Investment Q&A

Q: Peter, could you please recommend 5 Dividend {low volatility} stocks for a long {3-5 years} term hold.

Thanks Valter

Q: Have some monies sitting on sidelines. Can you name me a cheap (excluding energy) sector if any and a couple of recommendations? Thank you. Bill

Q: I am thinking of rebalancing the weighting of my holdings of common stock among the five large Canadian Banks. The banks represent 20% of my stock portfolio, more or less in equal parts, except for TD (of which I hold less). I'm looking for yield and quality, with a bias towards "hold" not "trade". I consider capital growth a bonus not a goal. I'm retired. I spend my investment income but retain capital. Do you have particular preferences? Do you think that a 20% allocation to financial services is in an acceptable range?

Q: BNS.PR.G stock was issued at 25.00. Today it traded about 26.88. Computer says the dividend is 6.63%. This seems to be too good to be true. What am I missing here? I am retired and invest for income. What is your opinion of BNS.PR.G for income & What is you opinion of the reset. Many thanks.

Q: I intend to take some money out of a savings account and put it into 3 or 4 rock solid (what a concept) TSX stocks earning divis
in the 3 - 5% range and looking at a 2 - 3 yr horizon. Would really like to see a list of stocks (with ratings) that you think would meet my requirement. Thanks again.

Q: Hello Peter and team
My daughter holds AQN and BAM'A in her RSP account and has to add one more position. Which of BNS or Telus would you choose to add as a long term hold? Could I have your opinion of this total selection disregarding diversification.
Thanks for your great service.

Q: My question is companies that will benefit from rising interest rates. I was wondering if you could give me a top three that trades in Canada and a top three that trades in the US...May one ETF too if possible. I understand that rates wont go up over night. I just want to start accumulating now for a 5-7 year hold to wait for rates to rise. I would prefer it if they paid a dividend as well.

Thanks so much
Jimmy

Q: I manage the investment accounts for a family member who currently has a very small pension, CPP and OAS with the OAS Supplement. Her Supplement is reduced by 50 cents for every dollar of investment income she makes so she is effectively in a 50% tax bracket. Her capital comes from the recent sale of her house and the money must be available for an assisted living facility in a few years. My problem has been finding stocks to preserve capital and minimize the 50% tax bite which impacts what she has to live on currently. I have used AV.UN which has no impact on her income now and TMC which does but provides a high income. I think capital gains would be better than dividends which are grossed up. Any suggestions for appropriate investments for a 6 figure account?

Q: Hi 5i, I have been slowly adding to my portfolio. So far it is all held in a TFSA with long term in mind. The listed companies are the current holdings (I don't know weighted percents off hand). Can you please recommend maybe 2-3 other companies or funds that would help to round out my portfolio? I plan to make regular contributions for the long term. All available DRIP's are being utilized as well to further growth. Do you see any current major issues with the current holdings?

Thanks 5i! Keep up the great work, you're much appreciated!

Q: How would you rank these 3 for growth for a younger investor over the next few years if you had to choose only one?

Q: Hi Any comments on bns results?
Stan

Q: Would like to add one safe stock with good divi to my portfolio. Have sector room for finance and telecom. Trying to choose between BCE & BNS. BCE has a negative with the CRTC regulators forthcoming ruling on the MTB takeover and also encouraging competition. BNS will no doubt be affected by the Alberta problem. Maybe I should be looking elsewhere? Would really appreciate your insight on this as always.

Q: CWB & NA recently declared provision for loan losses related to energy loans resulting in sharp drop in their stock prices.Meanwhile the big 5 Canadian banks are doing well with 4 reporting next week starting Mar.25 & BNS on June 1.What will the effect when they report their results & loan losses? Please advise if I should sell some of BNS & the 4 prior to release of results.Always appreciate your great services & views.

Q: Back in April you recommended SJ, KXS, OTC, and PBH to someone who was starting a TFSA , and all except for SJ have taken off...
I am trying to help a Senior who doesn't even own ONE stock .
I presume in his situation would you recommend the usual SLF, and BNS ?

Now that these stocks have already performed so well , should he wait for a summer pullback on these ?... or are there others that he should consider ?

Thanks so much

Q: Hi, I am an income investor and would like your opinion on the major Canadian banks right now. Do you feel that they are attractive at current prices as they are nearing 52 weeks highs? Or would you recommend holding off until they come down in price?
Which banks do you like the most for future growth?

Q: Can you comment on BNS and the large short position that is currently out there, as well as the $375-million pre-tax restructuring charge announced on Monday? How do you feel the stock will perform in short term. I would like to take a position in it but am wondering when to do it.

Q: Hi Team ... I am up nicely on BNS and will be selling some in order to maintain a proper weighting within my portfolio. I'd like to redeploy the proceeds within the sector and am looking for a company offering a nice yield as well as good growth potential. I'm leaning towards Fiera Capital (FSZ) and would appreciate your thoughts. Also, any other candidates I could be considering?

Q: With today's low interest rates, what would you recommend to retirees to achieve a relatively low risk 5% return? I really appreciate your service.
Thanks,

Q: Hi Peter,Ryan et al. My daughter age 32 has $32K to invest in her TFSA. My initial thought was a half position in CAO and KXS along with full positions in BNS. ATD.B CTC.A,PBH,
and HCG. Any suggestions and comments would be appreciated for at least a 3 year time frame.
Thanks in advance.
David

Q: Good Morning
I hold 4 Canadian banks CM, TD, RY and BNS in an unregistered account. The bank stocks comprise just under 20% of my portfolio and each has approximately a 50% capital gain. My only other financial stock is a 2.5% position in PWF. Capital gains in my account this year will likely be taxed at 15%. I am considering selling one of the bank stocks (perhaps CM) and investing the proceeds in SLF. I have chosen SLF for it's relatively low valuation and secure dividend.
Is reducing the allocation to Canadian banks appropriate, or does the tax which has to be paid cancel the benefit?
Which bank would you sell?
Is SLF a suitable alternative or is there another company that you would prefer. I already have full positions in CNR and BAM.A.
Thanks
David