpoint of possible tarriffs and effect on the Canadian economy which are at risk the most. Could you class these as hold, reduce or sell. I will hold all my U.S. stocks which are about 15% of my portfolio and haven't listed those here.
Thank you for your very helpful advice.
Please as many questions as needed.
I am heavily invested in stocks and want to raise cash, putting more money into bonds. I have about 10% in Canadian oil and gas, 5% gold stocks, and about 13% in uranium stocks. I am going to hold my gold and uranium.
What allocation would you suggest for a retiree in terms of portfolio holdings of gas and oil?
I am concerned about the possible coming tarriffs and the effect on the Canadian ecomomy. Most of my holdings are Canadian. A lot of these are in dividend stocks. I have held them through the past few years but I do need to increase the allocation to conservative investments. I plan to reduce most by about 20% or consider outright sells. I currently prefer to reduce downside risk than worry about the upside.
Can you help me decide from the viewpoint of possible tarriffs and effect on the Canadian economy which are at risk the most. Could you class these as hold, reduce or sell. I will hold all my U.S. stocks which are about 15% of my portfolio and haven't listed those here.
Thank you for your very helpful advice.
- Bank of Nova Scotia (The) (BNS)
- BCE Inc. (BCE)
- Sun Life Financial Inc. (SLF)
- Fortis Inc. (FTS)
- WSP Global Inc. (WSP)
- Premium Brands Holdings Corporation (PBH)
- BMO Equal Weight REITs Index ETF (ZRE)
- BMO Equal Weight Industrials Index ETF (ZIN)
- iShares Equal Weight Banc & Lifeco ETF (CEW)
- iShares Global Healthcare Index ETF (CAD-Hedged) (XHC)
- iShares S&P/TSX Capped Consumer Staples Index ETF (XST)
- iShares S&P/TSX Capped Information Technology Index ETF (XIT)
- Invesco NASDAQ 100 Index ETF (QQC.F)
Q: Hi Peter and all at 5i. Wishing you the best of the season!
Peter, first of all, I really enjoyed your last article in the National Post. Your financial stories were highly entertaining.
I manage a RRSP for my daughter-in-law. She has approximately 24K in cash due to a GIC that recently matured. (She got 5.16% interest).
She has these commission-free ETFs: CEW, QQC.F, XHC, XIT, and XST. She would have to pay a $10 commission on the following stocks and ETFs: BCE, BNS, FTS, PBH, SLF, WSP, ZIN, and ZRE.
Question 1. In what order would you suggest she uses the cash to purchase more of the commission-free ETFs?
Question 2. If there are compelling reasons to do so, in what order would you suggest she uses the cash to purchase more of the stocks and ETFs where there is a $10 commission?
I’m hoping that this question can be answered before Christmas if possible. Please use as many question credits as you see fit to provide a comprehensive reply.
Thanks as always for your valuable insight.
Peter, first of all, I really enjoyed your last article in the National Post. Your financial stories were highly entertaining.
I manage a RRSP for my daughter-in-law. She has approximately 24K in cash due to a GIC that recently matured. (She got 5.16% interest).
She has these commission-free ETFs: CEW, QQC.F, XHC, XIT, and XST. She would have to pay a $10 commission on the following stocks and ETFs: BCE, BNS, FTS, PBH, SLF, WSP, ZIN, and ZRE.
Question 1. In what order would you suggest she uses the cash to purchase more of the commission-free ETFs?
Question 2. If there are compelling reasons to do so, in what order would you suggest she uses the cash to purchase more of the stocks and ETFs where there is a $10 commission?
I’m hoping that this question can be answered before Christmas if possible. Please use as many question credits as you see fit to provide a comprehensive reply.
Thanks as always for your valuable insight.
- Toronto-Dominion Bank (The) (TD)
- Bank of Nova Scotia (The) (BNS)
- Canadian Natural Resources Limited (CNQ)
- Sun Life Financial Inc. (SLF)
- Canadian Apartment Properties Real Estate Investment Trust (CAR.UN)
- Pason Systems Inc. (PSI)
- Granite Real Estate Investment Trust (GRT.UN)
- Dream Industrial Real Estate Investment Trust (DIR.UN)
- Plaza Retail REIT (PLZ.UN)
Q: What are your current thoughts regarding plaza reit as an addition to the income side of my portfolio? If negative, do you have any suggestions for stable high-dividend Canadian stocks that I can investigate? thanks, J
- Royal Bank of Canada (RY)
- Toronto-Dominion Bank (The) (TD)
- BCE Inc. (BCE)
- Sun Life Financial Inc. (SLF)
- National Bank of Canada (NA)
- Fortis Inc. (FTS)
- Brookfield Renewable Partners L.P. (BEP.UN)
- Emera Incorporated (EMA)
- Brookfield Infrastructure Partners L.P. (BIP.UN)
- Brookfield Asset Management Ltd. Class A Limited Voting Shares (BAM)
Q: Yesterday I asked you about a group of stocks with respect to trimming our positions to reduce our overall stock exposure.
