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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: We have 300K which we want to use to build a portfolio of Canadian dividend payers in an open account.
This forms a significant chunk of our semi retirement portfolio. We have growth stocks in registered accounts and also some cash in a HISA.

1. Would you think that 10 companies offers sufficient diversification?
2. Which companies would you recommend? (we are thinking 2 x financials, 2 x telecoms, 2 x utilities, 1 or 2 materials, 1 or 2 energy)
3. Over what time frame would you recommend purchasing these companies? (TD charges me $10 a trade)

Thank-you,
Jim and Sharon

Read Answer Asked by Jim on September 09, 2020
Q: I am trying to identify one and only one Telecom co. to invest across the US or Canada. According to Morningstar data, Verizon has the best ROE, ROIC and interest coverage metrics (and the lowest P/E apart from AT&T). Would you consider VZ the best overall for a long term investment? Thank you for your excellent service as usual.
Read Answer Asked by Christian on September 08, 2020
Q: Looking to deploy excess cash, mainly for dividends and some growth. I have room in both utilities and telecom sectors. If I compare the Utilities and Telecoms listed, it would seem from current valuations (Fwd PE versus historical PE average) and looking at share appreciation the past 5 years ( history of generating shareholder value) , 5yr dividend growth rates and expected revenue growth, the utilities group easily wins on all counts. Based on this analysis, I should be buying from my list of utilities before I start buying from the Telecom list. Do you agree with my conclusion? Should I add any additional analysis? Thank-you.
Read Answer Asked by Albert on September 02, 2020
Q: Hello Peter, I am intrigued after reading that a Canadian can earn about $50,000 per year of dividend income without paying any income tax. I know about your income portfolio of course, but with a view to maximizing just Canadian eligible dividend income, what would you think of the following portfolio of 14 stocks. Equal weighted, the stocks would yield 5.3%. (Disregard lack of market diversification; this can be achieved in one’s registered accounts.) Also, if one wanted to pare down the list to 10, which 4 would you delete?
BCE, CM, ENB, FTS, CNQ, AQN, CPD, FSZ, MG, KBL, POW, ALA, BIPC and NTR. Thanks!
Read Answer Asked by James on August 27, 2020
Q: Good morning, Portfolio Analytics suggests we (as elderly seniors) lower our Utility holdings by 6.32%. Currently, we have:
AQN 3.9 %, BEPC 3.5%, BIP.UN 4.6%, H 2.2%, SPB 1.8%. Firstly is there a holding I could eliminate? If not should I just lower the larger percentages? All are in RRIFs.
Second suggestion from Analytics is to lower telecom by 3.54%. Currently have BCE 4.2%, T 3.5% and GOOG 4.2%. T and BCE are in RRIFs. GOOG is in an unregistered account. I have always looked at GOOG as technology sector. Any comments. Thanks for your expertise.
Ted
Read Answer Asked by Ted on August 21, 2020
Q: Ifn the event we are seeing a shift from growth to value stocks could you identify five value stocks in Canada and the US that would make good investments at this time?

Thanks for your advice.
Read Answer Asked by Ken on August 12, 2020
Q: With a 5-10 year time horizon, can you recommend any dividend stocks which have stable dividends and high yields due to current market conditions? I think that RioCan and Enbridge both fall into this category and would be interested in similar stocks that have a yield in the 8-10% range.
Read Answer Asked by Jamie on August 06, 2020
Q: I bought shares in this company many years ago in my registered account primarily for income. Would you recommend that I continue to hold them? If not what would you replace it with assuming I want to have a company that provides a dividend yield of at least 3% ?
Read Answer Asked by Robert on July 28, 2020
Q: Hi, could you please rank the Telcom companies from best to worst over the next 1-5 years with brief rationale. Also, how do you see the general outlook for the industry over this period? Thanks.
Read Answer Asked by Gary on July 27, 2020
Q: Please rate the above for the following criteria (best first):
Safety, valuation, dividend sustainability,long term strength,
thanks
Read Answer Asked by JOSEPH on July 17, 2020
Q: Asking for a retiree in their early 70s -- Need some Canadian Dividend stocks mainly for income. If you an provide 3 that is safe that'll be great!
Read Answer Asked by Eugene on July 14, 2020
Q: Hello 5i Team
Comparing Rogers Communications vs Shaw Communications - which is the better company for further growth and increased dividends? RCI-B increased its dividend slightly in 2018 and no previous increases since 2015. SJR-B last increased its dividend in 2016.
I already have equal weight positions in BCE, Shaw and Telus - I am looking for which company I should invest in to reach my desired portfolio percentage in the Communications Sector?
Should I look at the Cogeco family of companies instead of Rogers/Shaw?
Thanks
Read Answer Asked by Stephen on July 08, 2020
Q: I have these 13 stocks at equal weighting of approximately 5 percent each in my RSP, along with 35 percent in fixed income. Stock value of approx 1,300,000. Fixed income is approx 650,000. Cash 50,000. In your valued opinion, is the above stock selection diversified enough?, or are there other sectors I should be in. I am 69 and going to retire in the next year.
Read Answer Asked by Allan on July 07, 2020
Q: I will retire in two years at 62 and receive OAS and max CPP at 65.

I have significant savings and investments.

At this moment in time what are your top five long term income producing investments. Relatively safety with some growth potential.

Thanks much.

Read Answer Asked by Dave on June 30, 2020
Q: I'm looking to add another 5 quality dividend payers for the long term. Do you see any issues with my existing positions? SOME growth would be nice but secondary to dividend amount and safety of dividend. Industry and country are not important.

Thanks
Read Answer Asked by Robert on June 15, 2020
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