Investment Q&A

Q: Hi : I recently sold my TD shares, I do not think there is anything wrong with TD, but I noticed that some stocks like TD are above the value they had before the pandemics hit. Noticed that beta for TD is 0.86. It is hard to believe that the economy is in better shape today than before the pandemics. I see quite a number of empty stores at my local mall. BCE has a beta of 0.31 with a good yield and a low price/cash flow ratio. Would you agree that BCE is safer than TD if the market has a correction ?, I am retired and safety and income are more important than growth . I have no exposure to telecoms now, and still some small exposure to banks through BNS. If BCE is not super safe , could you suggest another one ?

Q: Hi Folks,
I am looking to update my RRSP - I currently hold PG, TD, BNS, MFC, ABBV, PFE, T, BCE, AQN, BIP.UN, ENB - I am thinking of swapping PG with Verizon ( or can you suggest another with a dividend ) to add some "torque".
Thanks

Q: Hello,

The financial sector are at 52 week highs, do you see an issue with stepping in at these prices ? Would you consider one of the major banks and perhaps GSY as an alternate to the big banks with exposure to the financial sector ?

Thanks,
Robbie

Q: Good afternoon,

I am looking to investing into a bank for a long term hold. Which would be your favorite for long term growth

Thanks

Q: For new money to top up my income portfolio holdings per above. How would you rank if buying today based on valuation and future growth (revenue, earnings,dividends)
Please also rank the sectors (banks, insurance, utilities, telecom ). Thank-you.

Q: I am currently underweight in bank stocks... about 8 percent of my equity portfolio. I'd like to increase them... to what % do you recommend? I currently own RY, TD and SLF. Would you just add to these to bring them up to the new weighting or would you add other banks and if so what?

Q: All the big banks have had very encouraging financial results. Is now a good time to add in preparation for big dividend increases once the regulatory hold comes off.

Thanks.

Q: I hold TD and BNS, and want to add more of the bank with the best current value. Can you please tell me which of the 2 banks represents the better value? Would appreciate knowing what metrics you use to determine bank stock value. EV values in the minus range make it confusing.
Thanks!

Q: What 2-3 stocks would you add to this portfolio for more diversification and some growth?

Thanks

Q: I do not have any Canadian financial exposure, and would like to buy a bank before the earnings report. Which one would you suggest?

Q: Hi there, the portfolio analytics says I should lighten up on financials. Which of these 3 would you sell. I also hold XTR which is also high in financials.
Thx

Q: I heard on BNN yesterday that all Canadian banks dividend increases have been put on hold. True? And if so, why? Cheers

Q: One of my financial advisors moved from TD to Canaccord. Got me wondering if I should sell the TD shares I own in my self managed account and buy Canaccord.

Also a comment to Garth who is having trouble contacting TD WebBroker, I contact them through their phone app with much better results.

Q: Would you please advise the approximate amount of excess capital (or equivalent) each of these five Banks are holding based on their year end results.

Thanks

Q: I am looking at putting together a portfolio of set-&-forget Canadian dividend-paying stocks, in what will be my only unregistered account, making up about 30% of our overall portfolio. The registered accounts (70% of portfolio) are now all in mixes of VGRO, VBAL and XAW.
My emphasis is on stable large cap companies, with a sprinkling of smaller cap, low beta, decent and growing dividends. I expect to draw down the capital at 6 - 7% per year (in addition to the dividends). Beyond the drawdown, capital preservation is secondary to the income.
What are your thoughts on the following mix? Additions/deletions?
Communication: BCE, T
Consumer Discretionary: CTC.A, LNF
Consumer Staples: NWC, PBH
Financials: BNS, TD, SLF
Industrials: SIS
Materials: SJ
Real Estate: CRT.UN
Energy & Utilities: ENB, AQN, FTS, ACO.X, BEP.UN (or BEPC)
My other thought is 100% CDZ but I'm not very impressed with the historical returns and the (relatively) high MER.
Thanks. Lotar.

Q: I have been experiencing trouble executing trades online. They say they are trying to resolve the problems,the problem seems to be when I enter my password to complete trade.They say to keep trying. Got frustrated , tried calling and no answer after 48 minutes. Are other members experiencing these problems.Since yesterday lost $ 2,800 in value.

Q: Hi, purely in terms of relative dividend security could you please rank the above blue chips companies over the next 5-10 years.Thanks.

Q: Why are they unable to do buybacks and increase dividends and what is the rationale for this? Do yo expect dividend increases when the BOC changes the rules? Why does the BOC seem to think they know better than the Fed who have opened up bank restriction?

Q: Is the financial sector good value at these levels ?
I'm a little concerned investing new money in the banks as rising prices have brought valuations to pre-pandemic levels. Insurance companies not yet there, may be the better value.
Thank-you.

Q: Hi Everyone at 5i! I am looking to invest in a bank. Could you please rank our five as well as National bank, for future growth and prospects. Cheers, Tamara