Now I would appreciate it if you could categorize these stocks with respect to your opinion on the impact of Trump's election. Perhaps the categories could be: positive, negative, neutral, or not sure.
The stocks are:
BAM
BEP.UN
BIP.UN
BCE
EMA
FTS
NA
RY
SLF
TD
Now I would appreciate it if you could categorize these stocks with respect to your opinion on the impact of Trump's election. Perhaps the categories could be: positive, negative, neutral, or not sure.
The stocks are:
BAM
BEP.UN
BIP.UN
BCE
EMA
FTS
NA
RY
SLF
TD
- Royal Bank of Canada (RY)
- Toronto-Dominion Bank (The) (TD)
- BCE Inc. (BCE)
- Sun Life Financial Inc. (SLF)
- National Bank of Canada (NA)
- Fortis Inc. (FTS)
- Brookfield Renewable Partners L.P. (BEP.UN)
- Emera Incorporated (EMA)
- Brookfield Infrastructure Partners L.P. (BIP.UN)
- Brookfield Asset Management Ltd. Class A Limited Voting Shares (BAM)
Q: My wife and I are mainly dividend investors. We tend to hold our stocks for many years. Due to the significant increase in the value of our stocks this year, we are considering reducing the percentage of some stocks in our portfolio by about 10%.
Could you please give your opinion as to which of the following stocks you would reduce. Would you reduce one or two selected stocks, or perhaps reduce across the board? All of the reductions would be in registered accounts. You can assume the stocks are all about the same percentage of our portfolio.
The stocks are:
BAM
BEP.UN
BIP.UN
BCE
EMA
FTS
NA
RY
SLF
TD
Could you please give your opinion as to which of the following stocks you would reduce. Would you reduce one or two selected stocks, or perhaps reduce across the board? All of the reductions would be in registered accounts. You can assume the stocks are all about the same percentage of our portfolio.
The stocks are:
BAM
BEP.UN
BIP.UN
BCE
EMA
FTS
NA
RY
SLF
TD
- Toronto-Dominion Bank (The) (TD)
- Bank of Nova Scotia (The) (BNS)
- Canadian National Railway Company (CNR)
- Canadian Pacific Kansas City Limited (CP)
- Sun Life Financial Inc. (SLF)
- WSP Global Inc. (WSP)
- TMX Group Limited (X)
- Toromont Industries Ltd. (TIH)
- TFI International Inc. (TFII)
- EQB Inc. (EQB)
- Boyd Group Services Inc. (BYD)
- Brookfield Corporation Class A Limited Voting Shares (BN)
Q: Good afternoon. I'm wondering what your top five picks would be for both industrial and financial stocks. I'm looking for 10-15 year growth with medium risk.
- Chubb Limited (CB)
- Manulife Financial Corporation (MFC)
- Sun Life Financial Inc. (SLF)
- Trisura Group Ltd. (TSU)
Q: I am thinking of adding/increasing my position in an insurance company and have found that the combined ratio for both MFC and SLF are more than 100 while CB and TSU’s combined ratio is in the low 80. Does that mean MFC and SLF are not as profitable as CB and TSU? Which is a good buy currently? Thanks,
Q: Ignoring portfolio weightings, Can you give some advice on when to sell your winners? For example MFC has had a nice run. It seems fully valued. I am an income investor and am consider shifting to SLF for no other reason than the pick up in yield. There are other ‘winners’ I have that appear to be fully valued and I could shift elsewhere to boost income. What are the right things to consider re timing on when to sell?
- Bank of Nova Scotia (The) (BNS)
- Enbridge Inc. (ENB)
- Canadian Natural Resources Limited (CNQ)
- Sun Life Financial Inc. (SLF)
- TMX Group Limited (X)
- Hydro One Limited (H)
Q: for a retired dividend investor in canadian stocks which dividend payers do you think are the safest and have some growth potential. seems lately that a lot of dividend canadian stock that i have been invested in is having problems. [bce, td, t, bns, enb etc.]
- Great-West Lifeco Inc. (GWO)
- Sun Life Financial Inc. (SLF)
- Dream Industrial Real Estate Investment Trust (DIR.UN)
Q: Greetings, currently hold Great West and Sunlife well rewarded to date. Thinking of switching Great West for Dream REIt based on your Sept report. Objectively long term does it make sense., thanks Bman
Q: Your thoughts please on the quarter?
Thx
Thx
- JPMorgan Chase & Co. (JPM)
- Prudential Financial Inc. (PRU)
- Sun Life Financial Inc. (SLF)
- Intact Financial Corporation (IFC)
- iShares S&P/TSX Capped Financials Index ETF (XFN)
- Financial Select Sector SPDR (XLF)
Q: Hi group on my last question to you I asked for 2 stocks in US and Cad (financials+ I also asked for 2 financial ETFs stocks same sector- I did not get the US and Cad etf sugestions...can you please revisit the question. has you stock pics picks on the financial stocks changes as of todays sell off ?...appreciate your help
- Alphabet Inc. (GOOG)
- Sun Life Financial Inc. (SLF)
- Hammond Power Solutions Inc. Class A Subordinate Voting Shares (HPS.A)
- Brookfield Corporation Class A Limited Voting Shares (BN)
Q: Why is their Share based compensation (SBC) so impactful and visible in the results? Is it because of the size of the company and revenue? Other companies I am sure has SBC but I rarely see it as a top headline item in earning press release.
- Sun Life Financial Inc. (SLF)
- Constellation Software Inc. (CSU)
- WSP Global Inc. (WSP)
- BMO S&P 500 Index ETF (ZSP)
- iShares S&P/TSX 60 Index ETF (XIU)
Q: Hello,
New to investing and I have about 20K to invest to start...wondering how you would recommend to best distribute that? Looking for long term investments. Ok with some risk.
New to investing and I have about 20K to invest to start...wondering how you would recommend to best distribute that? Looking for long term investments. Ok with some risk.
- JPMorgan Chase & Co. (JPM)
- Prudential Financial Inc. (PRU)
- Sun Life Financial Inc. (SLF)
- Intact Financial Corporation (IFC)
- Galaxy Digital Holdings Ltd. ordinary shares (GLXY)
- Coinbase Global Inc (COIN)
Q: Hi group I am short exposure in Financials in both Canada and us Please recommend 2 CAD+ 2 US stocks and 1 etf for each market. Also do you recommend a position in Bitcoin going fwd its getting hard to watch it hitting new highs as of late. Would you recommend a position for a moderate investor and if so what 2 stocks would you consider...thanks for your help
- Suncor Energy Inc. (SU)
- BCE Inc. (BCE)
- TC Energy Corporation (TRP)
- Sun Life Financial Inc. (SLF)
- Dollarama Inc. (DOL)
- Kinaxis Inc. (KXS)
- Premium Brands Holdings Corporation (PBH)
- Savaria Corporation (SIS)
- Brookfield Infrastructure Partners L.P. (BIP.UN)
- Lumine Group Inc. (LMN)
Q: Hi. I need to generate some cash out of a portfolio holding these positions. Can you please rank the noted companies in terms of which you would sell now based on current valuations and outlook over the next 2-3 years?
- Coca-Cola Company (The) (KO)
- UnitedHealth Group Incorporated (DE) (UNH)
- Toronto-Dominion Bank (The) (TD)
- Bank of Nova Scotia (The) (BNS)
- Enbridge Inc. (ENB)
- Sun Life Financial Inc. (SLF)
- Intact Financial Corporation (IFC)
- Miscellaneous (MISC)
- BMO Low Volatility Canadian Equity ETF (ZLB)
- Hydro One Limited (H)
- iShares MSCI USA Min Vol Factor ETF (USMV)
Q: I am setting up a TFSA for my wife. I have been managing my own TFSA for 7 years but my wife has maintained her account with a BMO investment advisor. We also both have RIFs managed by the same advisor. My TFSA has far outperformed the accounnts managed by the professional (thanks to your advice) but my wife is very risk adverse. She has about $100 K to invest. We are both in our 70s and don't have pressing needs for the cash. Could you. suggest a basket of Canadian/US stocks/etfs that would provide some low risk growth with a 10 year horizon.